2476 Sumner Rd, Avon Park, FL 33825 Property Records

Highlands County property record for 2476 Sumner Rd, Avon Park, FL 33825

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,720 sqft · built 2007
Lot Size	0.183 acres (8,000 sqft)
Owner	Individual Name on File
Last Sale	$268,500 (Oct 2022)
Tax Bill	$3,407 (2023)
Deeds & Mortgages	Oct 2022 Sale & Mortgage Sep 2020 Second Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`C-01-33-28-010-0000-8289`

Property Details

APN / Parcel Number

Primary APN	`C-01-33-28-010-0000-8289`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	1,720 sqft Living Area
Gross Area	2,160 sqft
1st Floor Area	1,720 sqft
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2007
Exterior Material	Stucco
Construction Type	Concrete Block
Roof Type	Gable/Hip
Roof Material	Shingle
Lot Area	8,000 sqft
Lot Dimensions	100 ft deep x 80 ft wide
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	40 sqft
Patio Area	184 sqft
Fence	Fence

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Street Address	2476 SUMNER RD
City	AVON PARK
State	FL
Zip	33825-7236
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	AVON PARK LAKES UNIT 26 PB 5 PG 25 LOTS 8289 + 8290
Legal Range	28E
Legal Township	33S
Legal Section	01
Legal Subdivision	AVON PARK LAKES
Legal Lot Number	8289 8290
Jurisdiction	HIGHLANDS FL
Township / Civil Division	AVON PARK
Census Block Group	1
Census Block	1053
Census Tract	960402

Owner

2476 Sumner Rd is owned and occupied by an individual who bought it in October 2022.

Source: Highlands County records, as of January 29, 2024

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	2476 SUMNER RD, AVON PARK, FL 33825-7236
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 11, 2022	Warranty Deed, Transfer · VA Mortgage THE MORTGAGE FIRM INC
Sep 30, 2020	Deed of Trust, Mortgage · Stand-Alone Second Mortgage MIDFLORIDA CU
May 3, 2018	Loan Modification, Mortgage · Conventional Mortgage MIDFLORIDA CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 11, 2022 · Amount on File
Deed Sale	Oct 11, 2022 · Amount on File
Prior Sale	Apr 10, 2015 · Amount on File
Deed Document Number	0002935731
Deed Book / Page	2935 / 731
Record Updated	Jun 7, 2026

October 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HIGHLANDS FL
Recording Date	Oct 11, 2022
Property Address	2476 SUMNER RD, AVON PARK, FL 33825-7236
Document Number	0002118610
Book / Page	2935 / 731
Map Reference	MB 5 PG 25
Instrument Date	Oct 11, 2022
Instrument	2118610
Transaction Type	Transfer
Record Updated	Oct 27, 2022
Title Company	ATTORNEY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,879.50
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2476 SUMNER RD, 2476, AVON PARK, FL 33825-7236

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2476 SUMNER RD, AVON PARK, FL 33825-7236

Mortgage

Document Number	0002935733
Date	Oct 11, 2022
Instrument	2935/733

Lender

Name	THE MORTGAGE FIRM INC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2052

Mortgage

Document Number	0002118612
Date	Oct 11, 2022
Book Page	2935/746
Instrument	2118612

Lender

Name	THE MORTGAGE FIRM INC
Type	Mortgage Company
Address	ALTAMONTE SPRINGS, FL 32714

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HIGHLANDS FL
Property Address	2476 SUMNER RD, AVON PARK, FL 33825-7236
Transaction Type	Mortgage
Record Updated	Jul 28, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002000757
Date	Sep 30, 2020
Book Page	2775/1720
Instrument	2000757

Lender

Name	MIDFLORIDA CU
Type	Credit Union
Address	LAKELAND, FL 33802

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	241 Months
Due	Oct 5, 2040

May 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	HIGHLANDS FL
Property Address	2476 SUMNER RD, AVON PARK, FL 33825-7236
Document Number	0001912032
Instrument Date	May 3, 2018
Transaction Type	Mortgage
Record Updated	Oct 1, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2476 SUMNER RD AVON PARK FL 338257236, AVON PARK, FL 33825-7236

Mortgage

Document Number	0001912032
Date	Sep 20, 2018
Book Page	002656/001391
Instrument	1912032

Lender

Name	MIDFLORIDA CU
Address	LAKELAND, FL 33803

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	336 Months
Due	Sep 19, 2046

Interest

Rate Type	Fixed Rate
Rate	4.12%

Tax Assessment & Valuation

Source: Highlands County assessment roll, as of July 1, 2023

Property Jurisdictions

Type	Name
State	Florida
County	Highlands County
Unified School District	Highlands County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$3,407.00 (+183.44%)	$227,103 (+120.71%) Land $7,000 Building $220,103	$227,103 (+16.69%) Land $7,000 Building $220,103
2022	$1,202.00 Homeowner's exemption	$102,897	$194,628 Land $4,750 Building $189,878

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2476 Sumner Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 17, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2476 Sumner Rd is high, ranking above 74% of the US, with a 0.4% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 74% of the US · above 59% of Florida
Wildfire Likelihood	0.4% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 70 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

May also be available: Verizon.

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