Lake County property record for 2475 Spring Valley Rd, Clearlake Oaks, CA 95423
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3 ba · 2,340 sqft · built 1989 |
| Lot Size | 0.74 acres (32,234 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $240,000 (Dec 2017) |
| Tax Bill | $3,199 (2026) |
| Deeds & Mortgages | Mar 2023 Mortgage Nov 2022 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 062-631-040-000 |
| Primary APN | 062-631-040-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 11 Rooms |
| Stories | 1 Story |
| Building Area | 2,340 sqft Living Area |
| 1st Floor Area | 2,340 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1989 |
|---|---|
| Effective Year Built | Effective 1991 |
| Architectural Style | Ranch |
| Exterior Material | Wood |
| Construction Type | Masonry / Concrete Block |
| Roof Material | Composition Shingle |
| Lot Area | 32,234 sqft (0.74 acres) |
| Garage Type | Attached |
| Garage Area | 648 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Septic |
| Water Source | Commercial |
| Old Parcel Number | 062-631-04 |
|---|---|
| Street Address | 2475 SPRING VALLEY RD |
| City | CLEARLAKE OAKS |
| State | CA |
| Zip | 95423-9504 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SR |
| Legal Subdivision | APRING VLY LAKES |
| Legal Block | 3 |
| Legal Lot Number | 366 |
| Jurisdiction | LAKE CA |
| Township / Civil Division | LUCERNE-CLEARLAKE OAKS |
| Census Block Group | 3 |
| Census Block | 3070 |
| Census Tract | 602 |
2475 Spring Valley Rd is owned by two individuals who bought it in December 2017.
Source: Lake County records, as of October 21, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | PO BOX 1936, MIDDLETOWN, CA 95461-1936 |
| Owner Type | Individual |
| Vesting | Community Property |
| Date | Document |
|---|---|
| Mar 24, 2023 | Deed of Trust, Mortgage · FHA Mortgage CARRINGTON MORTGAGE SERVICES LLC |
| Nov 9, 2022 | Deed of Trust, Mortgage · FHA Mortgage CARRINGTON MORTGAGE SERVICES LLC |
| Feb 17, 2022 | Deed of Trust, Mortgage · FHA Mortgage LOANCARE LLC |
| Dec 18, 2017 | Grant Deed, Transfer · FHA Mortgage US MORTGAGE CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 18, 2017 · Amount on File |
| Deed Sale | Dec 18, 2017 · Amount on File |
| Deed Document Number | 201716679 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE CA |
| Property Address | 2475 SPRING VALLEY RD, CLEARLAKE OAKS, CA 95423-9504 |
| Transaction Type | Mortgage |
| Record Updated | May 5, 2023 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN |
| Name | Verified Name |
|---|---|
| Address | 2475 SPRING VALLEY RD, CLEARLAKE OAKS, CA 95423-9504 |
| Document Number | 0000003443 |
|---|---|
| Date | Mar 24, 2023 |
| Instrument | 2023003443 |
| Name | CARRINGTON MORTGAGE SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | ANAHEIM, CA 92806 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE CA |
| Property Address | 2475 SPRING VALLEY RD, CLEARLAKE OAKS, CA 95423-9504 |
| Transaction Type | Mortgage |
| Record Updated | Dec 30, 2022 |
| Title Company | FIRST AMERICAN MORTGAGE SLN |
| Name | Verified Name |
|---|---|
| Address | 2475 SPRING VALLEY RD, CLEARLAKE OAKS, CA 95423-9504 |
| Document Number | 0000014994 |
|---|---|
| Date | Nov 9, 2022 |
| Instrument | 2022014994 |
| Name | CARRINGTON MORTGAGE SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | ANAHEIM, CA 92806 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 480 Months |
| Due | Nov 1, 2062 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE CA |
| Property Address | 2475 SPRING VALLEY RD, CLEARLAKE OAKS, CA 95423-9504 |
| Transaction Type | Mortgage |
| Record Updated | Jul 20, 2022 |
| Name | Verified Name |
|---|---|
| Address | 2475 SPRING VALLEY RD, CLEARLAKE OAKS, CA 95423-9504 |
| Document Number | 0000002296 |
|---|---|
| Date | Feb 17, 2022 |
| Instrument | 2022002296 |
| Name | LOANCARE LLC |
|---|---|
| Type | Non-Lending Institution |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 1, 2052 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | LAKE CA |
| Recording Date | Dec 18, 2017 |
| Property Address | 2475 SPRING VALLEY RD, CLEARLAKE OAKS, CA 95423-9504 |
| Document Number | 0000016679 |
| Map Reference | MB9 PG22-49 |
| Instrument Date | Dec 15, 2017 |
| Instrument | 2017016679 |
| Transaction Type | Transfer |
| Record Updated | Jul 20, 2022 |
| Title Company | FIRST AMERICAN TITLE CO |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Relationship | Community Property with Right of Survivorship |
| Address | PO BOX 1936, MIDDLETOWN, CA 95461-1936 |
| Document Number | 0000016680 |
|---|---|
| Date | Dec 18, 2017 |
| Instrument | 2017016680 |
| Name | US MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2048 |
The 2026 property tax bill for 2475 Spring Valley Rd was $3,199, up 2.4% from the year before.
Source: Lake County assessment roll, as of October 21, 2026
| Type | Name |
|---|---|
| State | California |
| County | Lake County |
| Unified School District | Konocti Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $3,199.00 (+2.37%) | $278,532 (+2%) Land $44,098 Building $234,434 |
| 2025 | $3,125.00 | $273,072 Land $43,234 Building $229,838 |
| 2023 | $3,060.00 (+5.12%) | $262,470 Land $41,556 Building $220,914 |
| 2022 | $2,911.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 2475 Spring Valley Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 9, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2475 Spring Valley Rd is very high, ranking above 91% of the US, with a 2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Very High above 91% of the US · above 74% of California |
|---|---|
| Wildfire Likelihood | 2% annual chance |
| Exposure | Direct burnable vegetation |
Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LAKE COUNTY CSA 2 - SPRING VALLEY serves 1,531 people · EPA ID CA1710018 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2022 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 49 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| 101Netlink Fixed Wireless | 100 / 20 |
| DigitalPath Fixed Wireless | 10 / 1 |
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