2470 Tracy Ln, Aurora, IL 60506 Property Records

Kane County property record for 2470 Tracy Ln, Aurora, IL 60506

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,280 sqft · built 1977
Lot Size	0.295 acres (12,836 sqft)
Owner	2 Individual Names on Record
Last Sale	$240,000 (Nov 2016)
Tax Bill	$8,297 (2025)
Deeds & Mortgages	Feb 2024 Second Mortgage Dec 2021 Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`14-24-278-006`

Property Details

APN / Parcel Number

Primary APN	`14-24-278-006`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,280 sqft Living Area
Gross Area	4,080 sqft
Basement Area	1,140 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Exterior Material	Aluminum/Vinyl
Lot Area	12,836 sqft (0.295 acres)
Garage Type	Attached
Garage Area	660 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch

Utilities, Heating & Cooling

Cooling System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	2470 TRACY LN
City	AURORA
State	IL
Zip	60506-4230
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CHERRY HILL ESTATES UNIT 10 - LOT 3 BLK 12
Legal Subdivision	CHERRY HILL ESTATES
Legal Block	12
Legal Lot Number	3
Legal Unit	10
Jurisdiction	KANE IL
Township / Civil Division	SUGAR GROVE
Census Block Group	1
Census Block	1027
Census Tract	854508

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2470 TRACY LN, AURORA, IL 60506-4230
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Feb 27, 2024	Deed of Trust, Mortgage · Stand-Alone Second Mortgage ROCKET MORTGAGE LLC
Dec 15, 2021	Deed of Trust, Mortgage · Conventional Mortgage NOVUS HOME MORTGAGE
Aug 30, 2019	Deed of Trust, Mortgage · Conventional Mortgage GATEWAY MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 1, 2016 · Amount on Record
Deed Sale	Nov 1, 2016 · Amount on Record
Prior Sale	Dec 11, 2009 · Amount on Record
Deed Document Number	201659953
Record Updated	Oct 29, 2026

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	2470 TRACY LN, AURORA, IL 60506-4230
Transaction Type	Mortgage
Record Updated	Mar 5, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000006168
Date	Feb 27, 2024
Instrument	2024K006168

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Mar 1, 2044

Interest

Rate	10.8%

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	2470 TRACY LN, AURORA, IL 60506-4230
Transaction Type	Mortgage
Record Updated	Dec 28, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000092899
Date	Dec 15, 2021
Instrument	2021K092899

Lender

Name	NOVUS HOME MORTGAGE
Type	Mortgage Company
Address	63186

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2052

Interest

Rate Type	Fixed Rate
Rate	3.75%

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	2470 TRACY LN, AURORA, IL 60506-4230
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000040033
Date	Aug 30, 2019
Instrument	2019K040033

Lender

Name	GATEWAY MORTGAGE CORP
Type	Mortgage Company
Address	JENKS, OK 74037

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2049

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Aurora City
County	Kane County
County Subdivision	Sugar Grove Township
Unified School District	Aurora West Unit School District 129 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,297.00 (+8.57%) Homeowner's exemption	$119,640 (+7.83%) Land $29,631 Building $90,009	$359,064 (+7.83%) Land $88,929 Building $270,135
2024		$110,952 (+20.11%) Land $27,479 Building $83,473	$332,989 (+20.15%) Land $82,470 Building $250,519
2022	$7,642.00 (+2.32%) Homeowner's exemption	$92,379 (+5.08%) Land $22,879 Building $69,500	$277,137 (+5.08%) Land $68,637 Building $208,500
2021	$7,469.00 Homeowner's exemption	$87,913 Land $21,773 Building $66,140	$263,739 Land $65,319 Building $198,420

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 21 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	21 in force
Nearby Flood Claims	9 (2013–2026)
Claims Outside the SFHA	7 of 9
Most Recent Claim	Aug 2026
Claims by Event	Severe Storms, Straight-line Winds, And Flooding, Apr 2013 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AURORA serves 183,000 people · EPA ID IL0894070
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	26 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 267 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T DSL	100 / 20

May also be available: Watch TV.

Nearby Properties on Tracy Ln

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures