2475 S Conant Rd, Spencerville, OH 45887 Property Records

Allen County property record for 2475 S Conant Rd, Spencerville, OH 45887

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,865 sqft · built 1993
Lot Size	1.26 acres (54,886 sqft)
Owner	2 Individual Names on File
Last Sale	$188,500 (Mar 2018)
Tax Bill	$2,700 (2025)
Deeds & Mortgages	Mar 2021 Mortgage Mar 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`45-1000-03-003.000`

Property Details

APN / Parcel Number

Primary APN	`45-1000-03-003.000`
Alternative APN	`F2145100003003000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,865 sqft Living Area
Gross Area	2,756 sqft
1st Floor Area	1,260 sqft
Attic	Attic
Attic Area	605 sqft

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1996
Architectural Style	Conventional
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Raised
Lot Area	54,886 sqft (1.26 acres)
Garage Type	Attached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Porch	Enclosed Frame Porch
Porch Area	739 sqft
Patio Area	315 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Central
Sewer	Connected

Location & Zoning

Street Address	2475 S CONANT RD
City	SPENCERVILLE
State	OH
Zip	45887-9792
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT SW1/4-.05 AC ST HWY EASEMENT JOINT TEN RTS 05-04-10
Jurisdiction	ALLEN OH
Township / Civil Division	AMANDA
Census Block Group	3
Census Block	3035
Census Tract	10600

Owner

2475 S Conant Rd is owned and occupied by two individuals who bought it in March 2018.

Source: Allen County records, as of May 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2475 S CONANT RD, SPENCERVILLE, OH 45887-9792
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 19, 2021	Deed of Trust, Mortgage · Conventional Mortgage THE STATE BANK & TRUST CO
Mar 23, 2018	Grant Deed, Transfer · Conventional Mortgage STATE BK&TR

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 23, 2018 · Amount on File
Deed Sale	Mar 23, 2018 · Amount on File
Prior Sale	Mar 26, 1986 · Amount on File
Deed Document Number	20183089
Deed Book / Page	2018 / 3089
Prior Transfer Date	Jan 7, 2016
Prior Transfer Doc	1130000299
Record Updated	Oct 29, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEN OH
Property Address	2475 S CONANT RD, SPENCERVILLE, OH 45887-9792
Transaction Type	Mortgage
Record Updated	Apr 1, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	3190003555
Date	Mar 19, 2021
Book Page	2021/3555
Instrument	202103190003555

Lender

Name	THE STATE BANK & TRUST CO
Type	Bank
Address	DEFIANCE, OH 43512

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Apr 1, 2036

March 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ALLEN OH
Recording Date	Mar 23, 2018
Property Address	2475 S CONANT RD, SPENCERVILLE, OH 45887-9792
Document Number	0000003089
Instrument Date	Mar 22, 2018
Instrument	3089
Transaction Type	Transfer
Record Updated	Apr 12, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$565.50
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2475 S CONANT RD SPENCERVILLE OH 458879792, SPENCERVILLE, OH 45887-9792

Mortgage

Document Number	3090
Date	Mar 23, 2018
Instrument	3090

Lender

Name	STATE BK&TR
Type	Bank
Address	DEFIANCE, OH 43512

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 22, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 2475 S Conant Rd was $2,700, up 1.2% from the year before.

Source: Allen County assessment roll, as of May 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Allen County
County Subdivision	Amanda Township
Unified School District	Spencerville Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,700.00 (+1.24%)	$86,240 (-) Land $11,270 Building $74,970	$246,400 (-) Land $32,200 Building $214,200
2024	$2,667.00 (+21.78%) Homeowner's exemption	$86,240 (+29.96%) Land $11,270 Building $74,970	$246,400 Land $32,200 Building $214,200
2023	$2,190.00 (-4.82%) Homeowner's exemption	$66,360 (-) Land $8,680 Building $57,680
2022	$2,301.00 Homeowner's exemption	$66,360 Land $8,680 Building $57,680
2021			$189,600 Land $24,800 Building $164,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2475 S Conant Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 20, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 2475 S Conant Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 90% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: Verizon, Watch TV.

Cell Coverage

5G (outdoors only) and 4G LTE

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