248 Charles Rd, Billings, MO 65610 Property Records

Christian County property record for 248 Charles Rd, Billings, MO 65610

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 2,372 sqft · built 1978
Lot Size	2.5 acres (108,900 sqft)
Owner	2 Individual Names on File
Last Sale	$647,543 (Apr 2026)
Tax Bill	$2,216 (2025)
Deeds & Mortgages	Apr 2026 Sale & Mortgage Apr 2026 Sale & Mortgage + 8 more
Flood Zone	Zone X (minimal risk)
APN	`7-0.8-34-0-0-28`

Property Details

APN / Parcel Number

Primary APN	`7-0.8-34-0-0-28`
Alternative APN	`07-0.8-34-000-000-028.000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Building Area	2,372 sqft Living Area
1st Floor Area	2,372 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Exterior Material	Brick
Roof Type	Gable
Roof Material	Asphalt
Lot Area	108,900 sqft (2.5 acres)
Garage Area	1,200 sqft
Parking Spaces	5 Parking Spaces
Shed	1 Shed
Shed Area	176 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	248 CHARLES RD
City	BILLINGS
State	MO
Zip	65610-8246
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 16 ROSE HILL ACRES (* SB-190 APPROVED APPLICANT *)
Legal Range	24W
Legal Township	28N
Legal Section	34
Legal Subdivision	ROSE HILL ACRES
Legal Lot Number	16
Jurisdiction	CHRISTIAN MO
Township / Civil Division	WEST POLK
Census Block Group	2
Census Block	2007
Census Tract	20101

Owner

248 Charles Rd is owned by two individuals who bought it in April 2026.

Source: Christian County records, as of July 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	212 N LULWOOD AVE, SPRINGFIELD, MO 65802-5859
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 8, 2026	Warranty Deed, Transfer · Conventional Mortgage MID-MISSOURI BANK 20
Apr 8, 2026	Warranty Deed, Transfer · Conventional Mortgage MID-MISSOURI BANK 20
Mar 10, 2026	Intrafamily Transfer, Transfer MERIDIAN TITLE COMPANY INC, MERIDIAN TTL CO ALL BRANCHE
May 23, 2022	Intrafamily Transfer, Transfer
Jun 12, 2020	Loan Modification, Mortgage BANK OF BILLINGS
Mar 12, 2020	Warranty Deed, Transfer FIDELITY NATIONAL TITLE, FIDELITY TITLE AGCY
Feb 7, 2020	Deed of Trust, Construction Loan · Line of Credit BANK OF BILLINGS
Feb 14, 2019	Correction Deed GREAT AMERICAN TITLE
Jan 24, 2019	Grant Deed, Transfer GREAT AMERICAN TITLE
Nov 19, 2018	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 8, 2026 · Amount on File
Deed Sale	Apr 8, 2026 · Amount on File
Prior Sale	May 23, 2022
Deed Document Number	20264200
Deed Book / Page	2026 / 4141
Prior Transfer Date	Nov 2, 2018
Prior Transfer Doc	0201815197
Record Updated	Sep 20, 2026

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHRISTIAN MO
Recording Date	Apr 8, 2026
Property Address	248 CHARLES RD, BILLINGS, MO 65610-8246
Document Number	0000004200
Book / Page	2026 / 4141
Instrument Date	Apr 8, 2026
Instrument	20264200
Transaction Type	Transfer
Record Updated	Apr 16, 2026
Title Company	HOGAN LAND TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Estimated Sale Price
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	212 N LULWOOD AVE, SPRINGFIELD, MO 65802-5859

Mortgage

Document Number	0000004201,
Date	Apr 8, 2026
Instrument	20264201

Lender

Name	MID-MISSOURI BANK 20

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Rate	5.98%
Initial Type	Fixed Rate
Max Rate	-1%

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHRISTIAN MO
Recording Date	Apr 8, 2026
Property Address	248 CHARLES RD, BILLINGS, MO 65610-8246
Document Number	0202604141
Book / Page	2026 / 4141
Instrument Date	Apr 8, 2026
Instrument	20264200
Transaction Type	Transfer
Record Updated	Jul 2, 2026
Title Company	HOGAN LAND TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Estimated Sale Price
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	212 N LULWOOD AVE, SPRINGFIELD, MO 65802-5859

Mortgage

Document Number	0000004201,
Date	Apr 8, 2026
Instrument	20264201

Lender

Name	MID-MISSOURI BANK 20

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Rate	5.98%
Initial Type	Fixed Rate
Max Rate	-1%

March 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CHRISTIAN MO
Recording Date	Mar 10, 2026
Property Address	248 CHARLES RD, BILLINGS, MO 65610-8246
Document Number	0202602679
Book / Page	2026 / 2679
Instrument Date	Mar 6, 2026
Instrument	2026L02720
Transaction Type	Transfer
Record Updated	Apr 20, 2026
Title Company	MERIDIAN TITLE COMPANY INC, MERIDIAN TTL CO ALL BRANCHE

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	248 CHARLES RD, BILLINGS, MO 65610-8246

May 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CHRISTIAN MO
Recording Date	May 23, 2022
Property Address	248 CHARLES RD, BILLINGS, MO 65610-8246
Document Number	0202207541
Book / Page	2022 / 7541
Instrument Date	May 20, 2022
Instrument	2022L07620
Transaction Type	Transfer
Record Updated	Apr 20, 2026

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	248 CHARLES RD, BILLINGS, MO 65610-8246

June 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	CHRISTIAN MO
Property Address	248 CHARLES RD, BILLINGS, MO 65610-8246
Document Number	0202009076
Instrument Date	Jun 12, 2020
Transaction Type	Mortgage
Record Updated	Aug 7, 2020
Title Company	FIDELITY NATIONAL TITLE, FIDELITY TITLE AGCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	248 CHARLES RD BILLINGS MO 656108246, BILLINGS, MO 65610-8246

Mortgage

Document Number	0202009076
Date	Jun 19, 2020
Book Page	002020/009076
Instrument	9161

Lender

Name	BANK OF BILLINGS
Type	Bank
Address	BILLINGS, MO 65610

Agreement

Amount	Amount on Record
Term	12 Months
Due	Jun 18, 2021

March 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHRISTIAN MO
Recording Date	Mar 12, 2020
Property Address	248 CHARLES RD, BILLINGS, MO 65610-8246
Document Number	0202003188
Book / Page	002020 / 003188
Instrument Date	Mar 10, 2020
Instrument	3227
Transaction Type	Transfer
Record Updated	Jun 11, 2020
Title Company	FIDELITY NATIONAL TITLE, FIDELITY TITLE AGCY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	248 CHARLES RD BILLINGS MO 656108246, BILLINGS, MO 65610-8246

February 2020: Deed of Trust, Construction Loan

Document Type	Deed of Trust
Jurisdiction	CHRISTIAN MO
Recording Date	Feb 7, 2020
Property Address	248 CHARLES RD, BILLINGS, MO 65610-8246
Document Number	0202001665
Book / Page	002020 / 001665
Instrument Date	Feb 6, 2020
Instrument	1683
Transaction Type	Construction Loan
Record Updated	Feb 24, 2020
Title Company	FIDELITY NATIONAL TITLE, FIDELITY TITLE AGCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	248 CHARLES RD BILLINGS MO 656108246, BILLINGS, MO 65610-8246

Mortgage

Document Number	0202001665
Date	Feb 7, 2020
Book Page	002020/001665
Instrument	1683

Lender

Name	BANK OF BILLINGS
Type	Bank
Address	BILLINGS, MO 65610

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	12 Months
Due	Feb 6, 2021

Interest

Rate Type	Adjustable Rate

February 2019: Correction Deed

Document Type	Correction Deed
Jurisdiction	CHRISTIAN MO
Recording Date	Feb 14, 2019
Property Address	248 CHARLES RD, BILLINGS, MO 65610-8246
Document Number	0201901486
Book / Page	002019 / 001486
Instrument Date	Feb 12, 2019
Instrument	1511
Record Updated	Feb 22, 2019
Title Company	GREAT AMERICAN TITLE

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	261 LILAC LN CLEVER MO 656316787, CLEVER, MO 65631-6787

January 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CHRISTIAN MO
Recording Date	Jan 24, 2019
Property Address	248 CHARLES RD, BILLINGS, MO 65610-8246
Document Number	0201900773
Book / Page	002019 / 000773
Instrument Date	Jan 24, 2019
Instrument	787
Transaction Type	Transfer
Record Updated	Jan 31, 2019
Title Company	GREAT AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	261 LILAC LN CLEVER MO 656316787, CLEVER, MO 65631-6787

November 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CHRISTIAN MO
Recording Date	Nov 19, 2018
Property Address	248 CHARLES RD, BILLINGS, MO 65610-8246
Document Number	0201815197
Book / Page	002018 / 015197
Instrument Date	Nov 2, 2018
Instrument	15355
Transaction Type	Transfer
Record Updated	Jan 14, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Irrevocable Trust
Address	435 E HALSEY ST REPUBLIC MO 657382624, REPUBLIC, MO 65738-2624

Tax Assessment & Valuation

The 2025 property tax bill for 248 Charles Rd was $2,216, up 1.2% from the year before.

Source: Christian County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Christian County
Unified School District	Billings R-IV School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,216.00 (+1.19%)	$41,600	$219,200 Land $22,500 Building $196,700
2024	$2,190.00
2023		$38,940	$205,200 Land $22,500 Building $182,700

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 248 Charles Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 1, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 248 Charles Rd is moderate, ranking above 40% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 60% of Missouri
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 32 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Wisper ISP Fixed Wireless	400 / 30
Total HighSpeed Internet Solutions Fixed Wireless	30 / 10

May also be available: AT&T.

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