2475 Osborne Ter, Vista, CA 92084 Property Records

San Diego County property record for 2475 Osborne Ter, Vista, CA 92084

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,111 sqft · built 1965
Lot Size	0.61 acres (26,572 sqft)
Owner	2 Trust Names on File
Last Sale	$795,000 (Aug 2023)
Tax Bill	$5,401 (2025)
Deeds & Mortgages	Apr 2026 Transfer Jan 2026 Transfer + 3 more
Flood Zone	Zone X (minimal risk)
APN	`171-340-23-00`

Property Details

APN / Parcel Number

Primary APN	`171-340-23-00`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Building Area	2,111 sqft Living Area

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1965
Lot Area	26,572 sqft (0.61 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	2475 OSBORNE TER
City	VISTA
State	CA
Zip	92084-1813
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR
Legal Description	SEC 7-11-3W NE 1/4 OF POR E 1/2 OF W 1/2 OF NW 1/4 OF
Legal Range	03W
Legal Township	11
Legal Section	07
Legal Subdivision	MARTINS ADDITION TO VISTA
Legal Block	1
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	1
Census Block	1001
Census Tract	19203

Owner

2475 Osborne Ter is owner-occupied and held in a trust since August 2023.

Source: San Diego County records, as of July 28, 2026

Owner of Record	2 Trust Names on File
Mailing Address	2475 OSBORNE TER, VISTA, CA 92084-1813
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 3, 2026	Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT
Jan 9, 2026	Intrafamily Transfer, Transfer
Jan 9, 2026	Intrafamily Transfer, Transfer
Aug 22, 2023	Grant Deed, Transfer · Conventional Mortgage ORIGINPOINT LLC
Feb 21, 2019	Affidavit of Death, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 22, 2023 · Amount on File
Deed Sale	Aug 22, 2023 · Amount on File
Deed Document Number	2023228801
Prior Transfer Date	Jul 22, 1994
Prior Transfer Doc	0000459103
Record Updated	Oct 29, 2026

April 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Apr 3, 2026
Property Address	2475 OSBORNE TER, VISTA, CA 92084-1813
Document Number	0000092509
Instrument Date	Apr 1, 2026
Instrument	202692509
Transaction Type	Transfer
Record Updated	Aug 27, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Trust
Address	2475 OSBORNE TER, VISTA, CA 92084-1813

January 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Jan 9, 2026
Property Address	2475 OSBORNE TER, VISTA, CA 92084-1813
Document Number	0000006734
Instrument Date	Dec 11, 2025
Instrument	2026-0006734
Transaction Type	Transfer
Record Updated	Jan 19, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	2475 OSBORNE TER, VISTA, CA 92084-1813

January 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Jan 9, 2026
Property Address	2475 OSBORNE TER, VISTA, CA 92084-1813
Document Number	0000006733
Instrument Date	Dec 11, 2025
Instrument	2026-0006733
Transaction Type	Transfer
Record Updated	Jan 19, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	2475 OSBORNE TER, VISTA, CA 92084-1813

August 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Aug 22, 2023
Property Address	2475 OSBORNE TER, VISTA, CA 92084-1813
Document Number	0000228801
Instrument Date	Aug 17, 2023
Instrument	2023-0228801
Transaction Type	Transfer
Record Updated	Aug 30, 2023
Title Company	EQUITY TITLE-SAN DIEGO, EQUITY TITLE SAN DIEGO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	2475 OSBORNE TER, VISTA, CA 92084-1813

Mortgage

Document Number	0000228802
Date	Aug 22, 2023
Instrument	2023-0228802

Lender

Name	ORIGINPOINT LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2053

February 2019: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	SAN DIEGO CA
Recording Date	Feb 21, 2019
Property Address	2475 OSBORNE TER, VISTA, CA 92084-1813
Document Number	0000062074
Instrument Date	Feb 8, 2019
Instrument	62074
Transaction Type	Transfer
Record Updated	Mar 26, 2020
Title Company	ATTORNEY ONLY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	2933 HARRIS DR VISTA CA 920841418, VISTA, CA 92084-1418

Tax Assessment & Valuation

The 2025 property tax bill for 2475 Osborne Ter was $5,401, up 6.1% from the year before.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Unified School District	Vista Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$491,621 (+2%) Land $103,732 Building $387,889
2025	$5,401.00 (+6.09%) Homeowner's exemption	$481,983 Land $101,699 Building $380,284
2024	$5,091.00 (+384.86%)
2023	$1,050.00 (+0.38%) Homeowner's exemption	$101,114 Land $21,285 Building $79,829
2022	$1,046.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2475 Osborne Ter in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1982.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (1982)
Most Recent Claim	Jun 1982 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2475 Osborne Ter is moderate, ranking above 43% of the US, with a 0.08% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 43% of the US · lower than 74% of California
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VISTA IRRIGATION DISTRICT serves 134,501 people · EPA ID CA3710027
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 172 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL	100 / 20

May also be available: San Diego Broadband.

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