Montgomery County property record for 24728 Ridge Rd, Damascus, MD 20872
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 2,532 sqft · built 1971 |
| Lot Size | 0.448 acres (19,531 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $425,000 (Jul 2015) |
| Tax Bill | $5,011 (2025) |
| Deeds & Mortgages | Aug 2026 Mortgage Nov 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 12-00948114 |
| Primary APN | 12-00948114 |
|---|---|
| Alternative APN |
|
| Full Baths | 3 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 2,532 sqft Living Area |
| Gross Area | 2,868 sqft |
| 1st Floor Area | 1,798 sqft |
| Basement Area | 734 sqft |
| Finished Basement | 734 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1971 |
|---|---|
| Effective Year Built | Effective 1971 |
| Architectural Style | Townhouse |
| Exterior Material | Brick |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 19,531 sqft (0.448 acres) |
| Garage Type | Attached |
| Garage Area | 336 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Porch |
| Porch Area | 132 sqft |
| Patio Area | 360 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Account Number | 00948114 |
|---|---|
| Street Address | 24728 RIDGE RD |
| City | DAMASCUS |
| State | MD |
| Zip | 20872-2134 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R200 |
| Legal Description | SPRING GARDEN ESTATE S |
| Legal Subdivision | SPRING GARDEN ESTATES |
| Legal Block | A |
| Legal Lot Number | 44 |
| Jurisdiction | MONTGOMERY MD |
| Township / Civil Division | 12 |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 700209 |
24728 Ridge Rd is owned and occupied by two individuals who bought it in July 2015.
Source: Montgomery County records, as of August 17, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 24728 RIDGE RD, DAMASCUS, MD 20872-2134 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 26, 2026 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Nov 16, 2021 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP |
| Jul 23, 2020 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 21, 2015 · Amount on File |
| Deed Sale | Jul 21, 2015 · Amount on File |
| Prior Sale | Jun 14, 1990 · Amount on File |
| Deed Book / Page | 50700 / 46 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Recording Date | Aug 26, 2026 |
| Property Address | 24728 RIDGE RD, DAMASCUS, MD 20872-2134 |
| Document Number | 7086000143 |
| Book / Page | 70868 / 143 |
| Instrument Date | Aug 17, 2026 |
| Transaction Type | Mortgage |
| Record Updated | Sep 9, 2026 |
| Title Company | ROCKET TITLE, ROCKET CLOSE |
| Name | Verified Name |
|---|---|
| Address | 24728 RIDGE RD, DAMASCUS, MD 20872-2134 |
| Document Number | 7086000143, |
|---|---|
| Date | Aug 26, 2026 |
| Book Page | 70868/143 |
| Name | ROCKET MORTGAGE LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Sep 1, 2046 |
| Rate Type | Fixed Rate |
|---|---|
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Property Address | 24728 RIDGE RD, DAMASCUS, MD 20872-2134 |
| Transaction Type | Mortgage |
| Record Updated | Dec 3, 2021 |
| Title Company | INSPIRE CLOSING SERVICES LLC |
| Name | Verified Name |
|---|---|
| Address | 24728 RIDGE RD, DAMASCUS, MD 20872-2134 |
| Document Number | 0645950213 |
|---|---|
| Date | Nov 16, 2021 |
| Book Page | 64595/213 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | BOCA RATON, FL 33431 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 358 Months |
| Due | Sep 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Property Address | 24728 RIDGE RD, DAMASCUS, MD 20872-2134 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | TITLE365 |
| Name | Verified Name |
|---|
| Document Number | 0601180058 |
|---|---|
| Date | Jul 23, 2020 |
| Book Page | 60118/58 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 319 Months |
| Due | Feb 1, 2047 |
The 2025 property tax bill for 24728 Ridge Rd was $5,011.
Source: Montgomery County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Montgomery County |
| Unified School District | Montgomery County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $457,567 (+4.89%) | $478,900 (-) Land $186,100 Building $292,800 | |
| 2025 | $5,011.00 | $436,233 | $478,900 Land $186,100 Building $292,800 |
| 2023 | $394,400 | $414,900 Land $177,200 Building $237,700 | |
| 2022 | $3,961.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 24728 Ridge Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 24728 Ridge Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WASHINGTON SUBURBAN SANITARY COMMISSION serves 1,900,000 people · EPA ID MD0150005 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2025 |
| Lead | Under 1 ppb (2018–2020) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 270 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
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