2470 Hearthstead Ln, Cincinnati, OH 45239 Property Records

Hamilton County property record for 2470 Hearthstead Ln, Cincinnati, OH 45239

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,422 sqft · built 1992
Lot Size	0.3 acres (13,068 sqft)
Owner	Individual Name on Record
Tax Bill	$5,740 (2025)
Deeds & Mortgages	Jan 2023 Mortgage May 2021 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`231-0002-0110-00`

Property Details

APN / Parcel Number

Primary APN	`231-0002-0110-00`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,422 sqft Living Area
Gross Area	3,307 sqft
1st Floor Area	923 sqft
2nd Floor Area	999 sqft
Basement Area	923 sqft
Finished Basement	500 sqft
Unfinished Basement	423 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Architectural Style	Conventional
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Lot Area	13,068 sqft (0.3 acres)
Lot Dimensions	150 ft deep x 312 ft wide
Garage Type	Attached
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces
Deck Area	Deck Area
Patio Area	432 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard
Heating Fuel	Oil

Location & Zoning

Street Address	2470 HEARTHSTEAD LN
City	CINCINNATI
State	OH
Zip	45239-6616
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SF10
Legal Description	KIPLING AVE-KIPLINGWOOD DR 68.88 X 150 FT IRR LOT1 KIPLINGWOOD SUB
Legal Subdivision	KIPLINGWOOD SUB
Legal Lot Number	1
Jurisdiction	HAMILTON OH
Township / Civil Division	CINCINNATI
Census Block Group	3
Census Block	3001
Census Tract	8300

Owner

Source: Hamilton County records, as of July 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2470 HEARTHSTEAD LN, CINCINNATI, OH 45239-6616
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 26, 2023	Deed of Trust, Mortgage · Conventional Mortgage FIDELITY MORTGAGE INC
May 5, 2021	Deed of Trust, Mortgage · Line of Credit FIDELITY MORTGAGE INC
Jan 19, 2017	Deed of Trust, Mortgage · Line of Credit GENERAL ELECTRIC CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Mar 30, 2009
Transfer Doc	0000000336
Record Updated	Sep 20, 2026

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	2470 HEARTHSTEAD LN, CINCINNATI, OH 45239-6616
Transaction Type	Mortgage
Record Updated	Apr 10, 2026
Title Company	NETCO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000006715
Date	Jan 26, 2023
Book Page	14840/1243
Instrument	2023-0006715

Lender

Name	FIDELITY MORTGAGE INC
Type	Subprime Lender
Address	PALM BEACH GARDENS, FL 33410

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	341 Months
Due	Jun 1, 2051

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	2470 HEARTHSTEAD LN, CINCINNATI, OH 45239-6616
Transaction Type	Mortgage
Record Updated	Apr 10, 2026
Title Company	NETCO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000056373
Date	May 5, 2021
Book Page	14411/3845
Instrument	2021-0056373

Lender

Name	FIDELITY MORTGAGE INC
Type	Subprime Lender
Address	PALM BEACH GARDENS, FL 33410

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2051

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	2470 HEARTHSTEAD LN, CINCINNATI, OH 45239-6616
Document Number	0000007936
Book / Page	013340 / 002097
Instrument Date	Jan 19, 2017
Transaction Type	Mortgage
Record Updated	Jun 15, 2017
Title Company	NORTHWEST TITLE COMPANY, NORTHWEST TITLE CO.

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2470 HEARTHSTEAD LN CINCINNATI OH 452396616, CINCINNATI, OH 45239-6616

Mortgage

Document Number	0000007936
Date	Jan 25, 2017
Book Page	013340/002097
Instrument	7936

Lender

Name	GENERAL ELECTRIC CU
Type	Credit Union
Address	CINCINNATI, OH 45241

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jan 24, 2047

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	Cincinnati City
Unified School District	Cincinnati City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,740.00 (+0.33%)	$87,207 (+%) Land $9,727 Building $77,480	$249,160 (-) Land $27,790 Building $221,370
2024	$5,721.00 (-0.17%)	$87,205 (-) Land $9,726 Building $77,479
2023	$5,731.00 (+23.17%)	$87,205 (+38.11%) Land $9,726 Building $77,479	$249,160 (+38.12%) Land $27,790 Building $221,370
2022	$4,653.00	$63,140 Land $7,476 Building $55,664
2020			$180,400 Land $21,360 Building $159,040

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	6 (1980–1993)
Claims Outside the SFHA	1 of 6
Most Recent Claim	Jun 1993 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 74% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 371 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	1,000 / 75
AT&T Fixed Wireless	100 / 20

May also be available: Brightspeed, T-Mobile.

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