Burke County property record for 2475 NC 126, Morganton, NC 28655
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,116 sqft · built 2001 |
| Lot Size | 0.5 acres (21,780 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $175,000 (Jun 2020) |
| Tax Bill | $1,220 (2025) |
| Deeds & Mortgages | Nov 2025 Line of Credit Sep 2017 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 1774276536 |
| Primary APN | 1774276536 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,116 sqft Living Area |
| Gross Area | 2,208 sqft |
| 1st Floor Area | 1,092 sqft |
| Basement Area | 1,092 sqft |
| Finished Basement | 437 sqft |
| Unfinished Basement | 655 sqft |
| Flooring | Vinyl/Resilient |
| Year Built | Built 2001 |
|---|---|
| Effective Year Built | Effective 2010 |
| Architectural Style | Split Level |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Stone |
| Roof Material | Asphalt |
| Lot Area | 21,780 sqft (0.5 acres) |
| Terrain | Rolling |
| Deck Area | 80 sqft |
| Patio Area | 115 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Old Parcel Number | 1774276536 |
|---|---|
| Street Address | 2475 NC 126 |
| City | MORGANTON |
| State | NC |
| Zip | 28655-7838 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RESIDENTIAL TWO DIST |
| Legal Description | 2475 NC 126 MORGANTON, NC 28655 |
| Legal Subdivision | GRANDVIEW |
| Legal Lot Number | 5 |
| Jurisdiction | BURKE NC |
| Township / Civil Division | QUAKER MEADOWS |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 20203 |
Source: Burke County records, as of September 24, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 192 ENWOOD DR, CHARLOTTE, NC 28214-1219 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 26, 2025 | Deed of Trust, Mortgage · Line of Credit SKYLA FCU |
| Sep 29, 2017 | Deed of Trust, Mortgage · Line of Credit BRANCH BK&TR |
| Jun 11, 2020 | Warranty Deed, Transfer · Conventional Mortgage AMERICAN SECURITY MORTGAGE CORP |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 11, 2020 · Amount on Record |
| Deed Sale | Jun 11, 2020 · Amount on Record |
| Prior Sale | Oct 7, 2009 · Amount on Record |
| Deed Document Number | 0002469765 |
| Deed Book / Page | 2469 / 765 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BURKE NC |
| Property Address | 2475 NC 126, MORGANTON, NC 28655-7838 |
| Transaction Type | Mortgage |
| Record Updated | Dec 10, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0028410890 |
|---|---|
| Date | Nov 26, 2025 |
| Book Page | 2841/890 |
| Instrument | 2025010062 |
| Name | SKYLA FCU |
|---|---|
| Type | Credit Union |
| Address | CHARLOTTE, NC 28209 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 15, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BURKE NC |
| Property Address | 2475 NC 126, MORGANTON, NC 28655-7838 |
| Document Number | 0023180623 |
| Book / Page | 002318 / 000623 |
| Instrument Date | Sep 29, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jan 3, 2018 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Address | 2475 NC 126 MORGANTON NC 286557838, MORGANTON, NC 28655-7838 |
| Document Number | 0023180623 |
|---|---|
| Date | Oct 30, 2017 |
| Book Page | 002318/000623 |
| Instrument | 9784 |
| Name | BRANCH BK&TR |
|---|---|
| Type | Bank |
| Address | WHITEVILLE, NC 28472 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BURKE NC |
| Recording Date | Jun 11, 2020 |
| Property Address | 2475 NC 126, MORGANTON, NC 28655-7838 |
| Document Number | 0024690765 |
| Book / Page | 2469 / 765 |
| Map Reference | MB 15 PG 283 |
| Instrument Date | Jun 26, 2002 |
| Instrument | 2020041173 |
| Transaction Type | Transfer |
| Record Updated | Sep 28, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $350.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1479 CHARLES FRANKLIN LN, 1479, MORGANTON, NC 28655-8962 |
| Name | Verified Name |
|---|---|
| Address | 192 EDWOOD DRIVE, CHARLOTTE, NC 28214-1219 |
| Document Number | 2020041174 |
|---|---|
| Date | Jun 11, 2020 |
| Instrument | 2020041174 |
| Name | AMERICAN SECURITY MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2050 |
Source: Burke County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Burke County |
| Unified School District | Burke County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,220.00 (-0.41%) | $177,758 (-) Land $12,600 Building $165,158 | $177,758 (-) Land $12,600 Building $165,158 |
| 2023 | $1,225.00 | $177,758 Land $12,600 Building $165,158 | $177,758 Land $12,600 Building $165,158 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 28, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 13 policies |
| Nearby Flood Policies | 13 in force |
| Nearby Flood Claims | 6 (2024) |
| Claims Outside the SFHA | 2 of 6 |
| Most Recent Claim | Sep 2024 · Tropical Storm Helene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · above 54% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF MORGANTON serves 27,221 people · EPA ID NC0112015 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 59 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
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