2470 Florida Ave, Carrabelle, FL 32322 Property Records

Franklin County property record for 2470 Florida Ave, Carrabelle, FL 32322

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,714 sqft · built 2024
Lot Size	0.177 acres (7,715 sqft)
Owner	2 Individual Names on File
Last Sale	$20,000 (Sep 2022)
Tax Bill	$3,290 (2025)
Deeds & Mortgages	Sep 2026 Line of Credit Sep 2022 Sale
Flood Zone	Zone X (minimal risk)
APN	`12-07S-04W-3140-000C-0010`

Property Details

APN / Parcel Number

Primary APN	`12-07S-04W-3140-000C-0010`
Alternative APN	`04W07S123140000C0010`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,714 sqft Living Area
Gross Area	2,610 sqft
1st Floor Area	1,714 sqft

Exterior

Year Built	Built 2024
Effective Year Built	Effective 2024
Architectural Style	Bungalow
Construction Type	Steel Frame
Roof Material	Metal
Lot Area	7,715 sqft (0.177 acres)
Porch	Patio

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	2470 FLORIDA AVE
City	CARRABELLE
State	FL
Zip	32322
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BLOCK C LOT 10 UNIT 1 GULF WYNN SUBD OR 169/433 OR/579/210 1061/680 1346/292
Legal Range	04W
Legal Township	07S
Legal Section	12
Legal Subdivision	GULF WYNN SUBD
Legal Block	C
Legal Lot Number	10
Legal Unit	1
Jurisdiction	FRANKLIN FL
Township / Civil Division	CARRABELLE
Census Block Group	1
Census Block	1000
Census Tract	970102

Owner

2470 Florida Ave is owned by two individuals who bought it in September 2022.

Source: Franklin County records, as of October 22, 2026

Owner of Record	2 Individual Names on File
Mailing Address	57596 BRADFORVILLE RD, TALLAHASSEE, FL 3230
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 29, 2026	Deed of Trust, Mortgage · Line of Credit FIRST CREDIT UNION
Sep 15, 2022	Warranty Deed, Transfer NATIONS TITLE, NATIONAL CONSUMER TTL INS CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 15, 2022 · Amount on File
Deed Sale	Sep 15, 2022 · Amount on File
Prior Sale	May 3, 2012
Deed Document Number	20225385
Deed Book / Page	1346 / 292
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN FL
Recording Date	Sep 29, 2026
Property Address	2470 FLORIDA AVE, CARRABELLE, FL 32322
Document Number	0000004521
Book / Page	1455 / 531
Instrument Date	Sep 15, 2026
Instrument	20264521
Transaction Type	Mortgage
Record Updated	Oct 22, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000004521,
Date	Sep 29, 2026
Book Page	1455/531
Instrument	20264521

Lender

Name	FIRST CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FRANKLIN FL
Recording Date	Sep 15, 2022
Property Address	2470 FLORIDA AVE, CARRABELLE, FL 32322
Document Number	0019005385
Book / Page	1346 / 292
Map Reference	MB 4 PG 6A
Instrument Date	Sep 15, 2022
Instrument	202219005385
Transaction Type	Transfer
Record Updated	Jan 6, 2026
Title Company	NATIONS TITLE, NATIONAL CONSUMER TTL INS CO

Transaction

Amount	Amount on Record
Tax	$140.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5365 MADISON ST, PENTWATER, MI 49449-8407

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5759 BRADFORDVILLE RD, TALLAHASSEE, FL 32309-6611
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 2470 Florida Ave was $3,290, up 1,846.7% from the year before.

Source: Franklin County assessment roll, as of November 26, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Franklin County
Unified School District	Franklin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,290.00 (+1,846.75%)	$350,032 (+1,959.01%) Land $17,000 Building $333,032	$350,032 (+1,959.01%) Land $17,000 Building $333,032
2024	$169.00 (-3.43%)	$17,000 (-) Land $17,000	$17,000 (-) Land $17,000
2023	$175.00 (+6.71%)	$17,000 (-) Land $17,000	$17,000 (-) Land $17,000
2022	$164.00	$17,000 Land $17,000	$17,000 Land $17,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2470 Florida Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 23, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 47 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	47 in force
Nearby Flood Claims	6 (2005–2018)
Most Recent Claim	Oct 2018 · Hurricane Michael
Claims by Event	Hurricane Michael, Oct 2018 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2470 Florida Ave is high, ranking above 70% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 70% of the US · above 52% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 188 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50

May also be available: T-Mobile, Verizon.

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