2478 Gamay Ct, Napa, CA 94558 Property Records

Napa County property record for 2478 Gamay Ct, Napa, CA 94558

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,566 sqft · built 1972
Lot Size	0.16 acres (6,970 sqft)
Owner	2 Individual Names on File
Last Sale	$59,500 (Jun 2018)
Tax Bill	$9,428 (2026)
Deeds & Mortgages	Apr 2020 Mortgage Mar 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`007-132-005-000`

Property Details

APN / Parcel Number

Primary APN	`007-132-005-000`
Alternative APNs	`007-132-005` `00713205`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,566 sqft Living Area
Gross Area	2,066 sqft
1st Floor Area	1,566 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1972
Construction Type	Wood
Lot Area	6,970 sqft (0.16 acres)
Garage Type	Attached
Garage Area	500 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	None
Heating System	Central

Location & Zoning

Old Parcel Number	007-132-005
Street Address	2478 GAMAY CT
City	NAPA
State	CA
Zip	94558-2514
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS5
Legal Description	LOT 74 THE VINEYARD SUB 9R/M101
Legal Subdivision	VINEYARD
Legal Lot Number	74
Jurisdiction	NAPA CA
Township / Civil Division	NAPA
Census Block Group	2
Census Block	2002
Census Tract	200706

Owner

2478 Gamay Ct is owned and occupied by two individuals who bought it in June 2018.

Source: Napa County records, as of October 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	2478 GAMAY CT, NAPA, CA 94558-2514
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Right of Survivorship

Deeds, Mortgages & Sale History

Date	Document
Apr 30, 2020	Deed of Trust, Mortgage · Conventional Mortgage PRIME CHOICE FUNDING INC
Mar 25, 2019	Deed of Trust, Mortgage · Conventional Mortgage JG WENTWORTH HM LNDG
Jun 15, 2018	Grant Deed, Transfer · FHA Mortgage DITECH FINANCIAL LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 15, 2018 · Amount on File
Deed Sale	Jun 15, 2018 · Amount on File
Deed Document Number	201811880
Prior Transfer Date	Mar 24, 2018
Prior Transfer Doc	0000011880
Record Updated	Oct 29, 2026

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NAPA CA
Property Address	2478 GAMAY CT, NAPA, CA 94558-2514
Transaction Type	Mortgage
Record Updated	Oct 14, 2022
Title Company	STEWART TITLE GUARANTY CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000009839
Date	Apr 30, 2020
Instrument	2020-0009839

Lender

Name	PRIME CHOICE FUNDING INC
Type	Lending Institution
Address	TUSTIN, CA 92780

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2050

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NAPA CA
Property Address	2478 GAMAY CT, NAPA, CA 94558-2514
Document Number	0000006250
Instrument Date	Mar 25, 2019
Transaction Type	Mortgage
Record Updated	Apr 22, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	2478 GAMAY CT NAPA CA 945582514, NAPA, CA 94558-2514

Mortgage

Document Number	0000006250
Date	Apr 8, 2019
Instrument	6250

Lender

Name	JG WENTWORTH HM LNDG
Address	WOODBRIDGE, VA 22192

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 7, 2049

June 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	NAPA CA
Recording Date	Jun 15, 2018
Property Address	2478 GAMAY CT, NAPA, CA 94558-2514
Document Number	0000011880
Map Reference	MB9 PG100&101
Instrument Date	Mar 24, 2018
Instrument	2018-0011880
Transaction Type	Transfer
Record Updated	Oct 14, 2022
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Rounded by County

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	2478 GAMAY CT, NAPA, CA 94558-2514

Mortgage

Document Number	0000011881
Date	Jun 15, 2018
Instrument	2018-0011881

Lender

Name	DITECH FINANCIAL LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	359 Months
Due	May 1, 2048

Tax Assessment & Valuation

The 2026 property tax bill for 2478 Gamay Ct was $9,428 with a homeowner's exemption, up 2.1% from the year before.

Source: Napa County assessment roll, as of October 21, 2026

Property Jurisdictions

Type	Name
State	California
County	Napa County
Municipality	Napa City
Unified School District	Napa Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$9,428.00 (+2.15%) Homeowner's exemption	$770,361 (+2%) Land $428,724 Building $341,637	$770,361 (+2%) Land $428,724 Building $341,637
2025	$9,230.00 Homeowner's exemption	$755,257 Land $420,318 Building $334,939	$755,257 Land $420,318 Building $334,939
2023	$8,779.00 (+1.39%) Homeowner's exemption	$725,932 Land $403,998 Building $321,934
2022	$8,659.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2478 Gamay Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2478 Gamay Ct is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF NAPA serves 84,804 people · EPA ID CA2810003
Water Source	Surface water
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 688 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: T-Mobile, Verizon.

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