Madison County property record for 248 Clover St, Moro, IL 62067
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 896 sqft · built 1958 |
| Lot Size | 0.339 acres (14,775 sqft) |
| Owner | Individual Name on File |
| Last Sale | $86,000 (Sep 2016) |
| Tax Bill | $1,675 (2025) |
| Deeds & Mortgages | Feb 2026 Line of Credit Feb 2022 Mortgage |
| APN | 15-2-09-08-02-204-018 |
| Primary APN | 15-2-09-08-02-204-018 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 896 sqft Living Area |
| Year Built | Built 1958 |
|---|---|
| Effective Year Built | Effective 1958 |
| Architectural Style | Ranch |
| Exterior Material | Vinyl |
| Construction Type | Frame |
| Lot Area | 14,775 sqft (0.339 acres) |
| Lot Dimensions | 150 ft deep x 98 ft wide |
| Garage Type | Attached |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 248 CLOVER ST |
|---|---|
| City | MORO |
| State | IL |
| Zip | 62067-1710 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 2ND ADD TO E MEADOWBROOK PT LOT 17 & PT VAC RD 98.5 X 150 IRR |
| Legal Subdivision | SECOND ADDN |
| Legal Lot Number | 17 |
| Jurisdiction | MADISON IL |
| Township / Civil Division | FORT RUSSELL |
| Census Block Group | 4 |
| Census Block | 4040 |
| Census Tract | 402805 |
Source: Madison County records · APN 15-2-09-08-02-204-018
Assessment roll updated June 25, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 248 CLOVER ST, MORO, IL 62067-1710 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 18, 2026 | Deed of Trust, Mortgage · Line of Credit US BANK NA |
| Feb 04, 2022 | Deed of Trust, Mortgage · Conventional Mortgage US BANK NA |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Sep 01, 2016 · Amount on Record |
| Deed Sale | Sep 01, 2016 · Amount on Record |
| Deed Document Number | 201630531 |
| Prior Transfer Date | Feb 29, 2016 |
| Prior Transfer Doc | 0000006282 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON IL |
| Property Address | 248 CLOVER ST, MORO, IL 62067-1710 |
| Transaction Type | Mortgage |
| Record Updated | Mar 11, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000004792 |
|---|---|
| Date | Feb 18, 2026 |
| Instrument | 2026R04792 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 09, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 9.85% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON IL |
| Property Address | 248 CLOVER ST, MORO, IL 62067-1710 |
| Transaction Type | Mortgage |
| Record Updated | Feb 23, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000004026 |
|---|---|
| Date | Feb 04, 2022 |
| Instrument | 2022R04026 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Feb 01, 2037 |
| Rate Type | Fixed Rate |
|---|
Source: Madison County records · Assessment roll updated June 25, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Madison County |
| County Subdivision | Fort Russell Township |
| Unified School District | Bethalto Consolidated Unit School District 8 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,675.00 (+1.95%) | $33,570 (+29.46%) Land $6,010 Building $27,560 | $100,710 (+29.34%) Land $18,030 Building $82,680 |
| 2024 | $1,643.00 (+19.14%) | ||
| 2022 | $1,379.00 | $25,930 Land $4,820 Building $21,110 | $77,867 Land $14,474 Building $63,393 |
Source: FEMA National Flood Hazard Layer · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Not on file |
|---|
| Wildfire Risk | Low lower than 98% of the US · lower than 86% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
May also be available: Verizon, Wisper ISP.
Based on FCC filings for 259 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | MEADOWBROOK PWD serves 1,778 people |
|---|---|
| Water Source | Purchased groundwater from BETHALTO |
| Last State Inspection | Sep 2025 |
| Lead | 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.
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