2475 Otter Lake Loop, Hanson, KY 42413 Property Records

Hopkins County property record for 2475 Otter Lake Loop, Hanson, KY 42413

Property Summary

Property Type	Single Family Home
Details	2 ba · 3,186 sqft · built 1986
Lot Size	4.35 acres (189,486 sqft)
Owner	2 Individual Names on File
Last Sale	$320,000 (Aug 2016)
Tax Bill	$4,007 (2025)
Deeds & Mortgages	Jul 2026 Line of Credit May 2017 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`OTTR-1-3-4`

Property Details

APN / Parcel Number

Primary APN	`OTTR-1-3-4`
Alternative APNs	`48736` `62502`

Interior

Full Baths	2 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	3,186 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Exterior Material	Aluminum/Vinyl
Construction Type	Concrete Block
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	189,486 sqft (4.35 acres)
Garage Type	Attached
Garage Area	575 sqft
Driveway	Gravel Driveway
Parking Spaces	2 Parking Spaces
Porch	Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	62502
Street Address	2475 OTTER LAKE LOOP
City	HANSON
State	KY
Zip	42413-9334
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RES
Legal Description	INCLUDES OTTR-1-3-5, 6, 6-1
Legal Subdivision	OTTER LAKE
Legal Lot Number	POL6
Jurisdiction	HOPKINS KY
Township / Civil Division	NEBO
Census Block Group	1
Census Block	1062
Census Tract	970200

Owner

2475 Otter Lake Loop is owned and occupied by two individuals who acquired it in September 2020.

Source: Hopkins County records, as of July 14, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2475 OTTER LAKE LOOP, HANSON, KY 42413-9334
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 7, 2026	Deed of Trust, Mortgage · Line of Credit CAPITAL LENDING
May 2, 2017	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS INC
Dec 11, 2017	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS INC
Jul 29, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage QUICKEN LOANS LLC
Dec 11, 2017	Intrafamily Transfer, Transfer TITLE SOURCES INC, TITLE SOURCE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 26, 2016 · Amount on File
Deed Sale	Aug 26, 2016 · Amount on File
Deed Document Number	20169918
Deed Book / Page	749 / 525
Last Transfer Date	Sep 22, 2020
Transfer Doc	0000795/16
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOPKINS KY
Recording Date	Jul 7, 2026
Property Address	2475 OTTER LAKE LOOP, HANSON, KY 42413-9334
Document Number	0000006736
Book / Page	1526 / 452
Instrument Date	Jun 30, 2026
Instrument	20266736
Transaction Type	Mortgage
Record Updated	Jul 14, 2026
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000006736,
Date	Jul 7, 2026
Book Page	1526/452
Instrument	20266736

Lender

Name	CAPITAL LENDING

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jul 27, 2056

Interest

Rate	6.48%
Max Rate	-1%

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOPKINS KY
Property Address	2475 OTTER LAKE LOOP, HANSON, KY 42413-9334
Transaction Type	Mortgage
Record Updated	May 9, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001183/508
Date	May 2, 2017
Book Page	1183/508
Instrument	2017004816

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2047

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOPKINS KY
Property Address	2475 OTTER LAKE LOOP, HANSON, KY 42413-9334
Transaction Type	Mortgage
Record Updated	May 9, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001201/528
Date	Dec 11, 2017
Book Page	1201/528
Instrument	2017013430

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2047

July 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HOPKINS KY
Recording Date	Jul 29, 2021
Property Address	2475 OTTER LAKE LOOP, HANSON, KY 42413-9334
Document Number	0000795/16
Book / Page	795 / 16
Instrument Date	Sep 22, 2020
Instrument	2021008769
Transaction Type	Transfer
Record Updated	May 9, 2023
Title Company	AMROCK INC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2475 OTTER LAKE LOOP, HANSON, KY 42413-9334

Mortgage

Document Number	2021008770
Date	Jul 29, 2021
Instrument	2021008770

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	351 Months
Due	Oct 1, 2050

December 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HOPKINS KY
Recording Date	Dec 11, 2017
Property Address	2475 OTTER LAKE LOOP, HANSON, KY 42413-9334
Document Number	000761/227
Book / Page	0761 / 227
Instrument Date	Nov 21, 2017
Instrument	2017013429
Transaction Type	Transfer
Record Updated	May 9, 2023
Title Company	TITLE SOURCES INC, TITLE SOURCE INC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	2475 OTTER LAKE LOOP, HANSON, KY 42413-9334

Tax Assessment & Valuation

The 2025 property tax bill for 2475 Otter Lake Loop was $4,007.

Source: Hopkins County assessment roll, as of November 18, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Hopkins County
Unified School District	Hopkins County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,007.00	$398,500	$398,500
2023	$3,591.00 Homeowner's exemption	$398,500	$398,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2475 Otter Lake Loop in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 27, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2475 Otter Lake Loop is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NEBO WATER DISTRICT serves 4,702 people · EPA ID KY0540977
Water Source	Purchased surface water from several systems
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2024
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 52 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
Watch TV Fixed Wireless	100 / 20

May also be available: AT&T, Spectrum.

Cell Coverage

5G (outdoors only) and 4G LTE

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