Osceola County property record for 2475 N Narcoossee Rd, Saint Cloud, FL 34771
| Property Type | Neighborhood Shopping Center, Strip Center |
|---|---|
| Details | 3,368 sqft · built 1972 |
| Lot Size | 0.989 acres (43,124 sqft) |
| Owner | Trust Name on Record |
| Last Sale | $750,000 (Feb 2006) |
| Tax Bill | $9,328 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 91318 |
| Primary APN | 91318 |
|---|---|
| Alternative APN |
|
| Plumbing Fixtures | 10 Plumbing Fixtures |
|---|---|
| Total Rooms | 9 Rooms |
| Stories | 1 Story |
| Building Area | 3,368 sqft Heated Area |
| Gross Area | 4,203 sqft |
| 1st Floor Area | 2,883 sqft |
| Flooring | Vinyl/Resilient |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1972 |
|---|---|
| Effective Year Built | Effective 2005 |
| Exterior Material | Concrete Block |
| Fire Resistance | Fireproof Reinforced Concrete |
| Foundation Type | Footing |
| Roof Type | Wood Truss |
| Roof Material | Composition Shingle |
| Lot Area | 43,124 sqft (0.989 acres) |
| Porch | Open Porch |
| Porch Area | 835 sqft |
| Fence | Fence |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Account Number | 91318 |
|---|---|
| Street Address | 2475 N NARCOOSSEE RD |
| City | SAINT CLOUD |
| State | FL |
| Zip | 34771-8754 |
| Property Category | Commercial |
| Property Type | Commercial > Retail > Neighborhood Shopping Center, Strip Center |
| Local Zoning Code | OCR |
| Legal Description | NARCOOSSEE CENTER PB 9 PG 8 LOT 3 |
| Legal Range | 31E |
| Legal Township | 25S |
| Legal Section | 17 |
| Legal Subdivision | NARCOOSSEE COMMERCIAL |
| Legal Tract | 4265 |
| Legal Block | 1 |
| Legal Lot Number | 3 |
| Jurisdiction | OSCEOLA FL |
| Township / Civil Division | ST. CLOUD |
| Census Block Group | 1 |
| Census Block | 1018 |
| Census Tract | 43700 |
Source: Osceola County records, as of December 11, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Trust Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 5001 HAYWOOD RUFFIN RD, SAINT CLOUD, FL 34771-8258 |
| Owner Type | Individual |
| Vesting | Trust |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 13, 2006 · Amount on Record |
| Deed Sale | Feb 13, 2006 · Amount on Record |
| Prior Sale | Aug 15, 2003 · Amount on Record |
| Deed Document Number | 2006042450 |
| Deed Book / Page | 3063 / 2129 |
| Record Updated | Jun 8, 2026 |
Source: Osceola County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Unified School District | Osceola County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $9,328.00 (+6%) | $594,500 (+14.61%) Land $517,500 Building $77,000 | $594,500 (+14.61%) Land $517,500 Building $77,000 |
| 2023 | $8,800.00 (+18.92%) | $518,700 (+35.01%) Land $341,500 Building $177,200 | $518,700 (+35.01%) Land $341,500 Building $177,200 |
| 2022 | $7,400.00 | $384,200 Land $284,600 Building $99,600 | $384,200 Land $284,600 Building $99,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 330 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 330 in force |
| Nearby Flood Claims | 18 (2004–2022) |
| Claims Outside the SFHA | 1 of 18 |
| Most Recent Claim | Oct 2022 · Hurricane Ian |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 64% of the US · above 40% of Florida |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST. CLOUD, CITY OF (3 WPS) serves 82,752 people · EPA ID FL3491373 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2025 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 108 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: AT&T, CenturyLink, Hotwire Communications.
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