2474 Gateway Ln, Lincolnton, NC 28092 Property Records

Lincoln County property record for 2474 Gateway Ln, Lincolnton, NC 28092

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,202 sqft · built 2014
Lot Size0.903 acres (39,335 sqft)
Owner2 Individual Names on Record
Last Sale$578,000 (Sep 2026)
Tax Bill$3,122 (2026)
Deeds & MortgagesSep 2026 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN3655-64-1310

Property Details

APN / Parcel Number

Primary APN3655-64-1310
Alternative APNs
  • 258354
  • 86453

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms8 Rooms
Stories1 Story
Building Area2,202 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2014
Effective Year BuiltEffective 2014
Architectural StyleCustom Design
Lot Area39,335 sqft (0.903 acres)

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump

Location & Zoning

Account Number258354
Street Address2474 GATEWAY LN
CityLINCOLNTON
StateNC
Zip28092-7636
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-T
Legal Description#4 LT STONEGATE
Legal SubdivisionSTONEGATE
Legal Lot Number4
JurisdictionLINCOLN NC
Township / Civil DivisionIRONTON
Census Block Group2
Census Block2006
Census Tract70901

Owner

Source: Lincoln County records, as of October 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address2474 GATEWAY LN, LINCOLNTON, NC 28092-7636
OccupancyOwner Occupied
Owner TypeIndividual
VestingMarried Couple

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 17, 2026 · Amount on Record
Deed SaleSep 17, 2026 · Amount on Record
Prior SaleApr 13, 2016 · Amount on Record
Deed Document Number2026715206
Deed Book / Page3538 / 183
Record UpdatedOct 29, 2026

September 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLINCOLN NC
Recording DateSep 17, 2026
Property Address2474 GATEWAY LN, LINCOLNTON, NC 28092-7636
Document Number0000715206
Book / Page3538 / 183
Instrument DateSep 17, 2026
Instrument2026715206
Transaction TypeTransfer
Record UpdatedOct 5, 2026
Title CompanySOUTHERN TITLE, SOUTHERN HOMES TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$116,756.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2474 GATEWAY LN, LINCOLNTON, NC 28092-7636

Mortgage

Document Number0000715207,
DateSep 17, 2026
Instrument2026715207
Lender
NameMORTGAGE MORTGAGE
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueOct 1, 2056
Interest
Rate TypeFixed Rate
Initial TypeFixed Rate
Max Rate-1%

Tax Assessment & Valuation

Source: Lincoln County assessment roll, as of August 27, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyLincoln County
Unified School DistrictLincoln County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$3,122.00 (+4.31%)$475,756 (-) Land $55,068 Building $420,688$475,756 (-) Land $55,068 Building $420,688
2023$2,993.00$475,756 Land $55,068 Building $420,688$475,756 Land $55,068 Building $420,688

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 21, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 64% of the US · above 50% of North Carolina
Wildfire Likelihood0.05% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 57 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Gateway Ln

Nearby Streets

Search Property Records by Address or Parcel Number