24709 Cutsail Dr, Damascus, MD 20872 Property Records

Montgomery County property record for 24709 Cutsail Dr, Damascus, MD 20872

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,262 sqft · built 1980
Lot Size	0.277 acres (12,048 sqft)
Owner	2 Individual Names on File
Last Sale	$375,000 (Apr 2015)
Tax Bill	$6,418 (2025)
Deeds & Mortgages	Nov 2022 Line of Credit Oct 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`12-01882348`

Property Details

APN / Parcel Number

Primary APN	`12-01882348`
Alternative APN	`01882348`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,262 sqft Living Area
Gross Area	2,703 sqft
1st Floor Area	1,164 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Architectural Style	Bi-Level
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	12,048 sqft (0.277 acres)
Garage Type	Attached
Garage Area	441 sqft
Parking Spaces	2 Parking Spaces
Deck Area	240 sqft
Patio Area	625 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Account Number	01882348
Street Address	24709 CUTSAIL DR
City	DAMASCUS
State	MD
Zip	20872-2107
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R200
Legal Description	SWEEPSTAKES
Legal Subdivision	SWEEPSTAKES
Legal Block	H
Legal Lot Number	3
Jurisdiction	MONTGOMERY MD
Township / Civil Division	12
Census Block Group	1
Census Block	1007
Census Tract	700207

Owner

24709 Cutsail Dr is owned and occupied by two individuals who bought it in April 2015.

Source: Montgomery County records, as of August 17, 2026

Owner of Record	2 Individual Names on File
Mailing Address	24709 CUTSAIL DR, DAMASCUS, MD 20872-2107
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 16, 2022	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK NA
Oct 29, 2020	Deed of Trust, Mortgage · Conventional Mortgage BETTER MTG CORP ISAOA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 17, 2015 · Amount on File
Deed Sale	Apr 17, 2015 · Amount on File
Prior Sale	Apr 20, 2000 · Amount on File
Deed Book / Page	50127 / 425
Record Updated	Sep 20, 2026

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY MD
Property Address	24709 CUTSAIL DR, DAMASCUS, MD 20872-2107
Transaction Type	Mortgage
Record Updated	Nov 30, 2022
Title Company	ACCURATE EQUITY GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	24709 CUTSAIL DR, DAMASCUS, MD 20872-2107

Mortgage

Document Number	0665020363
Date	Nov 16, 2022
Book Page	66502/363

Lender

Name	CITIZENS BANK NA
Type	Bank
Address	PROVIDENCE, RI 02903

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	297 Months
Due	Aug 23, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY MD
Property Address	24709 CUTSAIL DR, DAMASCUS, MD 20872-2107
Document Number	0610890460
Instrument Date	Oct 29, 2020
Transaction Type	Mortgage
Record Updated	Dec 3, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	24709 CUTSAIL DR DAMASCUS MD 208722107, DAMASCUS, MD 20872-2107

Mortgage

Document Number	0610890460
Date	Nov 13, 2020
Book Page	061089/000460

Lender

Name	BETTER MTG CORP ISAOA
Address	NEW YORK, 10271

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 12, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 24709 Cutsail Dr was $6,418.

Source: Montgomery County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Montgomery County
Unified School District	Montgomery County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$592,433 (+3.72%)	$613,700 (-) Land $191,200 Building $422,500
2025	$6,418.00	$571,167	$613,700 Land $191,200 Building $422,500
2023		$509,500	$549,900 Land $182,100 Building $367,800
2022	$4,892.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 24709 Cutsail Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 24709 Cutsail Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WASHINGTON SUBURBAN SANITARY COMMISSION serves 1,900,000 people · EPA ID MD0150005
Water Source	Surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2018–2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 211 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250

Cell Coverage

5G (outdoors only) and 4G LTE

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