2476 Par Cir, Delray Beach, FL 33445 Property Records

Palm Beach County property record for 2476 Par Cir, Delray Beach, FL 33445

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,116 sqft · built 1987
Lot Size	0.242 acres (10,520 sqft)
Owner	2 Individual Names on File
Last Sale	$179,000 (Jul 1999)
Tax Bill	$3,378 (2025)
Deeds & Mortgages	Sep 2022 Mortgage Aug 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`12-43-46-19-41-000-0450`

Property Details

APN / Parcel Number

Primary APN	`12-43-46-19-41-000-0450`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,116 sqft Living Area
Gross Area	3,092 sqft
1st Floor Area	2,116 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1995
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	10,520 sqft (0.242 acres)
Lot Dimensions	54 ft deep x 194 ft wide
Garage Type	Attached
Garage Area	462 sqft

Exterior Amenities

Pool Area	92 sqft
Porch	Patio
Porch Area	514 sqft
Patio Area	843 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	2476 PAR CIR
City	DELRAY BEACH
State	FL
Zip	33445-8732
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1-AA
Legal Description	FAIRWAYS OF DELRAY LT 45
Legal Range	43E
Legal Township	46S
Legal Section	19
Legal Subdivision	FAIRWAYS OF DELRAY
Legal Lot Number	45
Jurisdiction	PALM BEACH FL
Township / Civil Division	BOYNTON BEACH-DELRAY BEACH
Census Block Group	1
Census Block	1008
Census Tract	6907

Owner

2476 Par Cir is owned and occupied by two individuals who bought it in July 1999.

Source: Palm Beach County records, as of April 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2476 PAR CIR, DELRAY BEACH, FL 33445-8732
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 7, 2022	Deed of Trust, Mortgage · Conventional Mortgage THIRD FSLA OF CLEVELAND
Aug 31, 2020	Deed of Trust, Mortgage · Conventional Mortgage HOME POINT FINANCIAL CORPORATION
Jan 4, 2019	Deed of Trust, Mortgage · FHA Mortgage MILEND

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 1, 1999 · Amount on File
Deed Sale	Jul 1, 1999 · Amount on File
Deed Book / Page	11206 / 2
Record Updated	Jun 8, 2026

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PALM BEACH FL
Property Address	2476 PAR CIR, DELRAY BEACH, FL 33445-8732
Transaction Type	Mortgage
Record Updated	Nov 24, 2022
Title Company	TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2476 PAR CIR, DELRAY BEACH, FL 33445-8732

Mortgage

Document Number	0338230871
Date	Sep 7, 2022
Book Page	33823/871
Instrument	20220371383

Lender

Name	THIRD FSLA OF CLEVELAND
Type	Bank
Address	CLEVELAND, OH 44106

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	359 Months
Due	Aug 29, 2052

Interest

Rate Type	Adjustable Rate
Rate	5.29%
Type Change Date	Aug 29, 2027
Change Frequency	Annually
Min Rate At Change	3.29%
Max Rate At Change	7.29%
Index	1-Year T-Bill
Max Rate	11.2%

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PALM BEACH FL
Property Address	2476 PAR CIR, DELRAY BEACH, FL 33445-8732
Transaction Type	Mortgage
Record Updated	Jan 28, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2476 PAR CIR, DELRAY BEACH, FL 33445-8732

Mortgage

Document Number	0316971942
Date	Aug 31, 2020
Book Page	31697/1942
Instrument	20200317980

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Mortgage Company
Address	PARSIPPANY, NJ 07054

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2050

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PALM BEACH FL
Property Address	2476 PAR CIR, DELRAY BEACH, FL 33445-8732
Document Number	0306231478
Instrument Date	Jan 4, 2019
Transaction Type	Mortgage
Record Updated	Jun 5, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2476 PAR CIR DELRAY BEACH FL 334458732, DELRAY BEACH, FL 33445-8732

Mortgage

Document Number	0306231478
Date	May 20, 2019
Book Page	030623/001478
Instrument	182301

Lender

Name	MILEND
Address	ALPHARETTA, GA 30009

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 19, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 2476 Par Cir was $3,378 with a homeowner's exemption, up 8.2% from the year before.

Source: Palm Beach County assessment roll, as of December 10, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Palm Beach County
Municipality	Delray Beach City
Unified School District	Palm Beach County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,378.00 (+8.23%) Homeowner's exemption	$198,987	$605,261 Land $228,164 Building $377,097
2024	$3,121.00 (+0.29%)
2023	$3,112.00 (+4.18%) Homeowner's exemption	$187,747 (+3%)	$513,284 (+19.69%) Land $170,730 Building $342,554
2022	$2,987.00 Homeowner's exemption	$182,279	$428,862 Land $147,840 Building $281,022

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2476 Par Cir in Zone X, an area of minimal flood risk, though there have been 20 flood claims nearby since 1987.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 39 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	39 in force
Nearby Flood Claims	20 (1987–2017)
Claims Outside the SFHA	20 of 20
Most Recent Claim	Jun 2017 · rainfall accumulation
Claims by Event	Hurricane Wilma, Oct 2005 · 2 claims Hurricane Irene, Oct 1999 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2476 Par Cir is low, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 94% of Florida
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DELRAY BEACH PUBLIC WATER SYSTEM serves 69,754 people · EPA ID FL4500351
Water Source	Groundwater
Last State Inspection	Nov 2025
Lead	4 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 81 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Hotwire Communications.

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