2473 Hayloft Ln, Elgin, IL 60124 Property Records

Kane County property record for 2473 Hayloft Ln, Elgin, IL 60124

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,612 sqft · built 1991
Lot Size	0.23 acres (10,019 sqft)
Owner	Individual Name on File
Last Sale	$221,500 (Oct 2014)
Tax Bill	$10,965 (2025)
Deeds & Mortgages	Jan 2020 Mortgage Jan 2020 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`06-21-303-031`

Property Details

APN / Parcel Number

Primary APN	`06-21-303-031`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	2,612 sqft Living Area
Gross Area	3,928 sqft
Basement Area	1,316 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1991
Construction Type	Frame
Lot Area	10,019 sqft (0.23 acres)
Garage Type	Attached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC

Location & Zoning

Street Address	2473 HAYLOFT LN
City	ELGIN
State	IL
Zip	60124-5633
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WOODBRIDGE NORTH UNIT 2 LOT 248
Legal Subdivision	WOODBRIDGE NORTH
Legal Block	1
Legal Lot Number	248
Legal Unit	2
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	1
Census Block	1001
Census Tract	851913

Owner

2473 Hayloft Ln is owned and occupied by an individual who bought it in October 2014.

Source: Kane County records, as of July 23, 2026

Owner of Record	Individual Name on File
Mailing Address	2473 HAYLOFT LN, ELGIN, IL 60124-5633
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 2, 2020	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV
Jan 2, 2020	Loan Modification, Mortgage · FHA Mortgage FREEDOM MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 20, 2014 · Amount on File
Deed Sale	Oct 20, 2014 · Amount on File
Deed Document Number	201452634
Record Updated	Oct 29, 2026

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	2473 HAYLOFT LN, ELGIN, IL 60124-5633
Document Number	0000007978
Instrument Date	Jan 2, 2020
Transaction Type	Mortgage
Record Updated	Mar 3, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2473 HAYLOFT LN ELGIN IL 601245633, ELGIN, IL 60124-5633

Mortgage

Document Number	0000007978
Date	Feb 13, 2020
Instrument	7978

Lender

Name	HUD-HOUSING/URBAN DEV
Address	451 7TH ST SW, WASHINGTON, DC 20410-0001

Agreement

Type	FHA Mortgage
Term	360 Months
Due	Feb 12, 2050

January 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	KANE IL
Property Address	2473 HAYLOFT LN, ELGIN, IL 60124-5633
Document Number	0000007977
Instrument Date	Jan 2, 2020
Transaction Type	Mortgage
Record Updated	Feb 28, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2473 HAYLOFT LN ELGIN IL 601245633, ELGIN, IL 60124-5633

Mortgage

Document Number	0000007977
Date	Feb 13, 2020
Instrument	7977

Lender

Name	FREEDOM MTG
Type	Mortgage Company
Address	FISHERS, IN 46037

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 12, 2050

Interest

Rate Type	Fixed Rate
Rate	3.87%

Tax Assessment & Valuation

The 2025 property tax bill for 2473 Hayloft Ln was $10,965 with a homeowner's exemption.

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	Central Community Unit School District 301 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$10,965.00 Homeowner's exemption	$148,023 (+8.57%) Land $30,744 Building $117,279	$444,247 (+8.57%) Land $92,269 Building $351,978
2024		$136,339 Land $28,317 Building $108,022	$409,181 Land $84,985 Building $324,196
2022	$10,184.00 (+3.42%) Homeowner's exemption	$112,311 (+6.96%) Land $23,326 Building $88,985	$336,933 (+6.96%) Land $69,978 Building $266,955
2021	$9,847.00 Homeowner's exemption	$105,003 Land $21,808 Building $83,195	$315,009 Land $65,424 Building $249,585

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2473 Hayloft Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 2473 Hayloft Ln has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELGIN serves 114,797 people · EPA ID IL0894380
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	19 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 422 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
AT&T Fiber	1,000 / 1,000
Fox Valley Internet Fixed Wireless	100 / 20

May also be available: T-Mobile, Verizon.

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