2471 Regent Rd, Topping, VA 23169 Property Records

Middlesex County property record for 2471 Regent Rd, Topping, VA 23169

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,696 sqft · built 1982
Lot Size	12.8 acres (557,568 sqft)
Owner	2 Individual Names on Record
Last Sale	$677,000 (Oct 2021)
Tax Bill	$2,956 (2026)
Deeds & Mortgages	Oct 2020 Refinance Oct 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`30 39`

Property Details

APN / Parcel Number

Primary APN	`30 39`
Alternative APN	`6109`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,696 sqft Living Area
Gross Area	3,865 sqft
1st Floor Area	1,296 sqft
Basement Area	1,296 sqft
Unfinished Basement	1,536 sqft
Flooring	Hardwood
Interior Walls	Paneling

Exterior

Year Built	Built 1982
Effective Year Built	Effective 2004
Exterior Material	Vinyl
Foundation Type	Block
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	557,568 sqft (12.8 acres)

Exterior Amenities

Porch	Slab
Porch Area	72 sqft
Deck Area	102 sqft
Patio Area	400 sqft
Shed	1 Shed
Shed Area	1,728 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	6109
Street Address	2471 REGENT RD
City	TOPPING
State	VA
Zip	23169-2144
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	LDR
Legal Description	WATERVIEW 12.8 AC PCL A D117-82 P6-83 W67-40 D373-481 D425-41 P16-529
Jurisdiction	MIDDLESEX VA
Township / Civil Division	PINE TOP
Census Block Group	3
Census Block	3011
Census Tract	951100

Owner

Source: Middlesex County records, as of October 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2471 REGENT RD, TOPPING, VA 23169-2144
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Right of Survivorship

Deeds, Mortgages & Sale History

Date	Document
Oct 13, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance ALCOVA MORTGAGE LLC
Oct 27, 2021	Warranty Deed, Transfer · Conventional Mortgage ATLANTIC BAY MORTGAGE GROUP LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 27, 2021 · Amount on Record
Deed Sale	Oct 27, 2021 · Amount on Record
Deed Document Number	20212790
Prior Transfer Date	Oct 26, 2018
Prior Transfer Doc	0000002254
Record Updated	Oct 29, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDDLESEX VA
Property Address	2471 REGENT RD, TOPPING, VA 23169-2144
Transaction Type	Mortgage
Record Updated	Dec 23, 2021
Title Company	THE CLOSING SHOP LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0200001954
Date	Oct 13, 2020
Instrument	200001954

Lender

Name	ALCOVA MORTGAGE LLC

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2050

Interest

Rate Type	Fixed Rate

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MIDDLESEX VA
Recording Date	Oct 27, 2021
Property Address	2471 REGENT RD, TOPPING, VA 23169-2144
Document Number	210002790
Instrument Date	Oct 11, 2021
Instrument	210002790
Transaction Type	Transfer
Record Updated	Dec 7, 2021
Title Company	HOMELAND TITLE STLMNT AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2471 REGENT RD, TOPPING, VA 23169-2144

Mortgage

Document Number	210002791
Date	Oct 27, 2021
Instrument	210002791

Lender

Name	ATLANTIC BAY MORTGAGE GROUP LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Middlesex County assessment roll, as of October 8, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Middlesex County
Unified School District	Middlesex County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,956.00	$484,700 (-) Land $232,800 Building $251,900	$484,700 (-) Land $232,800 Building $251,900
2025	$2,956.00	$484,700 (-) Land $232,800 Building $251,900	$484,700 (-) Land $232,800 Building $251,900
2023	$2,956.00	$484,700 Land $232,800 Building $251,900	$484,700 Land $232,800 Building $251,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 24 policies
Nearby Flood Policies	24 in force
Nearby Flood Claims	10 (2003–2006)
Most Recent Claim	Sep 2006 · Tropical Depression Ernesto, Severe Storms And Flooding
Claims by Event	Tropical Depression Ernesto, Severe Storms And Flooding, Sep 2006 · 6 claims Hurricane Isabel, Sep 2003 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · above 54% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Virginia Broadband Fixed Wireless · not low latency	100 / 25

May also be available: Breezeline.

Cell Coverage

4G LTE only, no 5G reported

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