Livingston County property record for 2478 Ridgewood Dr, Howell, MI 48843
| Property Type | Condominium |
|---|---|
| Details | 4 bd · 2.5 ba · 1,969 sqft · built 2003 |
| Lot Size | 1.26 acres (54,886 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $350,000 (Mar 2023) |
| Tax Bill | $4,214 (2025) |
| Deeds & Mortgages | Nov 2025 Mortgage Feb 2023 Mortgage + 2 more |
| Flood Zone | Zone AE (high risk) |
| APN | 10-16-202-030 |
| Primary APN | 10-16-202-030 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,969 sqft Living Area |
| 1st Floor Area | 965 sqft |
| Basement Area | 951 sqft |
| Unfinished Basement | 951 sqft |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2003 |
| Architectural Style | Condo/Apartment |
| Exterior Material | Brick |
| Roof Type | Gable |
| Lot Area | 54,886 sqft (1.26 acres) |
| Lot Dimensions | 97.5 ft deep x 120 ft wide |
| Garage Area | 658 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Porch Area | 102 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 2478 RIDGEWOOD DR |
|---|---|
| City | HOWELL |
| State | MI |
| Zip | 48843-6984 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Local Zoning Code | RURAL |
| Legal Description | SEC. 16, T2N-R4E, CEDAR CREEK ESTATES, UNIT #30 |
| Legal Range | 04E |
| Legal Township | 02N |
| Legal Section | 16 |
| Legal Subdivision | CEDAR CREEK ESTATES |
| Legal Tract | 730100 |
| Legal Unit | 30 |
| Jurisdiction | LIVINGSTON MI |
| Township / Civil Division | MARION |
| Census Block Group | 2 |
| Census Block | 2018 |
| Census Tract | 730101 |
2478 Ridgewood Dr, a condominium, is owned and occupied by two individuals who bought it in March 2023.
Source: Livingston County records, as of August 17, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2478 RIDGEWOOD DR, HOWELL, MI 48843-6984 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 12, 2025 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Feb 17, 2023 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Mar 23, 2023 | Warranty Deed, Transfer |
| Jul 26, 2022 | Deed of Trust, Mortgage · Line of Credit INDEPENDENT BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 23, 2023 · Amount on File |
| Deed Sale | Mar 23, 2023 · Amount on File |
| Prior Sale | May 26, 2004 · Amount on File |
| Deed Document Number | 20234779 |
| Transfer Doc | 0000002734 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LIVINGSTON MI |
| Property Address | 2478 RIDGEWOOD DR, HOWELL, MI 48843-6984 |
| Transaction Type | Mortgage |
| Record Updated | Nov 26, 2025 |
| Name | Verified Name |
|---|---|
| Address | 2478 RIDGEWOOD DR, HOWELL, MI 48843-6984 |
| Investor | Possibly a Property Investor |
| Document Number | 0000022871 |
|---|---|
| Date | Nov 12, 2025 |
| Instrument | 2025R-022871 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | 1050 WOODWARD AVE, DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2055 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LIVINGSTON MI |
| Property Address | 2478 RIDGEWOOD DR, HOWELL, MI 48843-6984 |
| Transaction Type | Mortgage |
| Record Updated | Jun 13, 2023 |
| Title Company | TRI COUNTY TITLE AGENCY |
| Name | Verified Name |
|---|---|
| Address | 29217 HUNTER CT, TRENTON, MI 48183-7013 |
| Investor | Possibly a Property Investor |
| Document Number | 0000002734 |
|---|---|
| Date | Feb 17, 2023 |
| Instrument | 2023R-002734 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LIVINGSTON MI |
| Recording Date | Mar 23, 2023 |
| Property Address | 2478 RIDGEWOOD DR, HOWELL, MI 48843-6984 |
| Document Number | 0000004779 |
| Map Reference | LB 4360 PG 805 |
| Instrument Date | Feb 14, 2023 |
| Instrument | 2023R-004779 |
| Transaction Type | Transfer |
| Record Updated | Apr 3, 2023 |
| Amount | Amount on Record |
|---|---|
| Tax | $2,625.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2478 RIDGEWOOD DR, HOWELL, MI 48843-6984 |
| Name | Verified Name |
|---|---|
| Address | 2478 RIDGEWOOD DR # 30, 30, HOWELL, MI 48843-6984 |
| Investor | Possibly a Property Investor |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LIVINGSTON MI |
| Property Address | 2478 RIDGEWOOD DR, HOWELL, MI 48843-6984 |
| Transaction Type | Mortgage |
| Record Updated | Aug 12, 2022 |
| Name | Verified Name |
|---|---|
| Address | 2478 RIDGEWOOD DR, HOWELL, MI 48843-6984 |
| Document Number | 0000020472 |
|---|---|
| Date | Jul 26, 2022 |
| Instrument | 2022R-020472 |
| Name | INDEPENDENT BANK |
|---|---|
| Type | Bank |
| Address | GRAND RAPIDS, MI 49525 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2025 property tax bill for 2478 Ridgewood Dr was $4,214 with a homeowner's exemption.
Source: Livingston County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Livingston County |
| County Subdivision | Marion Township |
| Unified School District | Howell Public Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $189,600 | $379,200 | |
| 2025 | $4,214.00 | ||
| 2023 | $160,300 | ||
| 2021 | $2,184.00 | $320,600 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 2478 Ridgewood Dr in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective September 17, 2008
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 2478 Ridgewood Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 73 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
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