2475 Arbor Rd, Decorah, IA 52101 Property Records

Winneshiek County property record for 2475 Arbor Rd, Decorah, IA 52101

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,048 sqft · built 1966
Lot Size	0.23 acres (10,000 sqft)
Owner	Individual Name on Record
Last Sale	$42,000 (Sep 2021)
Tax Bill	$396 (2026)
Deeds & Mortgages	Jun 2021 Mortgage Sep 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`112412800500`

Property Details

APN / Parcel Number

Primary APN	`112412800500`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Building Area	1,048 sqft Living Area
1st Floor Area	880 sqft
Flooring	Carpet
Interior Walls	Paneling

Exterior

Year Built	Built 1966
Effective Year Built	Effective 1966
Architectural Style	Mobile Home
Exterior Material	Aluminum/Vinyl
Construction Type	Manufactured
Foundation Type	Block
Roof Type	Gable
Roof Material	Metal
Lot Area	10,000 sqft (0.23 acres)
Lot Dimensions	100 ft deep x 100 ft wide
Garage Type	Detached
Garage Area	280 sqft
Parking Spaces	1 Parking Space
Deck Area	160 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C
Heating Fuel	Gas
Water Source	Commercial

Location & Zoning

Street Address	2475 ARBOR RD
City	DECORAH
State	IA
Zip	52101-7385
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	L 5 OF 2 NE NW (MH CONVERTED TO R.E
Legal Range	08W
Legal Township	98N
Legal Section	24
Jurisdiction	WINNESHIEK IA
Township / Civil Division	DECORAH
Census Block Group	2
Census Block	2070
Census Tract	950400

Owner

Source: Winneshiek County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2475 ARBOR RD, DECORAH, IA 52101-7385
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 4, 2021	Deed of Trust, Mortgage · Conventional Mortgage KERNDT BROTHERS SAVINGS BANK
Sep 29, 2021	Warranty Deed, Transfer · Conventional Mortgage WAUKON STATE BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 29, 2021 · Amount on Record
Deed Sale	Sep 29, 2021 · Amount on Record
Deed Document Number	20213873
Deed Book / Page	2021 / 3873
Record Updated	Oct 29, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINNESHIEK IA
Property Address	2475 ARBOR RD, DECORAH, IA 52101-7385
Transaction Type	Mortgage
Record Updated	Jun 1, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02021/2297
Date	Jun 4, 2021
Book Page	2021/2297
Instrument	2021 2297

Lender

Name	KERNDT BROTHERS SAVINGS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Jun 15, 2031

Interest

Rate Type	Fixed Rate

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WINNESHIEK IA
Recording Date	Sep 29, 2021
Property Address	2475 ARBOR RD, DECORAH, IA 52101-7385
Document Number	02021/3873
Book / Page	2021 / 3873
Instrument Date	Sep 28, 2021
Instrument	2021 3873
Transaction Type	Transfer
Record Updated	Jun 1, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$66.40
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2475 ARBOR RD, DECORAH, IA 52101-7385

Mortgage

Document Number	02021/3886
Date	Oct 1, 2021
Book Page	2021/3886
Instrument	2021 3886

Lender

Name	WAUKON STATE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Nov 28, 2026

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Winneshiek County assessment roll, as of October 21, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Winneshiek County
Unified School District	Decorah Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$396.00	$45,550 (-) Land $16,380 Building $29,170	$45,550 (-) Land $16,380 Building $29,170
2025	$396.00 (+3.13%) Homeowner's exemption	$45,550 (+10.21%) Land $16,380 Building $29,170	$45,550 (+10.21%) Land $16,380 Building $29,170
2024	$384.00 (+11.63%)
2023		$41,330 (+19%) Land $16,380 Building $24,950	$41,330 (+19%) Land $16,380 Building $24,950
2022	$344.00 Homeowner's exemption	$34,730 Land $13,650 Building $21,080
2021			$34,730 Land $13,650 Building $21,080

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 21, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 49% of Iowa
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FREEPORT WATER DISTRICT public/private · serves 775 people · EPA ID IA9630001
Water Source	Groundwater
Last State Inspection	Aug 2023
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 96 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50
GigFire Fixed Wireless	150 / 130

May also be available: Nextlink.

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