248 Cherry Dr, Toney, AL 35773 Property Records

Madison County property record for 248 Cherry Dr, Toney, AL 35773

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,701 sqft · built 1977
Lot Size	0.464 acres (20,212 sqft)
Owner	2 Individual Names on Record
Last Sale	$60,000 (May 2011)
Tax Bill	$318 (2026)
Deeds & Mortgages	Oct 2018 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`07-01-02-1-000-035.000`

Property Details

APN / Parcel Number

Primary APN	`07-01-02-1-000-035.000`
Alternative APNs	`000886` `356457`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,701 sqft Living Area
1st Floor Area	1,701 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Exterior Material	Fiber Cement Siding
Foundation Type	Retaining Wall
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	20,212 sqft (0.464 acres)
Lot Dimensions	202 ft deep x 100 ft wide
Garage Area	1,300 sqft
Parking Spaces	5 Parking Spaces

Utilities, Heating & Cooling

Heating System	Gravity Furnace

Location & Zoning

Account Number	356457
Street Address	248 CHERRY DR
City	TONEY
State	AL
Zip	35773-9737
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 5 BL 8 RE S/D OF J H NICHOLS S/D LOTS 1-6 BL 8 & LOTS 1-8 BL 7
Legal Range	01W
Legal Township	02S
Legal Section	02
Legal Subdivision	J H NICHOLS S/D
Legal Block	8
Legal Lot Number	5
Jurisdiction	MADISON AL
Township / Civil Division	HUNTSVILLE
Census Block Group	1
Census Block	1006
Census Tract	10703

Owner

Source: Madison County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	248 CHERRY DR, TONEY, AL 35773-9737
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 3, 2011 · Amount on Record
Deed Sale	May 3, 2011 · Amount on Record
Deed Document Number	2011225550
Record Updated	Oct 29, 2026

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON AL
Property Address	248 CHERRY DR, TONEY, AL 35773-9737
Document Number	0000069402
Instrument Date	Oct 26, 2018
Transaction Type	Mortgage
Record Updated	Nov 15, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	248 CHERRY DR TONEY AL 357739737, TONEY, AL 35773-9737

Mortgage

Document Number	0000069402
Date	Oct 30, 2018
Instrument	69402

Lender

Name	REDSTONE FCU
Type	Credit Union
Address	HUNTSVILLE, AL 35893

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Madison County assessment roll, as of November 17, 2025

Property Jurisdictions

Type	Name
State	Alabama
County	Madison County
Unified School District	Madison County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$318.00
2025	$318.00 (+9.66%) Homeowner's exemption	$10,080 (+8.39%) Land $440 Building $9,640	$100,600 (+8.17%) Land $4,400 Building $96,200
2023	$290.00 (+14.62%) Homeowner's exemption	$9,300 (+12.05%) Land $440 Building $8,860	$93,000 (+12.05%) Land $4,400 Building $88,600
2022	$253.00 Homeowner's exemption	$8,300 Land $440 Building $7,860	$83,000 Land $4,400 Building $78,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 91% of Alabama
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 86 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20