2475 Cloud Dr NE, Minneapolis, MN 55449 Property Records

Anoka County property record for 2475 Cloud Dr NE, Minneapolis, MN 55449 · Last verified June 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,488 sqft · built 2004
Lot Size	0.439 acres (19,105 sqft)
Owner	Individual Name on File
Last Sale	$500,000 (May 2022)
Tax Bill	$5,277 (2026)
Deeds & Mortgages	May 2020 Mortgage Dec 2021 Mortgage + 4 more
Flood Zone	Zone AE (high risk)
APN	`09-31-23-13-0039`

Property Details

APN / Parcel Number

Primary APN	`09-31-23-13-0039`
Alternative APN	`1574460`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,488 sqft Living Area
1st Floor Area	1,488 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2009
Architectural Style	Bi-Level
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	19,105 sqft (0.439 acres)
Driveway	Driveway
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	2475 CLOUD DR NE
City	MINNEAPOLIS
State	MN
Zip	55449-5411
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 8 BLOCK 3 EGRET LANDING
Legal Range	23W
Legal Township	31N
Legal Section	09
Legal Subdivision	EGRET LANDING
Legal Block	3
Legal Lot Number	8
Jurisdiction	ANOKA MN
Township / Civil Division	BLAINE
Census Block Group	1
Census Block	1000
Census Tract	50818

Owner

Source: Anoka County records · APN 09-31-23-13-0039

Assessment roll updated May 27, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	2475 CLOUD DR NE, MINNEAPOLIS, MN 55449-5411
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 21, 2020	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Dec 01, 2021	Deed of Trust, Mortgage · Commercial Mortgage SPIRE CU
May 20, 2021	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
May 31, 2022	Warranty Deed, Transfer · Conventional Mortgage LOANDEPOT.COM LLC
Aug 09, 2019	Warranty Deed, Transfer · FHA Mortgage BELL BANK
Aug 05, 2019	Trustee's Deed, Construction Loan · Line of Credit BOUNDARY WATERS ST BK

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	May 31, 2022 · Amount on Record
Deed Sale	May 31, 2022 · Amount on Record
Prior Sale	Aug 09, 2019 · Amount on Record
Deed Document Number	20221418550
Record Updated	Sep 20, 2026

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANOKA MN
Property Address	2475 CLOUD DR NE, MINNEAPOLIS, MN 55449-5411
Transaction Type	Mortgage
Record Updated	May 23, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	A2262269001
Date	May 21, 2020
Instrument	A2262269.001

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 01, 2050

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANOKA MN
Property Address	2475 CLOUD DR NE, MINNEAPOLIS, MN 55449-5411
Transaction Type	Mortgage
Record Updated	May 23, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	A2347401001
Date	Dec 01, 2021
Instrument	A2347401.001

Lender

Name	SPIRE CU
Type	Credit Union
Address	SAINT PAUL, MN 55113

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	119 Months
Due	Nov 15, 2031

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANOKA MN
Property Address	2475 CLOUD DR NE, MINNEAPOLIS, MN 55449-5411
Transaction Type	Mortgage
Record Updated	May 23, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	A2319457001
Date	May 20, 2021
Instrument	A2319457.001

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	350 Months
Due	Jul 01, 2050

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ANOKA MN
Recording Date	May 31, 2022
Property Address	2475 CLOUD DR NE, MINNEAPOLIS, MN 55449-5411
Document Number	A2366471001
Instrument Date	May 31, 2022
Instrument	A2366471.001
Transaction Type	Transfer
Record Updated	May 23, 2023
Title Company	RESULTS TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,659.90
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	2475 CLOUD DR NE, BLAINE, MN 55449-5411

Mortgage

Document Number	A2366471002
Date	May 31, 2022
Instrument	A2366471.002

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 01, 2052

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ANOKA MN
Recording Date	Aug 09, 2019
Property Address	2475 CLOUD DR NE, MINNEAPOLIS, MN 55449-5411
Document Number	A2234659001
Instrument Date	Jul 31, 2019
Instrument	A2234659.001
Transaction Type	Transfer
Record Updated	May 23, 2023
Title Company	LENDSERV NATIONAL TITLE, LENDSERV NATIONAL TITLE INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,055.67
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	2475 CLOUD DR NE, BLAINE, MN 55449-5411

Mortgage

Document Number	A2234659002
Date	Aug 09, 2019
Instrument	A2234659.002

Lender

Name	BELL BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 01, 2049

August 2019: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	ANOKA MN
Recording Date	Aug 05, 2019
Property Address	2475 CLOUD DR NE, MINNEAPOLIS, MN 55449-5411
Instrument Date	Jul 15, 2019
Instrument	2234142001
Transaction Type	Construction Loan
Record Updated	Aug 23, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2475 CLOUD DR NE BLAINE MN 554495411, BLAINE, MN 55449-5411

Mortgage

Document Number	2234142001
Date	Aug 05, 2019
Instrument	2234142001

Lender

Name	BOUNDARY WATERS ST BK
Type	Bank
Address	BLAINE, MN 55449-4811

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	12 Months
Due	Aug 04, 2020

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Anoka County records · Assessment roll updated May 27, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Anoka County
Municipality	Blaine City
Unified School District	Spring Lake Park Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,277.00 (+23.82%) Homeowner's exemption	$446,500 (+5.38%) Land $118,100 Building $328,400	$446,500 (+5.38%) Land $118,100 Building $328,400
2024	$4,262.00	$423,700 Land $111,100 Building $312,600	$423,700 Land $111,100 Building $312,600

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Anoka County (27003C), updated November 30, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AE
Special Flood Hazard Area	Yes
Flood Hazard	High
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	893.8 ft
Flood Insurance Requirement	Required (federally backed mortgages)

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 288 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Gateway Fiber Holdings	Fiber	2,000 / 2,000
Xfinity	Cable	2,000 / 250
Lumen Technologies	DSL	140 / 20
AT&T	Fixed Wireless	100 / 20

May also be available at this address: Lumen Technologies, T-Mobile USA, Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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