2470 Prosper Rd, Sacramento, CA 95834 Property Records

Sacramento County property record for 2470 Prosper Rd, Sacramento, CA 95834

Property Summary

Property Type	Townhouse
Details	2 bd · 2.5 ba · 1,311 sqft · built 2016
Lot Size	0.05 acres (2,175 sqft)
Owner	Company Name on Record
Last Sale	$342,000 (Aug 2020)
Tax Bill	$4,791 (2025)
Deeds & Mortgages	May 2023 Line of Credit Jun 2022 Transfer + 1 more
Flood Zone	Zone A99 (high risk)
APN	`225-2780-001-0000`

Property Details

APN / Parcel Number

Primary APN	`225-2780-001-0000`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,311 sqft Living Area
1st Floor Area	458 sqft
2nd Floor Area	853 sqft

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Architectural Style	H-Shape
Construction Type	Wood
Roof Material	Other
Lot Area	2,175 sqft (0.05 acres)
Garage Area	426 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	2470 PROSPER RD
City	SACRAMENTO
State	CA
Zip	95834-2100
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	R-3-PUD
Legal Description	LOT 1 OF NATOMAS FIELD PHASE 1 (RM367-1) EXCLUDING W5FT OF SD LOT 1
Legal Subdivision	NATOMAS FIELD PH 1A
Legal Lot Number	1
Jurisdiction	SACRAMENTO CA
Township / Civil Division	SACRAMENTO
Census Block Group	3
Census Block	3009
Census Tract	7028

Owner

Source: Sacramento County records, as of July 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	2470 PROSPER RD, SACRAMENTO, CA 95834-2100
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Living Trust

Deeds, Mortgages & Sale History

Date	Document
May 3, 2023	Deed of Trust, Mortgage · Line of Credit THE GOLDEN 1 CU
Jun 9, 2022	Intrafamily Transfer, Transfer
Aug 5, 2020	Grant Deed, Transfer · Conventional with PMI GOLDEN 1 CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 5, 2020 · Amount on Record
Deed Sale	Aug 5, 2020 · Amount on Record
Prior Sale	Sep 23, 2016 · Amount on Record
Deed Book / Page	20200805 / 1489
Last Transfer Date	Jun 6, 2022
Transfer Doc	2022000545
Record Updated	Sep 20, 2026

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	2470 PROSPER RD, SACRAMENTO, CA 95834-2100
Transaction Type	Mortgage
Record Updated	May 15, 2026
Title Company	ACCOMODATION, ACCOMMODATION

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2470 PROSPER RD, SACRAMENTO, CA 95834-2100

Mortgage

Document Number	0000000489
Date	May 3, 2023
Instrument	202305030489

Lender

Name	THE GOLDEN 1 CU
Type	Credit Union
Address	SACRAMENTO, CA 95826

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SACRAMENTO CA
Recording Date	Jun 9, 2022
Property Address	2470 PROSPER RD, SACRAMENTO, CA 95834-2100
Document Number	0000000545
Map Reference	MB 364 PG 1
Instrument Date	Jun 6, 2022
Instrument	2022060900545
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	2470 PROSPER RD, SACRAMENTO, CA 95834-2100

August 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Aug 5, 2020
Property Address	2470 PROSPER RD, SACRAMENTO, CA 95834-2100
Document Number	2008051489
Instrument Date	Aug 3, 2020
Instrument	2008051489
Transaction Type	Transfer
Record Updated	Aug 25, 2020
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$376.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2470 PROSPER RD SACRAMENTO CA 958342100, SACRAMENTO, CA 95834-2100

Mortgage

Document Number	2008051490
Date	Aug 5, 2020
Instrument	2008051490

Lender

Name	GOLDEN 1 CU
Type	Credit Union
Address	SACRAMENTO, CA 95826

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Aug 4, 2050

Interest

Rate	3.75%

Tax Assessment & Valuation

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Municipality	Sacramento City
Unified School District	Natomas Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$377,467 (+2%) Land $110,406 Building $267,061
2025	$4,791.00 (-3.85%) Homeowner's exemption	$370,067 (+4.04%) Land $108,242 Building $261,825
2024	$4,983.00 (+5.64%)
2023	$4,717.00 (+1.99%) Homeowner's exemption	$355,699 Land $104,040 Building $251,659
2022	$4,625.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone A99 high risk · federal flood protection under construction
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 646 policies
Community Rating System	Class 4 (30% premium discount)
Nearby Flood Policies	646 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.8% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SACRAMENTO MAIN state or territorial government · serves 527,979 people · EPA ID CA3410020
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 816 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable · Fiber in parts of the area	2,000 / 250
Verizon Fixed Wireless	1,000 / 75
unWired Broadband Fixed Wireless	400 / 50
Succeed.Net Fixed Wireless	100 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: Fidium Fiber.

Nearby Properties on Prosper Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures