2478 SE Harrison St, Stuart, FL 34997 Property Records

Martin County property record for 2478 SE Harrison St, Stuart, FL 34997

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,132 sqft · built 2018
Lot Size	0.172 acres (7,492 sqft)
Owner	Individual Name on Record
Last Sale	$445,000 (Jun 2023)
Tax Bill	$4,892 (2025)
Deeds & Mortgages	Apr 2026 Line of Credit Jan 2026 Sale + 6 more
Flood Zone	Zone X (minimal risk)
APN	`52-38-41-005-000-0303.0-8-0000`

Property Details

APN / Parcel Number

Primary APN	`52-38-41-005-000-0303.0-8-0000`
Alternative APNs	`52-38-41-005-000-03030-8` `41954`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,132 sqft Living Area
Gross Area	1,426 sqft
1st Floor Area	1,132 sqft
Interior Walls	Wallboard/Drywall
Elevator	Elevator

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Exterior Material	Stucco
Construction Type	Concrete Block
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	7,492 sqft (0.172 acres)
Garage Type	Attached
Garage Area	294 sqft
Parking Spaces	1 Parking Space
Porch	Open Concrete/Masonry Porch
Porch Area	111 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	41954
Street Address	2478 SE HARRISON ST
City	STUART
State	FL
Zip	34997-5653
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2B
Legal Description	CORAL GARDENS PLAT 1 LOT 303
Legal Range	41E
Legal Township	38S
Legal Section	52
Legal Subdivision	CORAL GARDENS
Legal Block	3
Legal Lot Number	303
Jurisdiction	MARTIN FL
Township / Civil Division	PORT SALERNO-HOBE SOUND
Census Block Group	3
Census Block	3020
Census Tract	1106

Owner

Source: Martin County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2478 SE HARRISON ST, STUART, FL 34997-5653
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 6, 2026	Deed of Trust, Mortgage · Line of Credit TRUST BANK
Jan 27, 2026	Warranty Deed, Transfer E-TITLE SOLUTIONS LLC, TITLE SOLUTIONS LLC
Jun 16, 2023	Warranty Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC
Aug 22, 2022	Warranty Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC
Nov 22, 2021	Deed of Trust, Mortgage · Conventional Mortgage SEACOAST NATIONAL BANK
Apr 17, 2019	Deed of Trust, Mortgage · Conventional Mortgage EAST COAST MORTGAGE LENDERS INC
Sep 14, 2018	Warranty Deed, Subdivision Related Transfer ATTORNEY ONLY
Feb 27, 2018	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 16, 2023 · Amount on Record
Deed Sale	Jun 16, 2023 · Amount on Record
Prior Sale	Aug 22, 2022 · Amount on Record
Deed Document Number	20233021747
Deed Book / Page	3380 / 2703
Prior Transfer Date	Sep 18, 2007
Prior Transfer Doc	0022832017
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARTIN FL
Recording Date	Apr 6, 2026
Property Address	2478 SE HARRISON ST, STUART, FL 34997-5653
Document Number	0003178625
Book / Page	3558 / 1337
Instrument Date	Mar 4, 2026
Instrument	20263178625
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2478 SE HARRISON ST, STUART, FL 34997-5653

Mortgage

Document Number	0003178625,
Date	Apr 6, 2026
Book Page	3558/1337
Instrument	20263178625

Lender

Name	TRUST BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Mar 4, 2056

Interest

Rate	6.11%
Max Rate	-1%

January 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARTIN FL
Recording Date	Jan 27, 2026
Property Address	2478 SE HARRISON ST, STUART, FL 34997-5653
Document Number	0035452034
Book / Page	3545 / 2034
Map Reference	MB 10 PG 78
Instrument Date	Jan 27, 2026
Instrument	3167313
Transaction Type	Transfer
Record Updated	Feb 11, 2026
Title Company	E-TITLE SOLUTIONS LLC, TITLE SOLUTIONS LLC

Transaction

Amount	Amount Recorded
Tax	$3,885.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2478 SE HARRISON ST, STUART, FL 34997-5653

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	942 SW 27TH ST, PALM CITY, FL 34990-2904

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARTIN FL
Recording Date	Jun 16, 2023
Property Address	2478 SE HARRISON ST, STUART, FL 34997-5653
Document Number	0033802703
Book / Page	3380 / 2703
Map Reference	MB 3 PG 21
Instrument Date	Jun 16, 2023
Instrument	3021747
Transaction Type	Transfer
Record Updated	Jul 17, 2023
Title Company	E-TITLE SOLUTIONS LLC, TITLE SOLUTIONS LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,115.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1157 11TH CT, JUPITER, FL 33477-9056

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4786 SE HORIZON AVE, STUART, FL 34997-8876

Mortgage

Document Number	0033802705
Date	Jun 16, 2023
Instrument	3380/2705

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2053

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARTIN FL
Recording Date	Aug 22, 2022
Property Address	2478 SE HARRISON ST, STUART, FL 34997-5653
Document Number	0033312078
Book / Page	3331 / 2078
Map Reference	MB 3 PG 21
Instrument Date	Aug 19, 2022
Instrument	2976733
Transaction Type	Transfer
Record Updated	Sep 12, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,730.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	306 SE FLORIDA AVE, 306, STUART, FL 34994-2247

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2478 SE HARRISON ST, STUART, FL 34997-5653

Mortgage

Document Number	0033312080
Date	Aug 22, 2022
Instrument	3331/2080

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2052

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARTIN FL
Property Address	2478 SE HARRISON ST, STUART, FL 34997-5653
Transaction Type	Mortgage
Record Updated	Dec 9, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1575 SE DARLING ST, STUART, FL 34997-6449

Mortgage

Document Number	0032732306
Date	Nov 22, 2021
Book Page	3273/2306
Instrument	2927615

Lender

Name	SEACOAST NATIONAL BANK
Type	Bank
Address	STUART, FL 34994

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Dec 1, 2036

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARTIN FL
Property Address	2478 SE HARRISON ST, STUART, FL 34997-5653
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0030530001
Date	Apr 17, 2019
Book Page	3053/0001
Instrument	2749503

Lender

Name	EAST COAST MORTGAGE LENDERS INC
Type	Lending Institution
Address	PALM CITY, FL 34990

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2049

September 2018: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	MARTIN FL
Recording Date	Sep 14, 2018
Property Address	2478 SE HARRISON ST, STUART, FL 34997-5653
Document Number	0030152414
Book / Page	003015 / 002414
Instrument Date	Sep 13, 2018
Instrument	2715436
Transaction Type	Subdivision Related Transfer
Record Updated	Oct 5, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	10967 S OCEAN DR JENSEN BEACH FL 349572610, JENSEN BEACH, FL 34957-2610

February 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARTIN FL
Recording Date	Feb 27, 2018
Property Address	2478 SE HARRISON ST, STUART, FL 34997-5653
Document Number	0029771183
Book / Page	002977 / 001183
Instrument Date	Feb 22, 2018
Instrument	2680745
Transaction Type	Transfer
Record Updated	Mar 9, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$175.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	10967 S OCEAN DR JENSEN BEACH FL 349572610, JENSEN BEACH, FL 34957-2610

Tax Assessment & Valuation

Source: Martin County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Martin County
Unified School District	Martin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,892.00 (-0.63%) Homeowner's exemption	$322,704 (-5.03%)	$362,430 (+6.66%) Land $135,000 Building $227,430
2024	$4,923.00 (-19.26%)
2023	$6,097.00 (+29.92%)	$339,790 (+42.6%) Land $130,000 Building $209,790	$339,790 (+16.84%) Land $130,000 Building $209,790
2022	$4,693.00	$238,282	$290,810 Land $115,000 Building $175,810

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 62 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	62 in force
Nearby Flood Claims	1 (2017)
Most Recent Claim	Sep 2017 · Hurricane Irma

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 95% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MARTIN CO UTILITIES serves 104,105 people · EPA ID FL4431891
Water Source	Groundwater
Last State Inspection	May 2025
Lead	4 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	17 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 393 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Blue Stream, T-Mobile.

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