Santa Rosa County property record for 2474 Annie Penton Rd, Jay, FL 32565
| Property Type | Timberland, Forest, Woodland Vacant Land |
|---|---|
| Details | 4 bd · 3.5 ba · 4,429 sqft · built 2018 |
| Lot Size | 37 acres (1,611,720 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $132,700 (May 2017) |
| Tax Bill | $3,102 (2024) |
| Deeds & Mortgages | Apr 2026 Mortgage Apr 2026 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 23-4N-30-0000-00128-0000 |
| Primary APN | 23-4N-30-0000-00128-0000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 4,429 sqft Gross Area |
| 1st Floor Area | 3,137 sqft |
| Upper Floors Area | 515 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2018 |
|---|---|
| Effective Year Built | Effective 2018 |
| Exterior Material | Concrete |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Wood Shingle |
| Lot Area | 1,611,720 sqft (37 acres) |
| View / Lot | Woodland |
| Garage Type | Carport |
| Garage Area | 576 sqft |
| Carport | Carport |
| Carport Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Finished/Open Porch |
| Porch Area | 716 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 2474 ANNIE PENTON RD |
|---|---|
| City | JAY |
| State | FL |
| Zip | 32565-9444 |
| Property Category | Vacant Land |
| Property Type | Vacant Land > Timberland, Forest, Woodland |
| Local Zoning Code | AG-RR |
| Legal Description | COMMENCING AT A NORTHWEST CORN ER OF SECTION THENCE GO SOUTH 87 DEGREES 11 MINUTES 50 SECONDS EAST ON NORTH SECTION LINE 2338.64 FEET TO SOUTHWEST RIGHT OF WAY LINE OF CHUMUCKLA HIGHWAY THENCE GO SOUTH 63 DEGREES 51 MINUTES 53 SECONDS W ON RIGHT OF W |
| Legal Range | 30W |
| Legal Township | 4N |
| Legal Section | 23 |
| Legal Subdivision | COMPANY RMS TIMBERLANDS LLC |
| Jurisdiction | SANTA ROSA FL |
| Township / Civil Division | JAY |
| Census Block Group | 4 |
| Census Block | 4007 |
| Census Tract | 10200 |
2474 Annie Penton Rd, timberland, forest, woodland vacant land, is owned and occupied by two individuals who acquired it in August 2020.
Source: Santa Rosa County records, as of May 21, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2474 ANNIE PENTON RD, JAY, FL 32565-9444 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 7, 2026 | Deed of Trust · Conventional Mortgage REGIONS BANK |
| Apr 7, 2026 | Deed of Trust, Mortgage · Conventional Mortgage REGIONS BANK |
| Mar 11, 2020 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Jul 6, 2018 | Loan Modification, Mortgage UNITED BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 15, 2017 · Amount on File |
| Deed Sale | May 15, 2017 · Amount on File |
| Deed Document Number | 201719134 |
| Deed Book / Page | 3624 / 308 |
| Last Transfer Date | Aug 28, 2020 |
| Transfer Doc | 0000045097 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Recording Date | Apr 7, 2026 |
| Property Address | 2474 ANNIE PENTON RD, JAY, FL 32565-9444 |
| Document Number | 0000017148 |
| Book / Page | 4729 / 312 |
| Instrument Date | Mar 26, 2026 |
| Instrument | 202617148 |
| Record Updated | Apr 23, 2026 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES (RE |
| Name | Verified Name |
|---|---|
| Address | 2474 ANNIE PENTON RD, JAY, FL 32565-9444 |
| Document Number | 0000017148, |
|---|---|
| Date | Apr 7, 2026 |
| Book Page | 4729/312 |
| Instrument | 202617148 |
| Name | REGIONS BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Apr 1, 2041 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 5.44% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Recording Date | Apr 7, 2026 |
| Property Address | 2474 ANNIE PENTON RD, JAY, FL 32565-9444 |
| Document Number | 0047290312 |
| Book / Page | 4729 / 312 |
| Instrument Date | Mar 26, 2026 |
| Instrument | 202617148 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES |
| Name | Verified Name |
|---|---|
| Address | 2474 ANNIE PENTON RD, JAY, FL 32565-9444 |
| Document Number | 0000017148, |
|---|---|
| Date | Apr 7, 2026 |
| Book Page | 4729/312 |
| Instrument | 202617148 |
| Name | REGIONS BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Apr 1, 2041 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 5.44% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Property Address | 2474 ANNIE PENTON RD, JAY, FL 32565-9444 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0039271919 |
|---|---|
| Date | Mar 11, 2020 |
| Book Page | 3927/1919 |
| Instrument | 202012033 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | ATMORE, AL 36502 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2050 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Property Address | 2474 ANNIE PENTON RD, JAY, FL 32565-9444 |
| Document Number | 0037460079 |
| Instrument Date | Jul 6, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Sep 11, 2018 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 2474 ANNIE PENTON RD JAY FL 325659444, JAY, FL 32565-9444 |
| Document Number | 0037460079 |
|---|---|
| Date | Jul 9, 2018 |
| Book Page | 003746/000079 |
| Instrument | 29041 |
| Name | UNITED BK |
|---|---|
| Type | Bank |
| Address | ATMORE, AL 36502 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Jul 8, 2048 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4.75% |
Source: Santa Rosa County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Santa Rosa County |
| Unified School District | Santa Rosa County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $304,784 (+2.84%) | $674,801 (+3.84%) Land $331,500 Building $343,301 | |
| 2024 | $3,102.00 (+1.64%) Homeowner's exemption | $296,372 (+2.93%) | $649,849 (+0.53%) Land $38,300 Building $611,549 |
| 2023 | $3,052.00 (+3.74%) Homeowner's exemption | $287,923 (+4.38%) | $646,438 (+0.74%) Land $38,300 Building $608,138 |
| 2022 | $2,942.00 Homeowner's exemption | $275,837 | $641,671 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2474 Annie Penton Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 1 (2020) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Sep 2020 · Hurricane Sally |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2474 Annie Penton Rd is high, ranking above 72% of the US, with a 0.3% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 72% of the US · above 55% of Florida |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Conexon Connect Fiber | 2,000 / 2,000 |
| Verizon Fixed Wireless | 300 / 20 |
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