Lincoln County property record for 2474 Seagull Dr, Denver, NC 28037
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,880 sqft · built 2018 |
| Lot Size | 0.165 acres (7,187 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $277,000 (Oct 2018) |
| Tax Bill | $2,688 (2026) |
| Deeds & Mortgages | Sep 2019 Mortgage Oct 2018 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 4604-87-4981 |
| Primary APN | 4604-87-4981 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,880 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2018 |
|---|---|
| Effective Year Built | Effective 2018 |
| Architectural Style | Custom Design |
| Lot Area | 7,187 sqft (0.165 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Account Number | 269946 |
|---|---|
| Street Address | 2474 SEAGULL DR |
| City | DENVER |
| State | NC |
| Zip | 28037-7878 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PD-R CU |
| Legal Description | #8 COVINGTON@LN PH 3B M1 |
| Legal Subdivision | COVINGTON AT LAKE NORMAN SUBDIVISION |
| Jurisdiction | LINCOLN NC |
| Township / Civil Division | CATAWBA SPRINGS |
| Census Block Group | 2 |
| Census Block | 2005 |
| Census Tract | 71203 |
2474 Seagull Dr is owned and occupied by two individuals who bought it in October 2018.
Source: Lincoln County records, as of August 27, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2474 SEAGULL DR, DENVER, NC 28037-7878 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 20, 2019 | Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC |
| Oct 19, 2018 | Grant Deed, Subdivision Related Transfer · Conventional Mortgage DHI MTG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 19, 2018 · Amount on File |
| Deed Sale | Oct 19, 2018 · Amount on File |
| Prior Sale | Dec 14, 2017 · Amount on File |
| Deed Document Number | 2018584644 |
| Deed Book / Page | 2777 / 166 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LINCOLN NC |
| Property Address | 2474 SEAGULL DR, DENVER, NC 28037-7878 |
| Document Number | 284967 |
| Instrument Date | Sep 20, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Oct 4, 2019 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 2474 SEAGULL DR DENVER NC 280377878, DENVER, NC 28037-7878 |
| Document Number | 284967 |
|---|---|
| Date | Sep 25, 2019 |
| Book Page | 002849/000067 |
| Instrument | 598321 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Funding / Finance Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 24, 2049 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | LINCOLN NC |
| Recording Date | Oct 19, 2018 |
| Property Address | 2474 SEAGULL DR, DENVER, NC 28037-7878 |
| Document Number | 2777166 |
| Book / Page | 002777 / 000166 |
| Instrument Date | Oct 18, 2018 |
| Instrument | 584644 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Jan 16, 2019 |
| Title Company | DHI TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $554.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 2474 SEAGULL DR DENVER NC 28037, DENVER, NC 28037 |
| Document Number | 2777168 |
|---|---|
| Date | Oct 19, 2018 |
| Book Page | 002777/000168 |
| Instrument | 584645 |
| Name | DHI MTG |
|---|---|
| Type | Mortgage Company |
| Address | AUSTIN, TX 78750 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 18, 2048 |
The 2026 property tax bill for 2474 Seagull Dr was $2,688.
Source: Lincoln County assessment roll, as of August 27, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Lincoln County |
| Unified School District | Lincoln County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,688.00 | $418,510 Land $82,000 Building $336,510 | $418,510 Land $82,000 Building $336,510 |
| 2023 | $2,643.00 | $418,510 Land $82,000 Building $336,510 | $418,510 Land $82,000 Building $336,510 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2474 Seagull Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2474 Seagull Dr is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 66% of the US · above 46% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LINCOLN COUNTY WTP serves 49,693 people · EPA ID NC0155035 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 196 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures