Seneca County and Waterloo Town property record for 2478 Reed Rd, Waterloo, NY 13165 · Last verified May 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,176 sqft · built 1920 |
| Lot Size | 20 acres (871,200 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $929,000 (Jun 2023) |
| Tax Bill | $3,688 (2025) |
| Deeds & Mortgages | Jun 2023 Sale Nov 2022 Foreclosure |
| APN | 453889 21-2-61 |
| Primary APN | 453889 21-2-61 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 2,176 sqft Living Area |
| 1st Floor Area | 1,248 sqft |
| 2nd Floor Area | 864 sqft |
| Upper Floors Area | 64 sqft |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1920 |
| Architectural Style | Traditional |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 871,200 sqft (20 acres) |
| Garage Type | Carport |
| Garage Area | 450 sqft |
| Carport | Carport |
| Carport Area | 450 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Type | Above-Ground Pool |
|---|---|
| Porch | Slab |
| Porch Area | 784 sqft |
| Total Buildings | 3 Buildings |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Septic |
| Water Source | Well |
| Street Address | 2478 REED RD |
|---|---|
| City | WATERLOO |
| State | NY |
| Zip | 13165-9455 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | MB97-369 |
| Legal Block | 2 |
| Legal Lot Number | 61.000 |
| Jurisdiction | SENECA NY |
| Township / Civil Division | WATERLOO |
| Census Block Group | 1 |
| Census Block | 1053 |
| Census Tract | 950600 |
Source: Seneca County and Waterloo Town records · APN 453889 21-2-61
Assessment roll updated May 14, 2026 · Last verified May 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2478 REED RD, WATERLOO, NY 13165-9455 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Individual(s) |
| Date | Document |
|---|---|
| Jun 16, 2023 | Deed, Transfer FIDELITY NATIONAL TITLE MA, FIDELITY NATIONAL TITLE (AKA |
| Nov 10, 2022 | Foreclosure |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jun 16, 2023 · Amount on Record |
| Deed Sale | Jun 16, 2023 · Amount on Record |
| Prior Sale | Nov 10, 2022 · Amount on Record |
| Deed Document Number | 202363117 |
| Deed Book / Page | 1079 / 237 |
| Last Transfer Date | Oct 08, 2024 |
| Transfer Doc | 001108/125 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | SENECA NY |
| Recording Date | Jun 16, 2023 |
| Property Address | 2478 REED RD, WATERLOO, NY 13165-9455 |
| Document Number | 001079/237 |
| Book / Page | 1079 / 237 |
| Instrument Date | Jun 07, 2023 |
| Instrument | 63117 |
| Transaction Type | Transfer |
| Record Updated | Sep 13, 2023 |
| Title Company | FIDELITY NATIONAL TITLE MA, FIDELITY NATIONAL TITLE (AKA |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 414 GIFFORD RD, PHELPS, NY 14532-9511 |
| Document Type | Foreclosure |
|---|---|
| Jurisdiction | SENECA NY |
| Recording Date | Nov 10, 2022 |
| Property Address | 2478 REED RD, WATERLOO, NY 13165-9455 |
| Document Number | 0001068/88 |
| Book / Page | 1068 / 88 |
| Instrument Date | Oct 12, 2022 |
| Instrument | 60819 |
| Transaction Type | Foreclosure |
| Record Updated | Sep 13, 2023 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
Source: Seneca County and Waterloo Town records · Assessment roll updated May 14, 2026 · Last verified May 2026
| Type | Name |
|---|---|
| State | New York |
| County | Seneca County |
| County Subdivision | Waterloo Town |
| Unified School District | Waterloo Central School District (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,688.00 (+56.4%) | $303,300 (+167.93%) Land $47,200 Building $256,100 | $497,213 (+211.86%) Land $77,377 Building $419,836 |
| 2023 | $113,200 (-) Land $38,100 Building $75,100 | $159,437 (+11.27%) Land $53,662 Building $105,775 | |
| 2022 | $113,200 Land $38,100 Building $75,100 | $143,291 Land $48,228 Building $95,063 | |
| 2019 | $2,358.00 |
Source: FEMA National Flood Hazard Layer · FEMA OpenFEMA NFIP redacted claims and policies, census block group 360999506001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | FEMA flood map data for this location is not available in our records |
|---|---|
| Flood Insurance Cost | Premium on Record median of 1 individual NFIP policies nearby |
| Nearby Flood Policies | 1 in force 1 of 1 on primary residences |
| Nearby Flood Claims | 1 (1979) |
| Most Recent Claim | Jul 1979, rainfall accumulation |
| Wildfire Risk | Low above 20% of the US · above 55% of New York |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
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