2475 Cottrell Dr, Caro, MI 48723 Property Records

Tuscola County property record for 2475 Cottrell Dr, Caro, MI 48723

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,344 sqft · built 1999
Lot Size	2.6 acres (113,256 sqft)
Owner	Individual Name on Record
Last Sale	$78,000 (Jul 2020)
Tax Bill	$1,716 (2025)
Deeds & Mortgages	Jul 2020 Sale & Mortgage May 2017 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`013-032-100-0200-04`

Property Details

APN / Parcel Number

Primary APN	`013-032-100-0200-04`

Interior

Full Baths	2 Baths
Building Area	1,344 sqft Building Perimeter
1st Floor Area	1,344 sqft

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Architectural Style	Ranch
Lot Area	113,256 sqft (2.6 acres)
Garage Area	976 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	2475 COTTRELL DR
City	CARO
State	MI
Zip	48723-9205
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	032-1002-000 IND-32-202 SEC 32 T12N R9E COM AT A PT THAT IS 33 FT N & 563 FT E OF W 1/4 COR OF SEC, TH N 667 FT, TH E 170 FT,
Legal Range	09E
Legal Township	12N
Legal Section	32
Legal Subdivision	DEER VALLEY ESTATES
Jurisdiction	TUSCOLA MI
Township / Civil Division	INDIANFIELDS
Census Block Group	3
Census Block	3052
Census Tract	700

Owner

Source: Tuscola County records, as of June 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2475 COTTRELL DR, CARO, MI 48723-9205
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 28, 2020	Warranty Deed, Transfer · Conventional with PMI GUARANTEED RATE
May 2, 2017	Deed of Trust, Mortgage · Line of Credit INDEPENDENT BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 28, 2020 · Amount on Record
Deed Sale	Jul 28, 2020 · Amount on Record
Prior Sale	Apr 25, 2012 · Amount on Record
Deed Book / Page	1453 / 744
Prior Transfer Date	Mar 13, 2012
Prior Transfer Doc	0000952694
Record Updated	Sep 20, 2026

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	TUSCOLA MI
Recording Date	Jul 28, 2020
Property Address	2475 COTTRELL DR, CARO, MI 48723-9205
Document Number	0014530744
Book / Page	001453 / 000744
Instrument Date	Jun 26, 2020
Transaction Type	Transfer
Record Updated	Aug 14, 2020
Title Company	OTHER

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$671.00
Amount Accuracy	Confirmed
Additional	Notice of Default Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	460 W OHMER RD MAYVILLE MI 487449632, MAYVILLE, MI 48744-9632

Mortgage

Document Number	14530750
Date	Jul 28, 2020
Book Page	001453/000750

Lender

Name	GUARANTEED RATE
Address	CHICAGO, IL 60613

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jul 27, 2050

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TUSCOLA MI
Property Address	2475 COTTRELL DR, CARO, MI 48723-9205
Document Number	0001010573
Book / Page	001374 / 000215
Instrument Date	May 2, 2017
Transaction Type	Mortgage
Record Updated	Jul 18, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2475 COTTRELL DR CARO MI 487239205, CARO, MI 48723-9205

Mortgage

Document Number	0001010573
Date	May 15, 2017
Book Page	001374/000215
Instrument	1010573

Lender

Name	INDEPENDENT BK
Type	Bank
Address	CARO, MI 48723

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Tuscola County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Tuscola County
County Subdivision	Indianfields Township
Unified School District	Caro Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$62,800 (+5.55%)	$125,600 (+5.55%)
2025	$1,716.00 (+67.74%) Homeowner's exemption	$59,500 (+11.63%)	$119,000 (+11.63%)
2023		$53,300	$106,600
2020	$1,023.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 3, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (1996)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Jun 1996 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TEC Fiber Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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