2470 Temple Dr, Winter Park, FL 32789 Property Records

Orange County property record for 2470 Temple Dr, Winter Park, FL 32789

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,890 sqft · built 1959
Lot Size	0.475 acres (20,705 sqft)
Owner	Individual Name on File
Last Sale	$159,300 (Dec 1998)
Tax Bill	$3,091 (2025)
Deeds & Mortgages	Oct 2019 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`32-21-30-0000-00-041`

Property Details

APN / Parcel Number

Primary APN	`32-21-30-0000-00-041`
Alternative APNs	`302132000000041` `466895` `472547` `477114`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,890 sqft Living Area
Gross Area	2,507 sqft
1st Floor Area	1,890 sqft
Flooring	Carpet
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1959
Effective Year Built	Effective 1959
Exterior Material	Concrete
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	20,705 sqft (0.475 acres)
Garage Type	Attached
Garage Area	572 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	45 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Street Address	2470 TEMPLE DR
City	WINTER PARK
State	FL
Zip	32789-1342
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1A
Legal Description	N 68.71 FT OF S 277.42 FT OF W 330 FT OF NW1/4 OF NE1/4 (LES S W 30 FT FOR R/W) OF SEC 32-21-30
Legal Range	30E
Legal Township	21S
Legal Section	32
Legal Subdivision	ACREAGE & UNREC
Legal Tract	0000
Legal Lot Number	41
Jurisdiction	ORANGE FL
Township / Civil Division	ORLANDO
Census Block Group	1
Census Block	1024
Census Tract	15702

Owner

2470 Temple Dr is owned and occupied by an individual who bought it in December 1998.

Source: Orange County records, as of May 4, 2026

Owner of Record	Individual Name on File
Mailing Address	2470 TEMPLE DR, WINTER PARK, FL 32789-1342
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 23, 1998 · Amount on File
Deed Sale	Dec 23, 1998 · Amount on File
Deed Book / Page	5644 / 3877
Record Updated	Jun 8, 2026

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE FL
Property Address	2470 TEMPLE DR, WINTER PARK, FL 32789-1342
Document Number	0000775854
Instrument Date	Oct 25, 2019
Transaction Type	Mortgage
Record Updated	Jan 6, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2470 TEMPLE DR WINTER PARK FL 327891342, WINTER PARK, FL 32789-1342

Mortgage

Document Number	0000775854
Date	Dec 11, 2019
Instrument	775854

Lender

Name	PNC BK
Type	Bank
Address	WINTER PARK, FL 32789

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	480 Months
Due	Dec 10, 2059

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 2470 Temple Dr was $3,091, up 4.2% from the year before.

Source: Orange County assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Orange County
Municipality	Winter Park City
Unified School District	Orange County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$225,577 (+2.7%)	$432,470 (-) Land $335,000 Building $97,470
2025	$3,091.00 (+4.21%) Homeowner's exemption	$219,647	$432,470 Land $335,000 Building $97,470
2024	$2,966.00 (+5.03%)
2023	$2,824.00 (+13.1%) Homeowner's exemption	$207,240 (+3%)	$423,746 (+3.28%) Land $335,000 Building $88,746
2022	$2,497.00 Homeowner's exemption	$201,204	$410,289 Land $335,000 Building $75,289

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2470 Temple Dr in Zone X, an area of minimal flood risk, though there have been 10 flood claims nearby since 2004.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 32 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	32 in force
Nearby Flood Claims	10 (2004–2024)
Claims Outside the SFHA	9 of 10
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Ian, Sep 2022 · 3 claims Hurricane Irma, Sep 2017 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2470 Temple Dr is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WINTER PARK, CITY OF (3 WPS) serves 82,984 people · EPA ID FL3481482
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 338 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	8,000 / 8,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20