2475 Smith Cove Rd, Denver, NC 28037 Property Records

Lincoln County property record for 2475 Smith Cove Rd, Denver, NC 28037

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,034 sqft · built 2003
Lot Size	0.309 acres (13,460 sqft)
Owner	2 Individual Names on File
Last Sale	$298,000 (Aug 2020)
Tax Bill	$2,483 (2026)
Deeds & Mortgages	Aug 2020 Sale
Flood Zone	Zone X (minimal risk)
APN	`4603-69-5512`

Property Details

APN / Parcel Number

Primary APN	`4603-69-5512`
Alternative APNs	`460302695512` `254294` `80039`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,034 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Architectural Style	Custom Design
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	13,460 sqft (0.309 acres)
Pool Area	465 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Account Number	254294
Street Address	2475 SMITH COVE RD
City	DENVER
State	NC
Zip	28037-7004
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	ELDD PD-MU
Legal Description	#157 LOT SMITHSTONE SUB
Legal Subdivision	SMITHSTONE
Legal Lot Number	157
Jurisdiction	LINCOLN NC
Township / Civil Division	CATAWBA SPRINGS
Census Block Group	2
Census Block	2025
Census Tract	71202

Owner

2475 Smith Cove Rd is owned and occupied by two individuals who bought it in August 2020.

Source: Lincoln County records, as of August 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2475 SMITH COVE RD, DENVER, NC 28037-7004
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 27, 2020 · Amount on File
Deed Sale	Aug 27, 2020 · Amount on File
Prior Sale	Feb 20, 2004 · Amount on File
Deed Document Number	2020614791
Deed Book / Page	2943 / 865
Prior Transfer Date	Dec 19, 2007
Prior Transfer Doc	19990467
Record Updated	Oct 29, 2026

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LINCOLN NC
Recording Date	Aug 27, 2020
Property Address	2475 SMITH COVE RD, DENVER, NC 28037-7004
Document Number	2943865
Book / Page	002943 / 000865
Instrument Date	Aug 27, 2020
Instrument	614791
Transaction Type	Transfer
Record Updated	Sep 23, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$596.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2475 SMITH COVE RD DENVER NC 280377004, DENVER, NC 28037-7004

Tax Assessment & Valuation

The 2026 property tax bill for 2475 Smith Cove Rd was $2,483.

Source: Lincoln County assessment roll, as of August 27, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Lincoln County
Unified School District	Lincoln County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,483.00	$388,068 (-) Land $64,000 Building $324,068	$388,068 (-) Land $64,000 Building $324,068
2025	$2,483.00	$388,068 Land $64,000 Building $324,068	$388,068 Land $64,000 Building $324,068
2023	$2,453.00	$388,068 Land $64,000 Building $324,068	$388,068 Land $64,000 Building $324,068

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2475 Smith Cove Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2475 Smith Cove Rd is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LINCOLN COUNTY WTP serves 49,693 people · EPA ID NC0155035
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 139 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
AT&T Fiber · Fixed Wireless in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20