Polk County property record for 2477 Winterset Rd, Winter Haven, FL 33884
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 3,954 sqft · built 1969 |
| Lot Size | 0.937 acres (40,811 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $65,000 (Aug 2010) |
| Tax Bill | $6,065 (2025) |
| Deeds & Mortgages | Aug 2026 Line of Credit Jun 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 26-29-11-000000-013040 |
| Primary APN | 26-29-11-000000-013040 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 3,954 sqft Living Area |
| Gross Area | 5,042 sqft |
| 1st Floor Area | 3,954 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1969 |
|---|---|
| Effective Year Built | Effective 1969 |
| Exterior Material | Stucco |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 40,811 sqft (0.937 acres) |
| Lot Dimensions | 300 ft deep x 134 ft wide |
| View / Lot | Commercial/Industrial |
| Garage Type | Attached |
| Garage Area | 1,088 sqft |
| Pool Type | Enclosed Pool |
|---|---|
| Pool Area | 512 sqft |
| Porch | Screened/Unfinished Porch |
| Porch Area | 416 sqft |
| Boat Access | Boat Access |
| Cooling System | Central |
|---|
| Street Address | 2477 WINTERSET RD |
|---|---|
| City | WINTER HAVEN |
| State | FL |
| Zip | 33884-3163 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | BEG 58 FT S & 225 FT E OF NW COR OF E1/2 OF NW1/4 OF NE1/4 RUN E 134.2 FT S TO LK WLY ALONG LK TO PT S OF BEG N TO BEG |
| Legal Range | 26E |
| Legal Township | 29S |
| Legal Section | 11 |
| Legal Subdivision | MC CAWLEY PROP |
| Legal Tract | 000000 |
| Legal Block | 2 |
| Jurisdiction | POLK FL |
| Township / Civil Division | WINTER HAVEN-AUBURNDALE |
| Census Block Group | 2 |
| Census Block | 2033 |
| Census Tract | 14006 |
Source: Polk County records, as of September 28, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 2477 WINTERSET RD, WINTER HAVEN, FL 33884-3163 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 26, 2026 | Deed of Trust, Mortgage · Line of Credit MIDFLORIDA CREDIT UNION |
| Jun 11, 2020 | Deed of Trust, Mortgage · Conventional Mortgage MIDFLORIDA CU ISAOA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 26, 2010 · Amount on Record |
| Deed Sale | Aug 26, 2010 · Amount on Record |
| Prior Sale | Feb 23, 2004 · Amount on Record |
| Deed Document Number | 2010135471 |
| Deed Book / Page | 8205 / 1945 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Aug 26, 2026 |
| Property Address | 2477 WINTERSET RD, WINTER HAVEN, FL 33884-3163 |
| Document Number | 0000208296 |
| Book / Page | 14131 / 672 |
| Instrument Date | Aug 19, 2026 |
| Instrument | 2026208296 |
| Transaction Type | Mortgage |
| Record Updated | Sep 9, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 2477 WINTERSET RD, WINTER HAVEN, FL 33884-3163 |
| Document Number | 0000208296, |
|---|---|
| Date | Aug 26, 2026 |
| Book Page | 14131/672 |
| Instrument | 2026208296 |
| Name | MIDFLORIDA CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Sep 5, 2046 |
| Max Rate | -1% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 2477 WINTERSET RD, WINTER HAVEN, FL 33884-3163 |
| Document Number | 0112680396 |
| Instrument Date | Jun 11, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jul 9, 2020 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 2477 WINTERSET RD WINTER HAVEN FL 338843163, WINTER HAVEN, FL 33884-3163 |
| Document Number | 0112680396 |
|---|---|
| Date | Jun 17, 2020 |
| Book Page | 011268/000396 |
| Instrument | 120115 |
| Name | MIDFLORIDA CU ISAOA |
|---|---|
| Type | Credit Union |
| Address | LAKELAND, FL 33802-6008 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Jun 16, 2030 |
Source: Polk County assessment roll, as of September 28, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Polk County |
| Unified School District | Polk County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $511,550 (+2.7%) | $822,704 (-1.58%) Land $430,721 Building $391,983 | |
| 2025 | $6,065.00 (-4.13%) Homeowner's exemption | $498,101 (+5.99%) | $835,933 (-5.48%) Land $430,721 Building $405,212 |
| 2023 | $6,326.00 (+2.07%) Homeowner's exemption | $469,964 (+3%) | $884,402 (+8.77%) Land $417,657 Building $466,745 |
| 2022 | $6,198.00 Homeowner's exemption | $456,276 | $813,113 Land $348,496 Building $464,617 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 12 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 12 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 96% of Florida |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WINTER HAVEN WATER DEPARTMENT serves 87,537 people · EPA ID FL6531992 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2021 |
| Lead | 7 ppb (2023) action level 15 ppb |
| Water Quality | E. coli resolved · Sep 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 16 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 50 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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