248 Cherrywood Parc Dr, O Fallon, MO 63368 Property Records

St. Charles County property record for 248 Cherrywood Parc Dr, O Fallon, MO 63368

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 3,261 sqft · built 1998
Lot Size	0.2 acres (8,712 sqft)
Owner	2 Individual Names on File
Last Sale	$400,000 (Mar 2025)
Tax Bill	$4,609 (2025)
Deeds & Mortgages	Sep 2021 Line of Credit May 2018 Sale
Flood Zone	Zone X (minimal risk)
APN	`T992500100`

Property Details

APN / Parcel Number

Primary APN	`T992500100`
Alternative APN	`2-0066-7910-00-0104.0000000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	3,261 sqft Living Area
Gross Area	3,992 sqft
1st Floor Area	1,863 sqft
Basement Area	1,645 sqft
Finished Basement	1,398 sqft
Unfinished Basement	247 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Architectural Style	Ranch
Exterior Material	Brick/Stone
Lot Area	8,712 sqft (0.2 acres)
Garage Type	Attached
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	78 sqft

Utilities, Heating & Cooling

Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	T992500100
Street Address	248 CHERRYWOOD PARC DR
City	O FALLON
State	MO
Zip	63368-7894
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AE6
Legal Description	CHERRYWOOD PARC #5 LOT 104
Legal Subdivision	CHERRYWOOD PARC #5
Legal Lot Number	104
Jurisdiction	ST CHARLES MO
Township / Civil Division	DARDENNE
Census Block Group	4
Census Block	4007
Census Tract	311735

Owner

248 Cherrywood Parc Dr is owned and occupied by two individuals who bought it in March 2025.

Source: St. Charles County records, as of September 10, 2026

Owner of Record	2 Individual Names on File
Mailing Address	248 CHERRYWOOD PARC DR, O FALLON, MO 63368-7894
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 22, 2021	Deed of Trust, Mortgage · Line of Credit US BANK NA
May 3, 2018	Warranty Deed, Transfer OTHER

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 10, 2025 · Amount on File
Deed Sale	Mar 10, 2025 · Amount on File
Prior Sale	May 3, 2018 · Amount on File
Deed Document Number	20259259
Prior Transfer Date	Aug 16, 2003
Prior Transfer Doc	0001481470
Record Updated	Oct 29, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	248 CHERRYWOOD PARC DR, O FALLON, MO 63368-7894
Transaction Type	Mortgage
Record Updated	Oct 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	248 CHERRYWOOD PARC DR, O FALLON, MO 63368-7894

Mortgage

Document Number	2021R079425
Date	Sep 22, 2021
Instrument	2021R-079425

Lender

Name	US BANK NA
Type	Bank
Address	SAINT LOUIS, MO 63124

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	May 3, 2018
Property Address	248 CHERRYWOOD PARC DR, O FALLON, MO 63368-7894
Document Number	0069132252
Book / Page	006913 / 002252
Instrument Date	May 1, 2018
Instrument	243060
Transaction Type	Transfer
Record Updated	Jun 25, 2018
Title Company	OTHER

Transaction

Amount	Amount on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	248 CHERRYWOOD PARC DR O FALLON MO 633687894, O FALLON, MO 63368-7894

Tax Assessment & Valuation

The 2025 property tax bill for 248 Cherrywood Parc Dr was $4,609.

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Municipality	O'Fallon City
Unified School District	Fort Zumwalt R-II School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$71,843 (-)	$378,123 (-) Land $60,000 Building $318,123
2025	$4,609.00	$71,843	$378,123 Land $60,000 Building $318,123
2023		$65,592
2022			$345,219 Land $50,000 Building $295,219

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 248 Cherrywood Parc Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 25, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 248 Cherrywood Parc Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.2% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST CHARLES COUNTY PWSD 2 serves 100,587 people · EPA ID MO6024530
Water Source	Purchased surface water from ST LOUIS CITY PWS
Last State Inspection	Aug 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 520 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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