Union County and Union Township property record for 2474 Wilson Ter, Union, NJ 07083
| Property Type | Single Family Home |
|---|---|
| Details | 2,573 sqft · built 1961 |
| Lot Size | 0.159 acres (6,943 sqft) |
| Owner | Individual Name on File |
| Last Sale | $522,000 (Feb 2021) |
| Tax Bill | $15,113 (2025) |
| Deeds & Mortgages | Jan 2017 Mortgage Feb 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 19-03907-0000-00017 |
| Primary APN | 19-03907-0000-00017 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 2,573 sqft Living Area |
| 1st Floor Area | 2,573 sqft |
| Year Built | Built 1961 |
|---|---|
| Effective Year Built | Effective 1961 |
| Architectural Style | Cape Cod |
| Construction Type | Frame |
| Lot Area | 6,943 sqft (0.159 acres) |
| Lot Dimensions | 108 ft deep x 64 ft wide |
| Parking Spaces | 1 Parking Space |
| Street Address | 2474 WILSON TER |
|---|---|
| City | UNION |
| State | NJ |
| Zip | 07083-6543 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Subdivision | HARDING PARK |
| Legal Block | 3907 |
| Legal Lot Number | 17 |
| Jurisdiction | UNION NJ |
| Township / Civil Division | UNION |
| Census Block Group | 2 |
| Census Block | 2025 |
| Census Tract | 32902 |
2474 Wilson Ter is owned and occupied by an individual who bought it in February 2021.
Source: Union County and Union Township records, as of July 8, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2474 WILSON TER, UNION, NJ 07083-6543 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 5, 2017 | Deed of Trust, Mortgage · Conventional Mortgage KWIK MORTGAGE CORP |
| Feb 11, 2021 | Deed, Transfer · FHA Mortgage CONTOUR MORTGAGE CORP |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 11, 2021 · Amount on File |
| Deed Sale | Feb 11, 2021 · Amount on File |
| Prior Sale | May 8, 2006 · Amount on File |
| Deed Document Number | 20211482 |
| Deed Book / Page | 6400 / 2928 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NJ |
| Property Address | 2474 WILSON TER, UNION, NJ 07083-6543 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | OLD REPUBLIC NATL TITLE INS |
| Name | Verified Name |
|---|
| Document Number | 0142150375 |
|---|---|
| Date | Jan 5, 2017 |
| Book Page | 14215/0375 |
| Instrument | 634609 |
| Name | KWIK MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | SOUTH PLAINFIELD, NJ 07080 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Jan 1, 2032 |
| Document Type | Deed |
|---|---|
| Jurisdiction | UNION NJ |
| Recording Date | Feb 11, 2021 |
| Property Address | 2474 WILSON TER, UNION, NJ 07083-6543 |
| Document Number | 0064002928 |
| Book / Page | 6400 / 2928 |
| Instrument Date | Nov 17, 2020 |
| Instrument | 1482 |
| Transaction Type | Transfer |
| Record Updated | Nov 4, 2021 |
| Title Company | FIDELITY NATIONAL TTL INS CO |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $4,386.20 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 43 WINCHESTER DR, 43, SCOTCH PLAINS, NJ 07076-2731 |
| Name | Verified Name |
|---|---|
| Address | 2474 WILSON TER, UNION, NJ 07083-6543 |
| Document Number | 4004 |
|---|---|
| Date | Feb 11, 2021 |
| Instrument | 4004 |
| Name | CONTOUR MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Jan 1, 2051 |
The 2025 property tax bill for 2474 Wilson Ter was $15,113, up 4.3% from the year before.
Source: Union County and Union Township assessment roll, as of July 8, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Union County |
| County Subdivision | Union Township |
| Unified School District | Union Township School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $64,800 (-) Land $20,800 Building $44,000 | $64,800 (-) Land $20,800 Building $44,000 | |
| 2025 | $15,113.00 (+4.35%) | $64,800 Land $20,800 Building $44,000 | $64,800 Land $20,800 Building $44,000 |
| 2024 | $14,483.00 | ||
| 2023 | $64,800 Land $20,800 Building $44,000 | $64,800 Land $20,800 Building $44,000 | |
| 2022 | $13,553.00 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 2474 Wilson Ter in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 1981.
Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 5 (1981–1999) |
| Claims Outside the SFHA | 5 of 5 |
| Most Recent Claim | Sep 1999 · Hurricane Floyd Major Disaster Declarations |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 2474 Wilson Ter has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NJ AMERICAN WATER - RARITAN private · serves 615,430 people · EPA ID NJ2004002 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2024 |
| Lead | 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 667 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
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