Calvert County property record for 2475 Beaver Dam Rd, Chesapeake Beach, MD 20732
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 960 sqft · built 1983 |
| Lot Size | 1 acres (43,560 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $145,000 (Jul 2015) |
| Tax Bill | $691 (2025) |
| Deeds & Mortgages | Sep 2026 Mortgage Dec 2021 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-102602 |
| Primary APN | 03-102602 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 960 sqft Total Area |
| Year Built | Built 1983 |
|---|---|
| Effective Year Built | Effective 1983 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 43,560 sqft (1 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Account Number | 102602 |
|---|---|
| Street Address | 2475 BEAVER DAM RD |
| City | CHESAPEAKE BEACH |
| State | MD |
| Zip | 20732-4303 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RUR |
| Legal Description | LT 1 CARROLL L CHAMBERS PROP |
| Legal Subdivision | CARROLL L CHAMBERS PROPERTY |
| Legal Lot Number | 1 |
| Jurisdiction | CALVERT MD |
| Township / Civil Division | 3, SUNDERLAND |
| Census Block Group | 1 |
| Census Block | 1014 |
| Census Tract | 860402 |
2475 Beaver Dam Rd is owned and occupied by two individuals who bought it in July 2015.
Source: Calvert County records, as of September 24, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2475 BEAVER DAM RD, CHESAPEAKE BEACH, MD 20732-4303 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 16, 2026 | Deed of Trust, Mortgage · Conventional Mortgage UNITED STATES SENATE FEDERAL CREDIT UNION |
| Dec 22, 2021 | Deed of Trust, Mortgage · Conventional Mortgage M & T BANK |
| Nov 2, 2018 | Deed of Trust, Mortgage · Conventional Mortgage UNITED STATES SENATE FCU |
| May 12, 2017 | Deed of Trust, Mortgage · Line of Credit MANUFACTURERS & TRADERS TR |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 15, 2015 · Amount on File |
| Deed Sale | Jul 15, 2015 · Amount on File |
| Prior Sale | Jan 29, 2015 · Amount on File |
| Deed Book / Page | 4601 / 121 |
| Prior Transfer Date | Jan 27, 2015 |
| Prior Transfer Doc | 0045060442 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CALVERT MD |
| Recording Date | Sep 16, 2026 |
| Property Address | 2475 BEAVER DAM RD, CHESAPEAKE BEACH, MD 20732-4303 |
| Document Number | 6968000443 |
| Book / Page | 6968 / 443 |
| Instrument Date | Sep 10, 2026 |
| Transaction Type | Mortgage |
| Record Updated | Sep 24, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety, 298 |
| Address | 2475 BEAVER DAM RD, CHESAPEAKE BEACH, MD 20732-4303 |
| Document Number | 6968000443, |
|---|---|
| Date | Sep 16, 2026 |
| Book Page | 6968/443 |
| Name | UNITED STATES SENATE FEDERAL CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Sep 15, 2041 |
| Rate Type | Fixed Rate |
|---|---|
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CALVERT MD |
| Property Address | 2475 BEAVER DAM RD, CHESAPEAKE BEACH, MD 20732-4303 |
| Transaction Type | Mortgage |
| Record Updated | Oct 25, 2022 |
| Title Company | BRENNAN TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Address | 2475 BEAVER DAM RD, CHESAPEAK BCH, MD 20732-4303 |
| Document Number | 0061780454 |
|---|---|
| Date | Dec 22, 2021 |
| Book Page | 6178/454 |
| Name | M & T BANK |
|---|---|
| Type | Bank |
| Address | BUFFALO, NY 14203 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CALVERT MD |
| Property Address | 2475 BEAVER DAM RD, CHESAPEAKE BEACH, MD 20732-4303 |
| Document Number | 0057760121 |
| Instrument Date | Nov 2, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jan 19, 2021 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 2475 BEAVER DAM RD CHESAPEAKE BEACH MD 207324303, CHESAPEAKE BEACH, MD 20732-4303 |
| Document Number | 0057760121 |
|---|---|
| Date | Nov 30, 2020 |
| Book Page | 005776/000121 |
| Name | UNITED STATES SENATE FCU |
|---|---|
| Type | Credit Union |
| Address | WASHINGTON, DC 20013 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 156 Months |
| Due | Nov 29, 2033 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CALVERT MD |
| Property Address | 2475 BEAVER DAM RD, CHESAPEAKE BEACH, MD 20732-4303 |
| Document Number | 0050240170 |
| Book / Page | 005024 / 000170 |
| Instrument Date | May 12, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Nov 20, 2017 |
| Title Company | RGS TITLE |
| Name | Verified Name |
|---|---|
| Address | 2475 BEAVER DAM RD CHESAPEAKE BEACH MD 207324303, CHESAPEAKE BEACH, MD 20732-4303 |
| Document Number | 0050240170 |
|---|---|
| Date | Jul 3, 2017 |
| Book Page | 005024/000170 |
| Name | MANUFACTURERS & TRADERS TR |
|---|---|
| Address | BUFFALO, NY 14203-1495 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 2475 Beaver Dam Rd was $691 with a homeowner's exemption.
Source: Calvert County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Calvert County |
| Unified School District | Calvert County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $279,200 | $287,200 Land $150,000 Building $137,200 | |
| 2025 | $691.00 | ||
| 2023 | $2,625.00 | $252,733 | $275,200 Land $150,000 Building $125,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2475 Beaver Dam Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective April 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 21 policies |
| Nearby Flood Policies | 21 in force |
| Nearby Flood Claims | 9 (1981–2022) |
| Claims Outside the SFHA | 3 of 9 |
| Most Recent Claim | May 2022 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2475 Beaver Dam Rd is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · above 76% of Maryland |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 24 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
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