2478 Whitehall Cir, Winter Park, FL 32792 Property Records

Orange County property record for 2478 Whitehall Cir, Winter Park, FL 32792

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,256 sqft · built 1965
Lot Size	0.269 acres (11,703 sqft)
Owner	2 Individual Names on Record
Last Sale	$605,000 (Feb 2026)
Tax Bill	$3,095 (2025)
Deeds & Mortgages	Feb 2026 Sale & Mortgage Apr 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`09-22-30-0943-01-210`

Property Details

APN / Parcel Number

Primary APN	`09-22-30-0943-01-210`
Alternative APNs	`302209094301210` `479546` `485198` `489757`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	1 Room
Stories	1 Story
Building Area	2,256 sqft Living Area
Gross Area	3,074 sqft
1st Floor Area	2,256 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1968
Exterior Material	Concrete
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	11,703 sqft (0.269 acres)
Garage Type	Attached
Garage Area	580 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Finished/Open Porch
Porch Area	178 sqft
Patio Area	60 sqft
Shed	1 Shed
Shed Area	2 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	2478 WHITEHALL CIR
City	WINTER PARK
State	FL
Zip	32792-4771
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1A
Legal Description	BROOKSHIRE HEIGHTS 3RD ADD Y/103 THE W 43 FT LOT 21 & E 57 F T LOT 22 BLK A
Legal Range	30E
Legal Township	22S
Legal Section	09
Legal Subdivision	BROOKSHIRE HGTS 3RD ADD
Legal Tract	943
Legal Block	A
Legal Lot Number	21,22
Jurisdiction	ORANGE FL
Township / Civil Division	ORLANDO
Census Block Group	2
Census Block	2023
Census Tract	16200

Owner

Source: Orange County records, as of April 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2478 WHITEHALL CIR, WINTER PARK, FL 32792-4771
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Feb 6, 2026	Warranty Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA
Apr 2, 2020	Deed of Trust, Mortgage · Conventional with PMI ROUNDPOINT MTG SVCNG
Mar 26, 2018	Deed of Trust, Mortgage · Conventional with PMI ROUNDPOINT MTG SVCNG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 6, 2026 · Amount on Record
Deed Sale	Feb 6, 2026 · Amount on Record
Prior Sale	Apr 23, 2007
Deed Document Number	202673242
Record Updated	Jun 8, 2026

February 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ORANGE FL
Recording Date	Feb 6, 2026
Property Address	2478 WHITEHALL CIR, WINTER PARK, FL 32792-4771
Document Number	0000073242
Map Reference	MB Y PG 103
Instrument Date	Dec 19, 2025
Instrument	20260073242
Transaction Type	Transfer
Record Updated	Feb 20, 2026
Title Company	CELEBRATION TITLE GROUP, CELEBRATION TTL GROUP OF FL

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,235.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	40412 COUNTY ROAD 439, UMATILLA, FL 32784-8318

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	247B WHITEHALL CIR, WINTER PARK, FL 32792

Mortgage

Document Number	0000073243
Date	Feb 6, 2026
Instrument	20260073243

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Jan 1, 2056

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE FL
Property Address	2478 WHITEHALL CIR, WINTER PARK, FL 32792-4771
Document Number	0000228864
Instrument Date	Apr 2, 2020
Transaction Type	Mortgage
Record Updated	May 6, 2020
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	2478 WHITEHALL CIR WINTER PARK FL 327924771, WINTER PARK, FL 32792-4771

Mortgage

Document Number	0000228864
Date	Apr 13, 2020
Instrument	228864

Lender

Name	ROUNDPOINT MTG SVCNG
Type	Mortgage Company
Address	FORT MILL, SC 29715

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Apr 12, 2050

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE FL
Property Address	2478 WHITEHALL CIR, WINTER PARK, FL 32792-4771
Document Number	0000192308
Instrument Date	Mar 26, 2018
Transaction Type	Mortgage
Record Updated	Apr 16, 2018
Title Company	TITLE SERVICE AND LIAISON COMPANIES

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	2478 WHITEHALL CIR WINTER PARK FL 327924771, WINTER PARK, FL 32792-4771

Mortgage

Document Number	0000192308
Date	Apr 2, 2018
Instrument	192308

Lender

Name	ROUNDPOINT MTG SVCNG
Type	Mortgage Company
Address	CHARLOTTE, NC 28217

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2048

Tax Assessment & Valuation

Source: Orange County assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Orange County
Municipality	Winter Park City
Unified School District	Orange County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$609,725 (+181.37%) Land $422,500 Building $187,225	$609,725 (+15.05%) Land $422,500 Building $187,225
2025	$3,095.00 (+4.35%) Homeowner's exemption	$216,700 (+5.99%)	$529,965 (+8.76%) Land $325,000 Building $204,965
2024	$2,966.00 (+5.21%)
2023	$2,819.00 (+14.78%) Homeowner's exemption	$204,459 (+3%)	$487,259 (+18.02%) Land $300,000 Building $187,259
2022	$2,456.00 Homeowner's exemption	$198,504	$412,852 Land $250,000 Building $162,852

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 18 policies
Nearby Flood Policies	18 in force
Nearby Flood Claims	1 (2016)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Oct 2016 · Hurricane Matthew

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 97.6% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WINTER PARK, CITY OF (3 WPS) serves 82,984 people · EPA ID FL3481482
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 322 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Hotwire Communications, Verizon.

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