24720 Harding St, Oak Park, MI 48237 Property Records

Oakland County property record for 24720 Harding St, Oak Park, MI 48237

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,502 sqft · built 1956
Lot Size	0.159 acres (6,926 sqft)
Owner	Individual Name on File
Last Sale	$184,000 (Sep 2003)
Tax Bill	$3,847 (2025)
Deeds & Mortgages	Apr 2023 Line of Credit Aug 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`52-25-30-126-006`

Property Details

APN / Parcel Number

Primary APN	`52-25-30-126-006`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	10 Rooms
Stories	1 Story
Building Area	1,502 sqft Living Area
1st Floor Area	1,502 sqft
Basement Area	1,502 sqft
Unfinished Basement	1,502 sqft

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1956
Exterior Material	Brick
Construction Type	Brick
Roof Type	Hip
Lot Area	6,926 sqft (0.159 acres)
Lot Dimensions	97 ft deep x 71.2 ft wide
Garage Area	308 sqft
Parking Spaces	1 Parking Space
Porch	Porch
Porch Area	376 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	24720 HARDING ST
City	OAK PARK
State	MI
Zip	48237-1549
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	T1N, R11E, SEC 30 HARDING MANOR SUB LOT 1
Legal Range	11E
Legal Township	01N
Legal Section	30
Legal Subdivision	HARDING MANOR
Legal Lot Number	1
Jurisdiction	OAKLAND MI
Township / Civil Division	OAK PARK
Census Block Group	3
Census Block	3001
Census Tract	171400

Owner

24720 Harding St is owned and occupied by an individual who bought it in September 2003.

Source: Oakland County records, as of July 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	24720 HARDING ST, OAK PARK, MI 48237-1549
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 18, 2023	Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK
Aug 20, 2019	Deed of Trust, Mortgage · Conventional Mortgage CHEMICAL BANK
Apr 21, 2020	Deed of Trust, Mortgage · Conventional Mortgage TCF NATIONAL BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 19, 2003 · Amount on File
Deed Sale	Sep 19, 2003 · Amount on File
Prior Sale	Jan 18, 2002
Deed Document Number	2003474908
Deed Book / Page	30801 / 897
Prior Transfer Date	Jan 4, 2002
Record Updated	Oct 29, 2026

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	24720 HARDING ST, OAK PARK, MI 48237-1549
Transaction Type	Mortgage
Record Updated	Jun 13, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	24720 HARDING ST, OAK PARK, MI 48237-1549

Mortgage

Document Number	0000042771
Date	Apr 18, 2023
Book Page	58547/699
Instrument	42771

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43231

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	359 Months
Due	Mar 30, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	24720 HARDING ST, OAK PARK, MI 48237-1549
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	MST

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000134190
Date	Aug 20, 2019
Book Page	53155/00352
Instrument	134190

Lender

Name	CHEMICAL BANK
Type	Bank
Address	SIOUX FALLS, SD 57106

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2049

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	24720 HARDING ST, OAK PARK, MI 48237-1549
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	MST

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000080337
Date	Apr 21, 2020
Book Page	54109/17
Instrument	80337

Lender

Name	TCF NATIONAL BANK
Type	Bank
Address	SIOUX FALLS, SD 57106

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 24720 Harding St was $3,847 with a homeowner's exemption, up 1.8% from the year before.

Source: Oakland County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Oakland County
Municipality	Oak Park City
Unified School District	Oak Park City School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,847.00 (+1.77%) Homeowner's exemption	$141,000 Land $28,300 Building $112,700	$282,000 Land $56,600 Building $225,400
2024	$3,780.00
2023		$120,300 Land $17,500 Building $102,800	$240,600 Land $35,000 Building $205,600
2022	$3,365.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 24720 Harding St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 24720 Harding St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OAK PARK serves 29,654 people · EPA ID MI0004880
Water Source	Purchased surface water from GREAT LAKES WATER AUTHORITY
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 472 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: 123.NET, Verizon.

Nearby Properties on Harding St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures