24795 Deep Neck Rd, Royal Oak, MD 21662 Property Records

Talbot County property record for 24795 Deep Neck Rd, Royal Oak, MD 21662

Property Summary

Property Type	Rural Home
Details	1 ba · 1,366 sqft · built 1954
Lot Size	22.6 acres (984,892 sqft)
Owner	Company Name on File
Last Sale	$2,694,234 (Aug 2020)
Tax Bill	$42,733 (2026)
Deeds & Mortgages	Nov 2020 Line of Credit Aug 2020 Sale
Flood Zone	Zone X (minimal risk)
APN	`02-071045`

Property Details

APN / Parcel Number

Primary APN	`02-071045`
Alternative APNs	`2071045` `071045`

Interior

Full Baths	1 Bath
Half Baths	2 Half Baths
Units	4 Units
Stories	2 Stories
Building Area	1,366 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1954
Effective Year Built	Effective 1954
Exterior Material	Siding
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	984,892 sqft (22.6 acres)
View / Lot	Waterfront
Garage Type	Detached
Garage Area	1,400 sqft
Parking Spaces	7 Parking Spaces

Exterior Amenities

Pool Area	800 sqft
Porch	Slab
Porch Area	1,840 sqft
Deck Area	140 sqft
Patio Area	862 sqft
Shed	1 Shed
Shed Area	1,776 sqft
Bath House	176 sqft
Gazebo	440 sqft
Tennis Court	Tennis Court
Boat Access	Boat Access
Total Buildings	4 Buildings

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	071045
Street Address	24795 DEEP NECK RD
City	ROYAL OAK
State	MD
Zip	21662-1332
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	PAR 2 - 22.612 AC S/S DEEP NECK PC 5/19II
Legal Subdivision	SCHUBLE JOSEPH R SR LANDS
Jurisdiction	TALBOT MD
Township / Civil Division	2, ST. MICHAELS
Census Block Group	1
Census Block	1064
Census Tract	960600

Owner

24795 Deep Neck Rd, a rural home, is owned by a company that bought it in August 2020.

Source: Talbot County records, as of September 29, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on File
Mailing Address	PO BOX 2554, JACKSON, WY 83001-2554
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Nov 6, 2020	Deed of Trust, Mortgage · Line of Credit JPMORGAN CHASE BANK NA
Aug 10, 2020	Grant Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 10, 2020 · Amount on File
Deed Sale	Aug 10, 2020 · Amount on File
Prior Sale	Nov 30, 2004
Deed Book / Page	2733 / 426
Record Updated	Oct 29, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TALBOT MD
Property Address	24795 DEEP NECK RD, ROYAL OAK, MD 21662-1332
Transaction Type	Mortgage
Record Updated	Aug 11, 2022
Title Company	ATA NATIONAL TITLE GROUP LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0027680173
Date	Nov 6, 2020
Book Page	2768/173

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	WESTMONT, IL 60559

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	359 Months
Due	Oct 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	2.37%
Adjustable	Adjustable Rate Rider
Type Change Date	Oct 1, 2030
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	4.37%
Index	10-Year TN
Max Rate	7.37%

August 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	TALBOT MD
Recording Date	Aug 10, 2020
Property Address	24795 DEEP NECK RD, ROYAL OAK, MD 21662-1332
Document Number	0027330426
Book / Page	002733 / 000426
Instrument Date	Dec 27, 2019
Transaction Type	Transfer
Record Updated	Sep 4, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$2,694.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Corporate Trust
Address	2120 CAREY AVE CHEYENNE WY 820013602, CHEYENNE, WY 82001-3602

Tax Assessment & Valuation

The 2026 property tax bill for 24795 Deep Neck Rd was $42,733, up 5.3% from the year before.

Source: Talbot County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Talbot County
Unified School District	Talbot County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$42,733.00 (+5.3%)	$4,609,733	$4,934,600 Land $2,614,100 Building $2,320,500
2025	$40,584.00
2023	$34,462.00	$4,028,767	$4,447,300 Land $2,387,100 Building $2,060,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 24795 Deep Neck Rd in Zone X, an area of minimal flood risk, though there have been 80 flood claims nearby since 1996.

Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 252 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	252 in force
Nearby Flood Claims	80 (1996–2026)
Claims Outside the SFHA	27 of 80
Most Recent Claim	Jul 2026 · rainfall accumulation
Claims by Event	Hurricane Sandy, Oct 2012 · 2 claims Hurricane Isabel, Sep 2003 · 62 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 24795 Deep Neck Rd is moderate, ranking above 45% of the US, with a 0.08% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · above 85% of Maryland
Wildfire Likelihood	0.08% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Easton Velocity Fiber	1,000 / 125

May also be available: Breezeline.

Cell Coverage

5G and 4G LTE (outdoors only)

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