2473 Yellow Brick Rd, Saint Cloud, FL 34772 Property Records

Osceola County property record for 2473 Yellow Brick Rd, Saint Cloud, FL 34772

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,464 sqft · built 2017
Lot Size	0.22 acres (9,583 sqft)
Owner	2 Individual Names on Record
Last Sale	$257,900 (Oct 2018)
Tax Bill	$3,228 (2025)
Deeds & Mortgages	Apr 2026 Mortgage Mar 2023 Line of Credit + 4 more
Flood Zone	Zone X (minimal risk)
APN	`18-26-31-4383-0001-2630`

Property Details

APN / Parcel Number

Primary APN	`18-26-31-4383-0001-2630`
Alternative APN	`263118438300012630`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,464 sqft Living Area
Gross Area	2,254 sqft
1st Floor Area	1,464 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Architectural Style	Conventional
Exterior Material	Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	9,583 sqft (0.22 acres)
Garage Type	Attached
Garage Area	520 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished/Open Porch
Porch Area	270 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Street Address	2473 YELLOW BRICK RD
City	SAINT CLOUD
State	FL
Zip	34772-7844
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	NORTHWEST LAKESIDE GROVES PH 1 PB 25 PGS 42-45 LOT 263
Legal Range	31E
Legal Township	26S
Legal Section	18
Legal Subdivision	NORTHWEST LAKESIDE GROVES PH 1
Legal Phase	1
Legal Tract	4383
Legal Block	2630
Legal Lot Number	263
Jurisdiction	OSCEOLA FL
Township / Civil Division	ST. CLOUD
Census Block Group	1
Census Block	1050
Census Tract	43301

Owner

Source: Osceola County records, as of April 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2473 YELLOW BRICK RD, SAINT CLOUD, FL 34772-7844
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 8, 2026	Deed of Trust, Mortgage · VA Mortgage RIVER CITY MORTGAGE
Mar 15, 2023	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA
Mar 14, 2024	Deed of Trust, Mortgage · VA Mortgage RIVER CITY MORTGAGE LLC
Nov 21, 2019	Deed of Trust, Mortgage · Conventional Mortgage GOLD STAR MORTGAGE FINANCIAL GROUP CORP
Oct 1, 2018	Warranty Deed, Transfer · Conventional Mortgage GOLD STAR FINANCIAL GROUP INC
Feb 8, 2017	Special Warranty Deed, Transfer · Conventional Mortgage FBC MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 1, 2018 · Amount on Record
Deed Sale	Oct 1, 2018 · Amount on Record
Prior Sale	Feb 8, 2017 · Amount on Record
Deed Document Number	2018146503
Deed Book / Page	5409 / 1104
Record Updated	Jun 8, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSCEOLA FL
Recording Date	Apr 8, 2026
Property Address	2473 YELLOW BRICK RD, SAINT CLOUD, FL 34772-7844
Document Number	0000046970
Book / Page	6952 / 840
Instrument Date	Mar 5, 2026
Instrument	202646970
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	RIVER CITY MORTGAGE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2473 YELLOW BRICK RD, SAINT CLOUD, FL 34772-7844

Mortgage

Document Number	0000046970,
Date	Apr 8, 2026
Book Page	6952/840
Instrument	202646970

Lender

Name	RIVER CITY MORTGAGE

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.11%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSCEOLA FL
Property Address	2473 YELLOW BRICK RD, SAINT CLOUD, FL 34772-7844
Transaction Type	Mortgage
Record Updated	Dec 12, 2025
Title Company	TITLE 365, TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2473 YELLOW BRICK RD, SAINT CLOUD, FL 34772-7844

Mortgage

Document Number	0063711565
Date	Mar 15, 2023
Book Page	6371/1565
Instrument	2023029698

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Mar 3, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSCEOLA FL
Property Address	2473 YELLOW BRICK RD, SAINT CLOUD, FL 34772-7844
Transaction Type	Mortgage
Record Updated	Dec 12, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2473 YELLOW BRICK RD, SAINT CLOUD, FL 34772-7844

Mortgage

Document Number	0065652251
Date	Mar 14, 2024
Book Page	6565/2251
Instrument	2024033836

Lender

Name	RIVER CITY MORTGAGE LLC
Address	4555 LAKE FOREST DR STE 450, BLUE ASH, OH 45242

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2054

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSCEOLA FL
Property Address	2473 YELLOW BRICK RD, SAINT CLOUD, FL 34772-7844
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0056271379
Date	Nov 21, 2019
Book Page	5627/1379
Instrument	2019151594

Lender

Name	GOLD STAR MORTGAGE FINANCIAL GROUP CORP
Type	Mortgage Company
Address	46108

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2049

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Oct 1, 2018
Property Address	2473 YELLOW BRICK RD, SAINT CLOUD, FL 34772-7844
Document Number	0054091104
Book / Page	5409 / 1104
Map Reference	MB25 PG42-45
Instrument Date	Sep 28, 2018
Instrument	2018146503
Transaction Type	Transfer
Record Updated	Feb 8, 2022
Title Company	A CLEAR CHOICE TITLE & ESCRO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,805.30
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4902 W FOUNTAINWOOD DR, 4902, SAINT CLOUD, FL 34772-7588

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2473 YELLOW BRICK RD, SAINT CLOUD, FL 34772-7844

Mortgage

Document Number	2018146504
Date	Oct 1, 2018
Instrument	2018146504

Lender

Name	GOLD STAR FINANCIAL GROUP INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2048

February 2017: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Feb 8, 2017
Property Address	2473 YELLOW BRICK RD, SAINT CLOUD, FL 34772-7844
Document Number	0050992446
Book / Page	5099 / 2446
Map Reference	MB25 PG42-45
Instrument Date	Jan 27, 2017
Instrument	2017022127
Transaction Type	Transfer
Record Updated	Feb 8, 2022
Title Company	CLEAR TITLE OF FLORIDA LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,710.80
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	370 CENTERPOINTE CIR STE 1136, 370, ALTAMONTE SPRINGS, FL 32701-3451

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2473 YELLOW BRICK RD, SAINT CLOUD, FL 34772-7844

Mortgage

Document Number	0050992448
Date	Feb 8, 2017
Instrument	5099/2448

Lender

Name	FBC MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2047

Tax Assessment & Valuation

Source: Osceola County assessment roll, as of November 26, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,228.00 (-1.65%) Homeowner's exemption	$147,854 (+5.99%)	$270,000 (-11.76%) Land $65,000 Building $205,000
2024	$3,282.00 (+1.52%)
2023	$3,233.00 (+3.62%) Homeowner's exemption	$139,503 (+3%)	$306,000 (+22.5%) Land $60,000 Building $246,000
2022	$3,120.00 Homeowner's exemption	$135,440	$249,800 Land $55,000 Building $194,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 173 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	173 in force
Nearby Flood Claims	14 (1987–2022)
Claims Outside the SFHA	2 of 14
Most Recent Claim	Sep 2022 · Hurricane Ian
Claims by Event	Hurricane Irma, Sep 2017 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · lower than 83% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST. CLOUD, CITY OF (3 WPS) serves 82,752 people · EPA ID FL3491373
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 97 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	2,000 / 1,000
Spectrum Fiber · Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, Xfinity.

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