Duval County property record for 2477 Spring Vale Rd, Jacksonville, FL 32246
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,298 sqft · built 1989 |
| Lot Size | 0.148 acres (6,456 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $73,300 (Oct 2001) |
| Tax Bill | $1,233 (2025) |
| Deeds & Mortgages | Mar 2020 Mortgage Jul 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 165289-0866 |
| Primary APN | 165289-0866 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,298 sqft Living Area |
| Gross Area | 1,570 sqft |
| 1st Floor Area | 1,298 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1989 |
|---|---|
| Effective Year Built | Effective 1989 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 6,456 sqft (0.148 acres) |
| Lot Dimensions | 116 ft deep x 41 ft wide |
| View / Lot | Pond |
| Garage Type | Attached |
| Garage Area | 252 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Finished/Open Porch |
| Porch Area | 20 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Street Address | 2477 SPRING VALE RD |
|---|---|
| City | JACKSONVILLE |
| State | FL |
| Zip | 32246-9756 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PUD |
| Legal Description | 42-11 29-2S-28E SUMMER TREES UNIT 4-B LOT 33 |
| Legal Range | 28E |
| Legal Township | 02S |
| Legal Section | 29 |
| Legal Subdivision | SUMMER TREES UNIT 04B |
| Legal Lot Number | 33 |
| Legal Unit | 4-B |
| Jurisdiction | DUVAL FL |
| Township / Civil Division | JACKSONVILLE EAST |
| Census Block Group | 2 |
| Census Block | 2016 |
| Census Tract | 14338 |
Source: Duval County records, as of June 3, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 2477 SPRING VALE RD, JACKSONVILLE, FL 32246-9756 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 6, 2020 | Deed of Trust, Mortgage · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP |
| Jul 16, 2018 | Deed of Trust, Mortgage · Conventional with PMI MR COOPER |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 5, 2001 · Amount on Record |
| Deed Sale | Oct 5, 2001 · Amount on Record |
| Deed Document Number | 2001253281 |
| Deed Book / Page | 10177 / 491 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DUVAL FL |
| Property Address | 2477 SPRING VALE RD, JACKSONVILLE, FL 32246-9756 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0191301332 |
|---|---|
| Date | Mar 6, 2020 |
| Book Page | 19130/1332 |
| Instrument | 2020053670 |
| Name | CARDINAL FINANCIAL COMPANY LP |
|---|---|
| Type | Mortgage Company |
| Address | CHARLOTTE, NC 28273 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DUVAL FL |
| Property Address | 2477 SPRING VALE RD, JACKSONVILLE, FL 32246-9756 |
| Document Number | 0184711020 |
| Instrument Date | Jul 16, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Aug 28, 2018 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 2477 SPRING VALE RD JACKSONVILLE FL 322469756, JACKSONVILLE, FL 32246-9756 |
| Document Number | 0184711020 |
|---|---|
| Date | Jul 26, 2018 |
| Book Page | 018471/001020 |
| Instrument | 176779 |
| Name | MR COOPER |
|---|---|
| Address | DALLAS, TX 75019 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 25, 2048 |
Source: Duval County assessment roll, as of June 3, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Duval County |
| Municipality | Jacksonville City |
| Unified School District | Duval County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $91,806 (+2.7%) | $221,802 (+2.17%) Land $75,663 Building $146,139 | |
| 2025 | $1,233.00 (+19.83%) Homeowner's exemption | $89,393 (+5.99%) | $217,091 (+9%) Land $75,000 Building $142,091 |
| 2024 | $1,029.00 (+4.04%) | ||
| 2023 | $989.00 (+11%) Homeowner's exemption | $84,344 (+3%) | $199,170 (+6.57%) Land $50,000 Building $149,170 |
| 2022 | $891.00 Homeowner's exemption | $81,888 | $186,886 Land $45,000 Building $141,886 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 12 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 12 in force |
| Nearby Flood Claims | 1 (2008) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Sep 2008 · Tropical Storm Fay |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 97.6% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | JEA MAJOR GRID serves 826,664 people · EPA ID FL2161328 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2026 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 426 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
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