Lawrence County property record for 248 Busby Rd, Loretto, TN 38469
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 2,173 sqft · built 2020 |
| Lot Size | 5.2 acres (226,512 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $2,117 (2025) |
| Deeds & Mortgages | Aug 2022 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 050135 00505 |
| Primary APN | 050135 00505 |
|---|---|
| Alternative APN |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 2,173 sqft Living Area |
| 1st Floor Area | 2,173 sqft |
| Basement Area | 826 sqft |
| Unfinished Basement | 826 sqft |
| Flooring | Hardwood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2020 |
|---|---|
| Effective Year Built | Effective 2020 |
| Exterior Material | Brick |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 226,512 sqft (5.2 acres) |
| Terrain | Rolling |
| Garage Type | Finished |
| Garage Area | 702 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 351 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Sewer | Connected |
| Street Address | 248 BUSBY RD |
|---|---|
| City | LORETTO |
| State | TN |
| Zip | 38469-3229 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Jurisdiction | LAWRENCE TN |
| Township / Civil Division | 6 |
| Census Block Group | 3 |
| Census Block | 3004 |
| Census Tract | 960700 |
248 Busby Rd is owned and occupied by two individuals who acquired it in February 2019.
Source: Lawrence County records, as of January 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 248 BUSBY RD, LORETTO, TN 38469-3229 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Feb 12, 2019 |
| Transfer Doc | 0000561349 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAWRENCE TN |
| Property Address | 248 BUSBY RD, LORETTO, TN 38469-3229 |
| Transaction Type | Mortgage |
| Record Updated | Sep 12, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000689253 |
|---|---|
| Date | Aug 30, 2022 |
| Book Page | 689/253 |
| Instrument | 22005956 |
| Name | ALTRA FCU |
|---|---|
| Type | Credit Union |
| Address | ONALASKA, WI 54650 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 29, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2025 property tax bill for 248 Busby Rd was $2,117.
Source: Lawrence County assessment roll, as of January 23, 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | Lawrence County |
| Unified School District | Lawrence County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,117.00 | $105,300 Land $8,475 Building $96,825 | |
| 2023 | $2,117.00 | $105,300 (-) Land $8,475 Building $96,825 | |
| 2022 | $2,117.00 | $105,300 Land $8,475 Building $96,825 | $421,200 Land $33,900 Building $387,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 248 Busby Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective November 17, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 248 Busby Rd is low, with a 0.06% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · above 54% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LORETTO WATER DEPARTMENT serves 5,054 people · EPA ID TN0000408 |
|---|---|
| Water Source | Groundwater influenced by surface water |
| Last State Inspection | Feb 2026 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | Turbidity resolved · Oct 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Skyline Telephone Fiber | 1,000 / 1,000 |
| Spectrum Cable | 1,000 / 1,000 |
5G (outdoors only) and 4G LTE
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