248 11th St, Atlantic Beach, FL 32233 Property Records

Duval County property record for 248 11th St, Atlantic Beach, FL 32233

Property Summary

Property TypeSingle Family Home
Details2 bd · 2.5 ba · 2,130 sqft · built 1981
Lot Size0.143 acres (6,224 sqft)
Owner2 Individual Names on Record
Last Sale$1,550,000 (Dec 2025)
Tax Bill$10,981 (2025)
Deeds & MortgagesDec 2025 Sale & Mortgage
Jun 2020 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN170251-0000

Property Details

APN / Parcel Number

Primary APN170251-0000

Interior

Bedrooms2 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,130 sqft Living Area
Gross Area2,960 sqft
1st Floor Area944 sqft
Upper Floors Area1,186 sqft
FlooringConcrete/Cement
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1981
Effective Year BuiltEffective 2005
Exterior MaterialWood
Construction TypeWood
Roof TypeFlat
Roof MaterialBuilt-Up Asphalt
Lot Area6,224 sqft (0.143 acres)
Lot Dimensions100 ft deep x 63 ft wide
Garage TypeAttached
Garage Area160 sqft
Parking Spaces2 Parking Spaces
Pool Area1 sqft
PorchFinished/Open Porch
Porch Area420 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Street Address248 11TH ST
CityATLANTIC BEACH
StateFL
Zip32233-5756
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeARS-2
Legal Description6-1 16-2S-29E ATLANTIC BEACH W 1/2 LOTS 5,6 BLK 39
Legal Range29E
Legal Township02S
Legal Section16
Legal SubdivisionATLANTIC BEACH
Legal Block39
Legal Lot Number5,6
JurisdictionDUVAL FL
Township / Civil DivisionJACKSONVILLE BEACHES
Census Block Group1
Census Block1005
Census Tract13905

Owner

Source: Duval County records, as of September 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address248 11TH ST, ATLANTIC BEACH, FL 32233-5756
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

DateDocument
Dec 3, 2025Warranty Deed, Transfer · Conventional Mortgage
WELLS FARGO BANK NA
Jun 11, 2020Deed of Trust, Mortgage · Conventional Mortgage
E MORTGAGE MANAGEMENT LLC
Apr 19, 2018Warranty Deed, Transfer
TIAA FSB

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 3, 2025 · Amount on Record
Deed SaleDec 3, 2025 · Amount on Record
Prior SaleApr 19, 2018 · Amount on Record
Deed Document Number2025275764
Deed Book / Page21709 / 819
Record UpdatedOct 29, 2026

December 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionDUVAL FL
Recording DateDec 3, 2025
Property Address248 11TH ST, ATLANTIC BEACH, FL 32233-5756
Document Number0217090819
Book / Page21709 / 819
Map ReferenceMB 5 PG 64
Instrument DateNov 25, 2025
Instrument2025275764
Transaction TypeTransfer
Record UpdatedDec 17, 2025
Title CompanyOSBORNE AND SHEFFIELD TITLE SERVICES, OSBORNE & SHEFFIELD TTL SVCS

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$10,850.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1963 COLINA CT, ATLANTIC BEACH, FL 32233-4530

Transferred To (Grantee/Buyer)

NameVerified Name
Address248 11TH ST, ATLANTIC BEACH, FL 32233-5756

Mortgage

Document Number0021709821
DateDec 3, 2025
Instrument21709/821
Lender
NameWELLS FARGO BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueDec 1, 2055
Interest
Rate TypeAdjustable Rate
Rate5.25%
Type Change DateDec 1, 2032
Change Frequency6 Months
Min Rate At Change3.25%
Max Rate At Change7.25%
IndexSOFR Average 30-Day
Max Rate10.2%

June 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDUVAL FL
Property Address248 11TH ST, ATLANTIC BEACH, FL 32233-5756
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0192350101
DateJun 11, 2020
Book Page19235/101
Instrument2020116511
Lender
NameE MORTGAGE MANAGEMENT LLC
TypeMortgage Company
AddressCHERRY HILL, NJ 08002
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term241 Months
DueJul 1, 2040

April 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionDUVAL FL
Recording DateApr 19, 2018
Property Address248 11TH ST, ATLANTIC BEACH, FL 32233-5756
Document Number0183562225
Book / Page018356 / 002225
Instrument DateApr 16, 2018
Instrument92576
Transaction TypeTransfer
Record UpdatedMay 8, 2018
Title CompanyPONTE VEDRA TITLE LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$4,802.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address248 11TH ST JACKSONVILLE FL 322335756, JACKSONVILLE, FL 32233-5756

Mortgage

Document Number183562228
DateApr 19, 2018
Book Page018356/002228
Instrument92577
Lender
NameTIAA FSB
AddressJACKSONVILLE, FL 32202
Agreement
AmountAmount Recorded
Term360 Months
DueApr 18, 2048

Tax Assessment & Valuation

Source: Duval County assessment roll, as of September 25, 2026

Property Jurisdictions

TypeName
StateFlorida
MunicipalityAtlantic Beach City
CountyDuval County
Unified School DistrictDuval County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,450,827 (+113.46%) Land $1,219,202 Building $231,625$1,450,827 (-0.93%) Land $1,219,202 Building $231,625
2025$10,981.00 (+1.77%) Homeowner's exemption$679,680 (+5.99%)$1,464,519 (+19.44%) Land $1,205,505 Building $259,014
2024$10,790.00 (+2.64%)
2023$10,512.00 (+7.47%) Homeowner's exemption$641,287 (+3%)$1,226,160 (+2.97%) Land $953,190 Building $272,970
2022$9,781.00 Homeowner's exemption$622,609$1,190,786 Land $953,190 Building $237,596

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 342 individual policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies531 units insured
incl. 189 condo units
Nearby Flood Claims44 (1979–2017)
Claims Outside the SFHA40 of 44
Most Recent ClaimSep 2017 · Hurricane Irma
Claims by Event
  • Hurricane Irma, Sep 2017 · 4 claims
  • Hurricane Matthew, Oct 2016 · 3 claims
  • Severe Storms, High Winds, Tornadoes, And Flooding, Mar 1998 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemATLANTIC BEACH WATER SYSTEM
serves 23,503 people · EPA ID FL2160200
Water SourceGroundwater
Last State InspectionAug 2023
LeadUnder 1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 525 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
IQ Fiber
Fiber
5,000 / 5,000
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL · Fiber in parts of the area
100 / 20

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