248 Christopher St, Montclair, NJ 07043 Property Records

Essex County and Montclair Township property record for 248 Christopher St, Montclair, NJ 07043 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details3,854 sqft · built 1910
Lot Size0.238 acres (10,359 sqft)
Owner2 Individual Names on File
Last Sale$1,400,000 (Oct 2020)
Tax Bill$38,912 (2025)
Deeds & MortgagesOct 2020 Sale & Mortgage
Oct 2019 Sale & Construction Loan
Flood ZoneZone X (minimal risk)
APN13-04501-0000-00004

Property Details

APN / Parcel Number

Primary APN13-04501-0000-00004
Alternative APN
  • 130450100004

Interior

Stories2 Stories
Building Area3,854 sqft Living Area

Exterior

Year BuiltBuilt 1910
Effective Year BuiltEffective 1910
Construction TypeFrame
Lot Area10,359 sqft (0.238 acres)
Lot Dimensions148 ft deep x 70 ft wide
Parking Spaces1 Parking Space

Location & Zoning

Old Parcel Number130450100004
Street Address248 CHRISTOPHER ST
CityMONTCLAIR
StateNJ
Zip07043-1703
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description70X148
Legal Block4501
Legal Lot Number4
JurisdictionESSEX NJ
Township / Civil DivisionMONTCLAIR
Census Block Group2
Census Block2005
Census Tract16300

Owner

Source: Essex County and Montclair Township records · APN 13-04501-0000-00004

Assessment roll updated July 2, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address248 CHRISTOPHER ST, MONTCLAIR, NJ 07043-1703
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 08, 2020Deed, Transfer · Conventional Mortgage
JPMORGAN CHASE BANK NA
Oct 09, 2019Grant Deed, Construction Loan · Construction Mortgage
LOAN FUNDER LLC SERIES 8997

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleOct 08, 2020 · Amount on Record
Deed SaleOct 08, 2020 · Amount on Record
Prior SaleOct 09, 2019 · Amount on Record
Deed Document Number202099243
Record UpdatedSep 20, 2026

October 2020: Deed, Transfer

Document TypeDeed
JurisdictionESSEX NJ
Recording DateOct 08, 2020
Property Address248 CHRISTOPHER ST, MONTCLAIR, NJ 07043-1703
Document Number0000099243
Instrument DateSep 25, 2020
Instrument2020099243
Transaction TypeTransfer
Record UpdatedAug 18, 2022
Title CompanyTITLE EVOLUTION LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$3,500.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address16 CEDAR LN E, 16, MAPLEWOOD, NJ 07040-1102

Transferred To (Grantee/Buyer)

NameVerified Name
Address248 CHRISTOPHER ST, MONTCLAIR, NJ 07043-1703

Mortgage

Document Number0000099244
DateOct 08, 2020
Instrument2020099244
Lender
NameJPMORGAN CHASE BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueOct 01, 2050

October 2019: Grant Deed, Construction Loan

Document TypeGrant Deed
JurisdictionESSEX NJ
Recording DateOct 09, 2019
Property Address248 CHRISTOPHER ST, MONTCLAIR, NJ 07043-1703
Document Number0000096452
Instrument DateSep 10, 2019
Instrument96452
Transaction TypeConstruction Loan
Record UpdatedOct 30, 2019
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$662.50
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address16 CEDAR LN E MAPLEWOOD NJ 070401102, MAPLEWOOD, NJ 07040-1102

Mortgage

Document Number96453
DateOct 09, 2019
Instrument96453
Lender
NameLOAN FUNDER LLC SERIES 8997
Address645 MADISON AVE # 19TH, NEW YORK, NY 10022-1010
Agreement
TypeConstruction Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Essex County and Montclair Township records · Assessment roll updated July 2, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyEssex County
County SubdivisionMontclair Township
Unified School DistrictMontclair Town School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$1,106,700 (-) Land $376,800 Building $729,900$1,106,700 (-) Land $376,800 Building $729,900
2025$38,912.00 (+3.32%)$1,106,700 (-) Land $376,800 Building $729,900$1,106,700 (-) Land $376,800 Building $729,900
2024$37,661.00 (+3.5%)
2023$1,106,700 Land $376,800 Building $729,900$1,106,700 Land $376,800 Building $729,900
2022$36,388.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Essex County (34013C), updated September 24, 2020 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 340130163002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies1 in force
Nearby Flood Claims2 (1994–2011)
Most Recent ClaimSep 2011, other causes

Wildfire

Wildfire RiskLow
above 3% of the US · above 8% of New Jersey
Wildfire LikelihoodLess than 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 542 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Optimum CommunicationsFiber8,000 / 8,000
VerizonFiber2,300 / 2,300
XfinityCable2,000 / 250
Optimum CommunicationsCable940 / 35

May also be available at this address: T-Mobile USA, AT&T, Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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