2475 Oaktree Pl, Cincinnati, OH 45238 Property Records

Hamilton County property record for 2475 Oaktree Pl, Cincinnati, OH 45238

Property Summary

Property Type	Single Family Home
Details	3 bd · 4 ba · 2,046 sqft · built 2004
Lot Size	0.18 acres (7,870 sqft)
Owner	2 Individual Names on File
Last Sale	$220,000 (Jul 2019)
Tax Bill	$5,735 (2025)
Deeds & Mortgages	Jul 2023 Mortgage Jul 2019 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`182-0002-0095-00`

Property Details

APN / Parcel Number

Primary APN	`182-0002-0095-00`

Interior

Bedrooms	3 Beds
Full Baths	4 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,046 sqft Living Area
1st Floor Area	1,078 sqft
2nd Floor Area	968 sqft
Basement Area	1,064 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Masonry / Concrete Block
Lot Area	7,870 sqft
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	252 sqft
Patio Area	420 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	2475 OAKTREE PL
City	CINCINNATI
State	OH
Zip	45238-2966
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SS OAKTREE PL 7870 SQ FTLOT 43 WOODCREST PARK SUB PH 1
Legal Subdivision	WOODCREST PARK SUB
Legal Phase	1
Legal Lot Number	43
Jurisdiction	HAMILTON OH
Township / Civil Division	CINCINNATI
Census Block Group	3
Census Block	3000
Census Tract	10004

Owner

2475 Oaktree Pl is owned and occupied by two individuals who bought it in July 2019.

Source: Hamilton County records, as of February 9, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2475 OAKTREE PL, CINCINNATI, OH 45238-2966
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 10, 2023	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Jul 30, 2019	Warranty Deed, Transfer · FHA Mortgage EQUITY RSRCS
Jun 6, 2017	Survivorship Deed, Transfer · FHA Mortgage US BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 30, 2019 · Amount on File
Deed Sale	Jul 30, 2019 · Amount on File
Prior Sale	Jun 6, 2017 · Amount on File
Deed Document Number	2019-0061635
Deed Book / Page	13969 / 00043
Record Updated	Jun 8, 2026

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	2475 OAKTREE PL, CINCINNATI, OH 45238-2966
Transaction Type	Mortgage
Record Updated	Aug 24, 2023
Title Company	MORTGAGE CONNECT LP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2475 OAKTREE PL, CINCINNATI, OH 45238-2966

Mortgage

Document Number	0000047080
Date	Jul 10, 2023
Book Page	14953/1389
Instrument	2023-0047080

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	313 Months
Due	Aug 1, 2049

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Jul 30, 2019
Property Address	2475 OAKTREE PL, CINCINNATI, OH 45238-2966
Document Number	0000061635
Book / Page	013969 / 000043
Instrument Date	Jul 19, 2019
Instrument	61635
Transaction Type	Transfer
Record Updated	Sep 24, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$880.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2475 OAKTREE PL CINCINNATI OH 452382966, CINCINNATI, OH 45238-2966

Mortgage

Document Number	61636
Date	Jul 30, 2019
Book Page	013969/000045
Instrument	61636

Lender

Name	EQUITY RSRCS
Type	Funding / Finance Company
Address	NEWARK, OH 43055

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 29, 2049

June 2017: Survivorship Deed, Transfer

Document Type	Survivorship Deed
Jurisdiction	HAMILTON OH
Recording Date	Jun 6, 2017
Property Address	2475 OAKTREE PL, CINCINNATI, OH 45238-2966
Document Number	0000000371
Map Reference	MB 377 PG 44-46
Instrument Date	May 26, 2017
Instrument	17-0050371
Transaction Type	Transfer
Record Updated	Sep 20, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$508.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	PO BOX 20005, OWENSBORO, KY 42304-0005
Mail Care Of	US BANK

Mortgage

Document Number	0000000372
Date	Jun 6, 2017
Instrument	17-0050372

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 2475 Oaktree Pl was $5,735, up 3.1% from the year before.

Source: Hamilton County assessment roll, as of March 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	Cincinnati City
Unified School District	Cincinnati City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,735.00 (+3.13%)	$93,107 (-) Land $15,750 Building $77,357
2024	$5,561.00 (-2.22%)	$93,107 (-) Land $15,750 Building $77,357
2023	$5,687.00 (+8.45%)	$93,107 (+20.92%) Land $15,750 Building $77,357	$266,020 Land $45,000 Building $221,020
2022	$5,244.00 Homeowner's exemption	$77,001 Land $10,973 Building $66,028
2020			$220,000 Land $31,350 Building $188,650

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2475 Oaktree Pl in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 22, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 2475 Oaktree Pl is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 165 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	1,000 / 75

May also be available: T-Mobile.

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