24751 Cutter, Laguna Niguel, CA 92677 Property Records

Orange County property record for 24751 Cutter, Laguna Niguel, CA 92677

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,027 sqft · built 1989
Lot Size	0.121 acres (5,250 sqft)
Owner	Company Name on Record
Last Sale	$750,000 (Jul 2007)
Tax Bill	$9,955 (2025)
Deeds & Mortgages	Jan 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`653-371-17`

Property Details

APN / Parcel Number

Primary APN	`653-371-17`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Building Area	2,027 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Lot Area	5,250 sqft (0.121 acres)
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Gas
Water Source	Commercial

Location & Zoning

Street Address	24751 CUTTER
City	LAGUNA NIGUEL
State	CA
Zip	92677-8835
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N TR 13071 BLK LOT 10
Legal Subdivision	TRACT NO 13071
Legal Tract	13071
Legal Lot Number	10
Jurisdiction	ORANGE CA
Township / Civil Division	SOUTH COAST
Census Block Group	1
Census Block	1005
Census Tract	42330

Owner

Source: Orange County records, as of August 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	26955 GRANITE RIDGE CT, VALENCIA, CA 91381-0627
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 30, 2007 · Amount on Record
Deed Sale	Jul 30, 2007 · Amount on Record
Prior Sale	Nov 7, 2003 · Amount on Record
Deed Document Number	2007475254
Prior Transfer Date	Nov 9, 1995
Prior Transfer Doc	0000505202
Record Updated	Oct 29, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	24751 CUTTER, LAGUNA NIGUEL, CA 92677-8835
Transaction Type	Mortgage
Record Updated	Feb 8, 2021
Title Company	CHICAGO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	26955 GRANITE RIDGE CT, VALENCIA, CA 91381-0627

Mortgage

Document Number	0000060175
Date	Jan 28, 2021
Instrument	2021000060175

Lender

Name	EVERETT FINANCIAL INC
Type	Funding / Finance Company
Address	DALLAS, TX 75254

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2051

Tax Assessment & Valuation

Source: Orange County assessment roll, as of August 4, 2026

Property Jurisdictions

Type	Name
State	California
County	Orange County
Municipality	Laguna Niguel City
Unified School District	Capistrano Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,004,835 (+2%) Land $749,580 Building $255,255
2025	$9,955.00 (+3.89%)	$985,133 (+4.04%) Land $734,883 Building $250,250
2023	$9,582.00 (+10.95%)	$946,880 Land $706,346 Building $240,534
2022	$8,636.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (1978–1993)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Jan 1993 · Severe Winter Storm, Mud & Land Slides, & Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 97.8% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MOULTON NIGUEL WATER DISTRICT serves 168,315 people · EPA ID CA3010073
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 591 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
AT&T DSL	100 / 20

May also be available: Verizon.

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