24709 Nova Ln, Punta Gorda, FL 33980 Property Records

Charlotte County property record for 24709 Nova Ln, Punta Gorda, FL 33980

Property Summary

Property Type	Single Family Home
Details	4 bd · 5 ba · 5,255 sqft · built 2020
Lot Size	10 acres (435,600 sqft)
Owner	Trust Name on File
Tax Bill	$10,109 (2025)
Deeds & Mortgages	Apr 2021 Mortgage Sep 2019 Sale + 2 more
Flood Zone	Zone AE (high risk)
APN	`402317376005`

Property Details

APN / Parcel Number

Primary APN	`402317376005`
Alternative APNs	`00710380075007` `10004618734`

Interior

Bedrooms	4 Beds
Full Baths	5 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	5,255 sqft Living Area
Gross Area	7,452 sqft
1st Floor Area	1,500 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Roof Material	Composition Shingle
Lot Area	435,600 sqft (10 acres)
Garage Type	Attached
Garage Area	1,129 sqft
Driveway	Concrete Driveway
Driveway Area	3,500 sqft

Exterior Amenities

Pool Area	367 sqft
Porch	Raised Porch
Shed	1 Shed
Shed Area	187 sqft
Pole Barn	1,500 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Account Number	00710380075007
Street Address	24709 NOVA LN
City	PUNTA GORDA
State	FL
Zip	33980-2736
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RE1
Legal Description	17 40 23 10A M/L P-1-58 E1/2 OF W1/2 OF SE1/4 OF SW1/4 LESS N 25FT 360/183 858/1903 858/1904 858/1905 858/1907 1448/449 4168/639 4483/887
Legal Range	23E
Legal Township	40S
Legal Section	17
Legal Subdivision	SUNCOAST RANCHES
Legal Tract	85
Jurisdiction	CHARLOTTE FL
Township / Civil Division	PORT CHARLOTTE
Census Block Group	2
Census Block	2001
Census Tract	21002

Owner

24709 Nova Ln is owner-occupied and held in a trust since September 2019.

Source: Charlotte County records, as of November 19, 2025

Owner of Record	Trust Name on File
Mailing Address	24709 NOVA LN, PORT CHARLOTTE, FL 33980-2736
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 23, 2021	Deed of Trust, Mortgage · Conventional Mortgage ACHIEVA CU
Sep 17, 2019	Warranty Deed, Transfer ATTORNEY ONLY
Mar 19, 2019	Deed of Trust, Mortgage ACHIEVA CU
Feb 15, 2017	Warranty Deed, Transfer · Conventional with PMI ABELARDO E ACOSTA

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Sep 16, 2019
Transfer Doc	0044830887
Record Updated	Jun 8, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLOTTE FL
Property Address	24709 NOVA LN, PORT CHARLOTTE, FL 33980-2736
Transaction Type	Mortgage
Record Updated	May 24, 2021
Title Company	HOMETOWN TITLE AND CLOSING SERVICES, HOMETOWN TTL & CLOSING SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	24709 NOVA LN, PORT CHARLOTTE, FL 33980-2736

Mortgage

Document Number	0047530476
Date	Apr 23, 2021
Book Page	4753/476
Instrument	2935366

Lender

Name	ACHIEVA CU
Type	Credit Union
Address	DUNEDIN, FL 34698

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	3.37%
Type Change Date	May 1, 2031
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	8.37%
Index	1-Year CMT
Max Rate	8.37%

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHARLOTTE FL
Recording Date	Sep 17, 2019
Property Address	24709 NOVA LN, PORT CHARLOTTE, FL 33980-2736
Document Number	0044830887
Book / Page	004483 / 000887
Instrument Date	Sep 16, 2019
Instrument	2744191
Transaction Type	Transfer
Record Updated	Oct 8, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$0.70
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	24709 NOVA LN PORT CHARLOTTE FL 339802736, PORT CHARLOTTE, FL 33980-2736
Investor	Possibly a Property Investor

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLOTTE FL
Property Address	24709 NOVA LN, PORT CHARLOTTE, FL 33980-2736
Document Number	0044170641
Instrument Date	Mar 19, 2019
Transaction Type	Mortgage
Record Updated	Apr 2, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	24685 NOVA LN PORT CHARLOTTE FL 339802712, PORT CHARLOTTE, FL 33980-2712

Mortgage

Document Number	0044170641
Date	Mar 19, 2019
Book Page	004417/000641
Instrument	2692965

Lender

Name	ACHIEVA CU
Type	Credit Union
Address	DUNEDIN, FL 34698

Agreement

Amount	Amount on Record
Term	360 Months
Due	Mar 18, 2049

Interest

Rate Type	Adjustable Rate
Rate	4.5%

February 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHARLOTTE FL
Recording Date	Feb 15, 2017
Property Address	24709 NOVA LN, PORT CHARLOTTE, FL 33980-2736
Document Number	0041680639
Book / Page	004168 / 000639
Instrument Date	Feb 14, 2017
Instrument	2500234
Transaction Type	Transfer
Record Updated	Feb 1, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,645.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	24685 NOVA LN PUNTA GORDA FL 339802712, PUNTA GORDA, FL 33980-2712

Mortgage

Document Number	41680641
Date	Feb 15, 2017
Book Page	004168/000641
Instrument	2500235

Lender

Name	ABELARDO E ACOSTA
Address	6580 SW COUNTY ROAD 769, ARCADIA, FL 34269-5932
Special Notes	Seller Financed

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	120 Months
Due	Feb 14, 2027

Tax Assessment & Valuation

The 2025 property tax bill for 24709 Nova Ln was $10,109 with a homeowner's exemption, down 14.4% from the year before.

Source: Charlotte County assessment roll, as of November 19, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Charlotte County
Unified School District	Charlotte County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$10,109.00 (-14.37%) Homeowner's exemption	$710,173	$1,057,078 Land $425,000 Building $632,078
2024	$11,805.00 (+4.14%)
2023	$11,336.00 (+9.02%) Homeowner's exemption	$651,913 (+10.2%)	$1,318,333 (+59.39%) Land $600,000 Building $718,333
2022	$10,398.00 Homeowner's exemption	$591,555	$827,125 Land $238,000 Building $589,125

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 24709 Nova Ln in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 31 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	39 units insured incl. 8 condo units
Nearby Flood Claims	5 (2004–2017)
Claims Outside the SFHA	4 of 5
Most Recent Claim	Sep 2017 · Hurricane Irma
Claims by Event	Tropical Storm Bonnie And Hurricane Charley, Aug 2004 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 24709 Nova Ln is moderate, ranking above 58% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 58% of the US · lower than 68% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHARLOTTE COUNTY UTILITIES serves 173,820 people · EPA ID FL5084100
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2025
Lead	10 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2025
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable · Fiber in parts of the area	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: BridgeMAXX Suncoast Broadband.

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