2478 Trower Ave, Napa, CA 94558 Property Records

Napa County property record for 2478 Trower Ave, Napa, CA 94558

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,102 sqft · built 1972
Lot Size	0.14 acres (6,098 sqft)
Owner	Company Name on Record
Last Sale	$472,000 (Jun 2003)
Tax Bill	$8,604 (2026)
Deeds & Mortgages	Mar 2023 Transfer Jan 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`007-131-026-000`

Property Details

APN / Parcel Number

Primary APN	`007-131-026-000`
Alternative APNs	`007-131-026` `00713126`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,102 sqft Living Area
Gross Area	2,602 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1972
Exterior Material	Stucco
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	6,098 sqft (0.14 acres)
Garage Type	Attached
Garage Area	500 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	None
Heating System	Central

Location & Zoning

Old Parcel Number	007-131-026
Street Address	2478 TROWER AVE
City	NAPA
State	CA
Zip	94558-2544
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS5
Legal Description	LOT 107 THE VINEYARD SUB 9R/M101
Legal Subdivision	VINEYARD
Legal Lot Number	107
Jurisdiction	NAPA CA
Township / Civil Division	NAPA
Census Block Group	2
Census Block	2004
Census Tract	200706

Owner

Source: Napa County records, as of October 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on Record
Mailing Address	2478 TROWER AVE, NAPA, CA 94558-2544
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Mar 30, 2023	Intrafamily Transfer, Transfer
Jan 14, 2021	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE LLC
Jan 29, 2020	Deed of Trust, Mortgage · Conventional Mortgage UNITED LNDG PTRS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 25, 2003 · Amount on Record
Deed Sale	Jun 25, 2003 · Amount on Record
Prior Sale	May 24, 2000 · Amount on Record
Deed Document Number	200333448
Last Transfer Date	Mar 27, 2023
Transfer Doc	0000005275
Record Updated	Oct 29, 2026

March 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	NAPA CA
Recording Date	Mar 30, 2023
Property Address	2478 TROWER AVE, NAPA, CA 94558-2544
Document Number	0000005275
Map Reference	MB 9 PG 100&101
Instrument Date	Mar 27, 2023
Instrument	2023-0005275
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	2478 TROWER AVE, NAPA, CA 94558-2544

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NAPA CA
Property Address	2478 TROWER AVE, NAPA, CA 94558-2544
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	CHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2478 TROWER AVE, NAPA, CA 94558-2544

Mortgage

Document Number	0000001249
Date	Jan 14, 2021
Instrument	2021-0001249

Lender

Name	UNITED WHOLESALE MORTGAGE LLC
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2051

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NAPA CA
Property Address	2478 TROWER AVE, NAPA, CA 94558-2544
Document Number	0000002566
Instrument Date	Jan 29, 2020
Transaction Type	Mortgage
Record Updated	Feb 14, 2020
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2478 TROWER AVE NAPA CA 945582544, NAPA, CA 94558-2544

Mortgage

Document Number	0000002566
Date	Feb 4, 2020
Instrument	2566

Lender

Name	UNITED LNDG PTRS
Address	PLEASANTON, CA 94568

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 3, 2050

Tax Assessment & Valuation

Source: Napa County assessment roll, as of October 21, 2026

Property Jurisdictions

Type	Name
State	California
County	Napa County
Municipality	Napa City
Unified School District	Napa Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$8,604.00 (+2.16%) Homeowner's exemption	$697,265 (+2%) Land $295,451 Building $401,814	$697,265 (+2%) Land $295,451 Building $401,814
2025	$8,422.00 (+5.08%) Homeowner's exemption	$683,594 (+4.04%) Land $289,658 Building $393,936	$683,594 Land $289,658 Building $393,936
2023	$8,015.00 (+1.38%) Homeowner's exemption	$657,051 Land $278,411 Building $378,640
2022	$7,906.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF NAPA serves 84,804 people · EPA ID CA2810003
Water Source	Surface water
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 688 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: T-Mobile, Verizon.

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