2472 Emily Ln, Elgin, IL 60124 Property Records

Kane County property record for 2472 Emily Ln, Elgin, IL 60124

Property Summary

Property Type	Single Family Home
Details	2 bd · 2.5 ba · 1,626 sqft · built 2005
Owner	Individual Name on Record
Last Sale	$247,500 (Aug 2021)
Tax Bill	$6,092 (2025)
Deeds & Mortgages	Mortgage Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`06-29-476-079`

Property Details

APN / Parcel Number

Primary APN	`06-29-476-079`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,626 sqft Living Area
Gross Area	2,439 sqft
Basement Area	813 sqft

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Construction Type	Frame
Lot Width	33 ft Width

Utilities, Heating & Cooling

Cooling System	HVAC

Location & Zoning

Street Address	2472 EMILY LN
City	ELGIN
State	IL
Zip	60124-8743
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	THE RESERVE PT OF LOT 33 AS DESC IN 2005K112698
Legal Subdivision	THE RESERVE
Legal Block	2
Legal Lot Number	33
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	2
Census Block	2002
Census Tract	851912

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2472 EMILY LN, ELGIN, IL 60124-8743
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
	Deed of Trust, Mortgage NATIONAL TITLE SOLUTIONS INC
	Deed of Trust, Mortgage NATIONAL TITLE SOLUTIONS INC
Aug 31, 2021	Warranty Deed, Transfer · Conventional Mortgage FIRST CENTENNIAL MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 31, 2021 · Amount on Record
Deed Sale	Aug 31, 2021 · Amount on Record
Prior Sale	Sep 22, 2005 · Amount on Record
Deed Document Number	202166408
Record Updated	Sep 20, 2026

: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	2472 EMILY LN, ELGIN, IL 60124-8743
Transaction Type	Mortgage
Record Updated	Feb 2, 2023
Title Company	NATIONAL TITLE SOLUTIONS INC

Transferred To (Grantee/Buyer)

Name	Verified Name

: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	2472 EMILY LN, ELGIN, IL 60124-8743
Transaction Type	Mortgage
Record Updated	Feb 2, 2023
Title Company	NATIONAL TITLE SOLUTIONS INC

Transferred To (Grantee/Buyer)

Name	Verified Name

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Aug 31, 2021
Property Address	2472 EMILY LN, ELGIN, IL 60124-8743
Document Number	0000066408
Map Reference	DOC 2004K044951
Instrument Date	Aug 18, 2021
Instrument	2021K066408
Transaction Type	Transfer
Record Updated	Aug 5, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$247.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2472 EMILY LN, ELGIN, IL 60124-8743

Mortgage

Document Number	0000066409
Date	Aug 31, 2021
Instrument	2021K066409

Lender

Name	FIRST CENTENNIAL MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

Interest

Rate Type	Fixed Rate
Rate	3.75%

Mortgage

Document Number	0000066410
Date	Aug 31, 2021
Instrument	2021K066410

Lender

Name	ILLINOIS HOUSING DEVELOPMENT AUTHORITY
Type	Government Agency
Address	CHICAGO, IL 60601

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,092.00 (+15.82%) Homeowner's exemption	$87,865 (+8.57%) Land $21,453 Building $66,412	$263,700 (+8.57%) Land $64,385 Building $199,316
2024		$80,930 (+21.39%) Land $19,760 Building $61,170	$242,887 (+21.44%) Land $59,304 Building $183,583
2022	$5,260.00 (+14.87%) Homeowner's exemption	$66,667 (+6.96%) Land $16,278 Building $50,389	$200,001 (+6.96%) Land $48,834 Building $151,167
2021	$4,579.00 Homeowner's exemption	$62,329 Land $15,219 Building $47,110	$186,987 Land $45,657 Building $141,330

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2020)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2020 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 79% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 210 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Astound Broadband Cable	1,500 / 50
Xfinity Cable	1,200 / 35

May also be available: AT&T, T-Mobile, Verizon.

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