2470 Moraga Ave SE, Albany, OR 97322 Property Records

Linn County property record for 2470 Moraga Ave SE, Albany, OR 97322

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,536 sqft · built 1978
Lot Size	0.17 acres (7,405 sqft)
Owner	Individual Name on File
Last Sale	$169,000 (Sep 2013)
Tax Bill	$4,399 (2025)
Deeds & Mortgages	Jul 2020 Reverse Mortgage Jul 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`11S03W20AB00605`

Property Details

APN / Parcel Number

Primary APN	`11S03W20AB00605`
Alternative APNs	`0420774` `420774`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,536 sqft Living Area
1st Floor Area	1,536 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Architectural Style	Ranch
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	7,405 sqft (0.17 acres)
Garage Area	462 sqft
Patio Area	324 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Account Number	420774
Street Address	2470 MORAGA AVE SE
City	ALBANY
State	OR
Zip	97322-6363
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-6.5
Legal Description	11S03W20AB
Legal Range	03W
Legal Township	11S
Legal Section	20
Legal Subdivision	DEERFIELD
Legal Block	6
Legal Lot Number	6
Jurisdiction	LINN OR
Township / Civil Division	ALBANY
Census Block Group	2
Census Block	2013
Census Tract	20601

Owner

2470 Moraga Ave SE is owned and occupied by an individual who bought it in September 2013.

Source: Linn County records, as of May 27, 2026

Owner of Record	Individual Name on File
Mailing Address	2470 MORAGA AVE SE, ALBANY, OR 97322-6363
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 20, 2020	Deed of Trust, Mortgage · Reverse Mortgage REVERSE MORTGAGE FUNDING LLC
Jul 14, 2020	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV
May 22, 2017	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV
May 22, 2017	Deed of Trust, Mortgage · FHA Mortgage LIBERTY HM EQUITY SOLUTIONS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 11, 2013 · Amount on File
Deed Sale	Sep 11, 2013 · Amount on File
Prior Sale	Aug 3, 2012 · Amount on File
Deed Document Number	201315466
Record Updated	Sep 20, 2026

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINN OR
Property Address	2470 MORAGA AVE SE, ALBANY, OR 97322-6363
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	TICOR TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000014232
Date	Jul 20, 2020
Instrument	2020-14232

Lender

Name	REVERSE MORTGAGE FUNDING LLC
Type	Reverse Mortgage Lender
Address	BLOOMFIELD, NJ 07003

Agreement

Type	Reverse Mortgage
Amount	Amount on Record
Term	808 Months
Due	Nov 25, 2087

Interest

Rate Type	Adjustable Rate
Rate	2.32%
Type Change Date	Aug 1, 2021
Change Frequency	Annually
Index	1-Year LIBOR

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINN OR
Property Address	2470 MORAGA AVE SE, ALBANY, OR 97322-6363
Document Number	0000014233
Instrument Date	Jul 14, 2020
Transaction Type	Mortgage
Record Updated	Jul 31, 2020
Title Company	TICOR TITLE INSURANCE COMPANY, TICOR TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2470 MORAGA AVE SE ALBANY OR 973226363, ALBANY, OR 97322-6363

Mortgage

Document Number	0000014233
Date	Jul 20, 2020
Instrument	14233

Lender

Name	HUD-HOUSING/URBAN DEV
Address	451 7TH ST SW, WASHINGTON, DC 20410-0001

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	804 Months
Due	Jul 19, 2087

Interest

Rate Type	Adjustable Rate
Rate	2.32%

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINN OR
Property Address	2470 MORAGA AVE SE, ALBANY, OR 97322-6363
Document Number	0000009451
Instrument Date	May 22, 2017
Transaction Type	Mortgage
Record Updated	Nov 16, 2018
Title Company	NEXTITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2470 MORAGA AVE SE ALBANY OR 973226363, ALBANY, OR 97322-6363

Mortgage

Document Number	0000009451
Date	May 26, 2017
Instrument	9451

Lender

Name	HUD-HOUSING/URBAN DEV
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	840 Months
Due	May 25, 2087

Interest

Rate Type	Adjustable Rate
Rate	4.39%

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINN OR
Property Address	2470 MORAGA AVE SE, ALBANY, OR 97322-6363
Document Number	0000009450
Instrument Date	May 22, 2017
Transaction Type	Mortgage
Record Updated	Jun 1, 2017
Title Company	NEXTITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2470 MORAGA AVE SE ALBANY OR 973226363, ALBANY, OR 97322-6363

Mortgage

Document Number	0000009450
Date	May 26, 2017
Instrument	9450

Lender

Name	LIBERTY HM EQUITY SOLUTIONS
Type	Funding / Finance Company
Address	RANCHO CORDOVA, CA 95670

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	840 Months
Due	May 25, 2087

Interest

Rate Type	Adjustable Rate
Rate	4.39%

Tax Assessment & Valuation

The 2025 property tax bill for 2470 Moraga Ave SE was $4,399.

Source: Linn County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Oregon
Municipality	Albany City
County	Linn County
Unified School District	Greater Albany School District 8J (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,399.00	$221,070	$404,770 Land $150,000 Building $254,770
2023	$4,150.00 (+1.59%)	$208,390 (+3%)	$401,290 (+2.12%) Land $148,100 Building $253,190
2022	$4,085.00	$202,330	$392,970 Land $136,870 Building $256,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2470 Moraga Ave SE in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 4, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 2470 Moraga Ave SE has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ALBANY serves 57,997 people · EPA ID OR4100012
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	3 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 365 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Alyrica Fixed Wireless	400 / 50
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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