2478 Sand Pine Trl, Frostproof, FL 33843 Property Records

Polk County property record for 2478 Sand Pine Trl, Frostproof, FL 33843

Property Summary

Property Type	Mobile Home
Details	2,280 sqft · built 2018
Lot Size	3.14 acres (137,022 sqft)
Owner	2 Individual Names on Record
Last Sale	$280,000 (Feb 2024)
Tax Bill	$3,425 (2025)
Deeds & Mortgages	Apr 2024 Transfer Feb 2024 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`29-31-30-993326-001560`

Property Details

APN / Parcel Number

Primary APN	`29-31-30-993326-001560`
Alternative APNs	`303129993326001560` `03129000`

Interior

Building Area	2,280 sqft Living Area
1st Floor Area	2,280 sqft

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Architectural Style	Mobile Home
Lot Area	137,022 sqft
View / Lot	Commercial/Industrial

Location & Zoning

Street Address	2478 SAND PINE TRL
City	FROSTPROOF
State	FL
Zip	33843-5621
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Legal Description	BLUE JORDAN FOREST PB 81 PGS 38 THRU 41 LYING IN SECTIONS 30 & 31 T31 R29 LOT 156
Legal Range	29E
Legal Township	31S
Legal Section	30
Legal Subdivision	BLUE JORDAN FOREST
Legal Tract	993326
Legal Block	3
Legal Lot Number	156
Jurisdiction	POLK FL
Township / Civil Division	FROSTPROOF
Census Block Group	3
Census Block	3009
Census Tract	15702

Owner

Source: Polk County records, as of September 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2478 SAND PINE TRL, FROSTPROOF, FL 33843-5621
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 8, 2024	Correction Deed
Feb 28, 2024	Warranty Deed, Transfer · VA Mortgage EVERETT FINANCIAL INC
Feb 14, 2019	Loan Modification, Mortgage · Conventional Mortgage AMERICAN FIN'L RSRCS
Aug 29, 2018	Deed of Trust, Mortgage · FHA Mortgage AMERICAN FIN'L RSRCS
Feb 16, 2018	Warranty Deed, Transfer REAL ESTATE TITLE SERVICES LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 28, 2024 · Amount on Record
Deed Sale	Feb 28, 2024 · Amount on Record
Prior Sale	Feb 19, 2018 · Amount on Record
Deed Document Number	202446528
Deed Book / Page	13021 / 1693
Record Updated	Oct 29, 2026

April 2024: Correction Deed

Document Type	Correction Deed
Jurisdiction	POLK FL
Recording Date	Apr 8, 2024
Property Address	2478 SAND PINE TRL, FROSTPROOF, FL 33843-5621
Document Number	0000079200
Book / Page	13068 / 377
Instrument Date	Apr 3, 2024
Instrument	2024079200
Record Updated	Apr 25, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

February 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Feb 28, 2024
Property Address	2478 SAND PINE TRL, FROSTPROOF, FL 33843-5621
Document Number	0000046528
Book / Page	13021 / 1693
Map Reference	MB 81 PG 38-41
Instrument Date	Feb 26, 2024
Instrument	2024046528
Transaction Type	Transfer
Record Updated	Mar 8, 2024
Title Company	REAL ESTATE TITLE SVCS INC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,960.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1951 GREY FALCON CIR SW, VERO BEACH, FL 32962-8612

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2478 SAND PINE TRL, FROSTPROOF, FL 33843-5621

Mortgage

Document Number	0000046529
Date	Feb 28, 2024
Book Page	13021/1695
Instrument	2024046529

Lender

Name	EVERETT FINANCIAL INC
Type	Funding / Finance Company
Address	DALLAS, TX 75254

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2054

February 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	POLK FL
Property Address	2478 SAND PINE TRL, FROSTPROOF, FL 33843-5621
Document Number	0107680120
Instrument Date	Feb 14, 2019
Transaction Type	Mortgage
Record Updated	Mar 18, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2478 SAND PINE TRL FROSTPROOF FL 33843, FROSTPROOF, FL 33843

Mortgage

Document Number	0107680120
Date	Mar 5, 2019
Book Page	010768/000120
Instrument	43749

Lender

Name	AMERICAN FIN'L RSRCS
Type	Funding / Finance Company
Address	PARSIPPANY, NJ 07054

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 4, 2049

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK FL
Property Address	2478 SAND PINE TRL, FROSTPROOF, FL 33843-5621
Document Number	0106161642
Instrument Date	Aug 29, 2018
Transaction Type	Mortgage
Record Updated	Oct 5, 2018
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1165 BOUNTY BLVD VERO BEACH FL 329632554, VERO BEACH, FL 32963-2554

Mortgage

Document Number	0106161642
Date	Sep 20, 2018
Book Page	010616/001642
Instrument	198946

Lender

Name	AMERICAN FIN'L RSRCS
Type	Funding / Finance Company
Address	PARSIPPANY, NJ 07054

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 19, 2048

February 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Feb 16, 2018
Property Address	2478 SAND PINE TRL, FROSTPROOF, FL 33843-5621
Document Number	0103991737
Book / Page	010399 / 001737
Instrument Date	Feb 14, 2018
Instrument	36611
Transaction Type	Transfer
Record Updated	Mar 2, 2018
Title Company	REAL ESTATE TITLE SERVICES LLC

Transaction

Amount	Amount Recorded
Tax	$150.50
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1165 BOUNTY BLVD VERO BEACH FL 329632554, VERO BEACH, FL 32963-2554

Tax Assessment & Valuation

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$289,277 (-4.9%) Land $61,617 Building $227,660	$289,277 (-4.9%) Land $61,617 Building $227,660
2025	$3,425.00 (-2.45%)	$304,191 (+12.56%) Land $50,326 Building $253,865	$304,191 (+12.56%) Land $50,326 Building $253,865
2024	$3,511.00 (+8.4%)
2023	$3,239.00 (+7.72%)	$270,239 (+8.53%) Land $44,599 Building $225,640	$270,239 (+8.53%) Land $44,599 Building $225,640
2022	$3,007.00	$248,995 Land $33,227 Building $215,768	$248,995 Land $33,227 Building $215,768

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 34 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	34 in force
Nearby Flood Claims	23 (2004–2022)
Claims Outside the SFHA	13 of 23
Most Recent Claim	Sep 2022 · Hurricane Ian
Claims by Event	Hurricane Ian, Sep 2022 · 2 claims Hurricane Irma, Sep 2017 · 9 claims Hurricane Frances, Sep 2004 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 76% of the US · above 63% of Florida
Wildfire Likelihood	0.6% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FROSTPROOF serves 3,425 people · EPA ID FL6530627
Water Source	Groundwater
Last State Inspection	Dec 2023
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	9 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 28 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
AT&T Fixed Wireless	25 / 3

May also be available: T-Mobile.

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